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Saga home insurance review

Read Which?'s expert review of Saga's home insurance. Find out how we rate Saga's home insurance policy against 32 other providers
Dean SobersSenior researcher & writer
Saga review

What does Saga offer?

Saga has provided a range of products and services to over-50s in the UK for more than 70 years.

Alongside home insurance, you can also buy Saga car insurance, health insurance and travel cover.

Its home insurance is underwritten by a panel of Acromas, Ageas, Integra Insurance Solutions Limited, Lloyds Bank General Insurance, Prestige Underwriting Services Limited (on behalf of Aviva) and Royal & Sun Alliance Insurance Limited.

We've reviewed its two home insurance policies, Saga Plus (its standard policy) and Saga Select.

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Does Saga offer the best home insurance?

We've rated dozens of insurers on their policies and, where possible, customer service. Members can log in to read our full reviews. 

If you're not already a member, join Which? and get full access to these results and all our reviews.

How good are Saga's home insurance policies?

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

How did customers rate Saga's home insurance?

Members can log in to see these scores. If you're not already a member, join Which? and get full access to these results and all our reviews.

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How can you save money on Saga's home insurance?

Saga's prices for its insurance policies vary depending on whether they're bought online, by phone or via comparison websites. It's worth checking all three to make sure you're getting the best deal. 

If you call Saga, consider trying these tips to haggle the premium down

Saga's Plus policy is only available directly from Saga. Its Select policy can be found on the following price comparison websites:

  • Compare the Market
  • Confused.com
  • GoCompare
  • MoneySuperMarket

It's cheaper to buy online (and on Select through comparison websites) than by phone.

For other ways to save money on home insurance, see our guide.

How can I claim?

If you need to make a claim with Saga home insurance, refer to your policy documents for the phone number relevant to your policy or call 0800 092 1426 in a home emergency. 

For Saga's guidance on the claims process, visit its website.

Saga FAQs

Is Saga home insurance any good?

Saga's Plus policy had a lot to commend it in our analysis, specifically when it comes to its contents cover, where it was a Best Buy.

Does Saga Home Insurance cover mobile phones?

Saga's Plus policy comes with personal possessions cover included as standard, which covers mobile phones up to £2,500. With the Select policy you can add this cover in as an optional extra.

How do I contact Saga Insurance?

To get a quote as a new customer, call 0800 302 9735.

Renewing customers can call on 0800 056 9085.

If you have a query as an existing customer, call 0800 056 9102.

You can find further guidance on contacting Saga on its website.

Find out how Saga rates for other products

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