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Built around you!
It's your home, or your investment. Whatever you use it for, you want to protect it the best you can. With cover against theft, fire, earthquakes, floods and storms, and inclusions like temporary accommodation, emergency repairs and clean up fees if your claim is accepted, it's clear to see our building insurance is built around you.
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What's included?
Theft
Cover for loss or damage to your building caused by theft, attempted theft or burglary.
Fire
Protection for damage or loss to your building caused by accidental fire.
Earthquake
Cover for loss or damage to the building caused by earthquake.
Explosion
Cover for loss or damage caused by accidental explosion.
Riot
Loss or damage caused by riot or civil commotion is covered as standard.
Storm
We’ll cover your building against loss or damage caused by storm, including lightning, wind, hail and snow.
Flood
Flood cover is included as standard with your Building policy.
Escaping Water
Cover for loss or damage caused by escaping water.
Impact
You’re covered if your building is damaged due to impact.
Intentional Damage
Loss or damage to the property that is caused intentionally by anyone not living at the premises is automatically covered.
Animal Damage
Cover for loss or damage to your home or contents caused by an animal.
Legal Liability
We’ve got you covered to the tune of $20million for your legal liability to pay damages due to a claim for an accident that results in death, bodily injury or damage to someone else’s property.
Temporary Accommodation
If you can’t live at your home due to an insured event we’ll pay the costs for your temporary accommodation for up to 12 months.
Burnout of Electric Motors
We’ll pay for the reasonable cost of repairing or replacing burnt out electric motors caused by mechanical, electrical or electronic failure.
Broken Glass and Ceramics
This covers the cost of replacing your broken glass or ceramics up to a value of 10% of the amount your building is insured for.
Locks and Keys
We’ll pay up to $1,000 for replacement keys and locks if the keys to your home are stolen.
Clean Up and Professional Fees
Up to 20% of the building sum insured to pay any associated clean up and professional costs.
Emergency Repairs
Cover for the reasonable cost of emergency repairs to make the building safe and secure and prevent further loss or damage.
Building Modifications
Up to $5000 to modify your home if you or a member of your household is impaired by permanent quadriplegia or paraplegia as a result of an insured event.
Funeral Expenses
We’ll pay $5000 to you or your estate towards funeral expenses if you or a household member dies as a result of an insured event.
Damage from Injury or Incident
In certain circumstances we will pay up to $10,000 for damage to, or soiling of, your home or contents. Read the PDS for more info.
Uninstalled Building Fixtures, Fittings and Materials
If you have building cover with us, we'll pay up to $1000 for loss or damage to uninstalled building fixtures, fittings and materials caused as the result of an insured event.
Counselling Services
Need mental health services? Youi covers up to $1,500 per household member for counselling sessions after a claim.
What's optional?
In case you need just a little bit more...
Buildings Accidental Damage
Cover for your Buildings up to your sum insured for damage caused accidently.