Where are you on your retirement journey? 

We’re here to help you understand what you need to do to help you live the life you’ve worked hard to achieve. No matter your financial situation, our simple steps, helpful calculators, and award-winning advice1 are here to help you plan your retirement.
Planning your retirement
10-15 years from retirement#

It’s never too early to begin thinking about the lifestyle you want to live in retirement. We’ll take you through what you need to do.

Approaching retirement
Within 5 years of retirement#
As you approach retirement age, there are a few steps you can take to ensure your transition to retirement goes as smoothly as possible.
Living in retirement
Currently in retirement

As your circumstances change, you can easily manage the income from your super as your needs change throughout your retirement.

# Although everyone’s path to retirement is different, we’ve suggested how far away from retiring you should be in each stage.

Estimate your super balance and income in retirement

Estimate your super balance at retirement

Calculate how much super you may have when it comes to the time of your retirement and estimate your retirement income.

Estimate your income in retirement

Estimated your super balance and within 5 years of retiring? Take a closer look at how much income you may receive throughout your retirement.

Awarded Best Pension Fund

We’re proud to be Money magazine’s Best Pension Fund for the second year running.^

Our award-winning advice is here to help

Get a head start on planning for your retirement by chatting with our award-winning advice team.

We’ve been recognised as one of the best in the business for advice, having won Best Fund: Advice Services2 by external ratings agency Chant West in 2022, 2020, and 2019.^

Our retirement library

Read through our range of insightful articles that can help you through the different phases of your retirement.

Managing your retirement

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Our retirement income accounts and fees

Our Flexi Pensions and lifetime income streams can be used on their own or in a combination, to provide you with the type and level of income to suit your lifestyle.
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Manage your retirement income account

Everything you need to manage your account including income, withdrawals, and nominating a beneficiary.

The information is of a general nature and doesn't consider your personal circumstances. Before making decisions, you should consider the PDS and TMD on our website, and whether the information is appropriate for your circumstances otherwise seek financial advice.

  • Things you need to know
    1 UniSuper Advice is operated by UniSuper Management Pty Ltd ABN 91 006 961 799 (USM), which is licensed to provide financial product advice. USM is also the administrator of the fund UniSuper ABN 91 385 943 850 (UniSuper). UniSuper Limited ABN 54 006 027 121 is the trustee of UniSuper.

    2 Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 25 May 2023 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards/

    ^ Ratings and awards are only one factor to be taken into account when deciding whether to invest in a financial product.
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