Income tax calculator 2024-25, 2023-24 and 2022-23

This handy calculator will show you how much income tax and National Insurance you'll pay in the 2024-25, 2023-24, 2022-23 and 2021-22 tax years, as well as how much of your salary you'll take home.

How to use the Which? income tax calculator

Just enter your salary and find out how much income tax and National Insurance you'll pay in 2024-25.

If you pay income taxes in Scotland, simply hit the 'Do you live in Scotland?' tab to make sure you get the right figures.

You can also use the drop-down arrow to select a previous tax year, including  2023-24, 2022-23, 2021-22, 2020-21, 2019-20 and 2018-19.

Please note this tool makes standard assumptions to estimate your tax breakdown and doesn't take into account other things you pay like pension contributions and student loan repayments that will impact your take-home pay. This calculator assumes you're employed.

Need help with your tax return?

Send your tax return to HMRC using the service provided by GoSimpleTax.

Calculate your tax bill

What are the income tax rates across the UK in 2023-24 and 2024-25?

Most people in the UK have a £12,570 tax-free personal allowance.

If you live in England, Wales or Northern Ireland there are three income tax bands and rates above the tax-free personal allowance that apply depending on your income; 

• the basic rate (20% on taxable income between £12,571 and £50,270), 
• the higher rate (40% on taxable income between £50,271-£125,140) and 
• the additional rate (45% on taxable income over £125,140).

If you live in Scotland there are six income tax bands and rates above the tax-free personal allowance in 2024-25:

• the starter rate (19% on taxable income between £12,571-£14,876),
• the Scottish basic rate (20% on taxable income between £14,877-£26,561), 
• the intermediate rate (21% on taxable income between £26,562-£43,662), 
• the higher rate (42% on taxable income between £43,663-£75,000), 
• the advanced rate (45% on taxable income between £75,001-£125,140)
• and the top rate (48% on taxable income over £125,140).  

Wherever you live in the UK your personal allowance will reduce by £1 for every £2 you earn over £100,000. So, by the time you earn, £125,140, you'll pay income tax on everything you earn and get no personal tax-free allowance.

• Find out more: UK income tax rates 2024-25 

Do your self-assessment tax return with GoSimpleTax

If you are self-employed or have other untaxed income you may need to do a tax return to tell HMRC about it and pay what you owe.

Need a little help? Tackle your 2023-24 tax return with the tax calculator service from GoSimpleTax. It can help you to tot up your tax bill, get tips on where to save and submit your return directly to HMRC.

• Find out more: how to fill in self-assessment tax return