Bid financial modeling projects işler
...my financial time series data. The primary task will be sentiment analysis, using various textual sources. Key Aspects of the Project: - Time Series Data: The data in question is financial in nature. A background in finance or economics might be beneficial. - Sentiment Analysis: The NLP system should be able to discern and quantify sentiment from the data. This will primarily involve identifying positive, negative, and neutral sentiments. -Textual Sources: The sentiment analysis will be based on a variety of textual data, including social media posts, news articles, and company reports. Experience with these types of sources and their respective NLP challenges would be advantageous. Ideal Skills and Experience: - Proficiency in NLP techniques and tools - Strong backgroun...
I'm looking for a comprehensive outline for upgrading my Hyte Y70 tablet. The main goal of this upgrade is introduce a new look to the device Ideal Skills and Experience: - Proficiency in 3d modeling and blender - Experience with Hyte Y70 tablet - Innovative thinking for new feature integration
I'm looking for an expert in market analysis with a focus on fundamental analysis to help me interpret stock market data. Key Requirements: - Expertise in creating and interpreting charts and graphs - In-depth understanding of fundamental stock market analysis - Ability to provide insights and recommendations based on anal...market analysis with a focus on fundamental analysis to help me interpret stock market data. Key Requirements: - Expertise in creating and interpreting charts and graphs - In-depth understanding of fundamental stock market analysis - Ability to provide insights and recommendations based on analysis Ideal Skills: - Proficiency in data analysis software - Strong understanding of economics and financial principles - Excellent communication skills for pres...
I'm in need of a talented 3D generalist who specializes in character modeling and set modelling. The task involves creating mid-poly character models and set. Ideal Skills and Experience: - Proficiency in 3D modeling software preferably maya. - Previous experience in character modeling - Ability to create mid-poly models Please submit your portfolio showcasing relevant work. Thank you!
I need an Excel spreadsheet designed for daily expense tracking and financial calculations. The ideal freelancer for this project would be someone with strong Excel skills, particularly in creating formulas and functions for financial analysis. Key Requirements: - Create an Excel spreadsheet for daily expense tracking - Implement financial calculations within the spreadsheet - Ensure the spreadsheet is user-friendly and easy to update Skills & Experience: - Strong proficiency in Excel - Experience with financial spreadsheets - Excellent attention to detail
I'm looking for an experienced Python developer who can help me extract financial reports from Tally in a server RDP environment. Specifics: - Data Extraction: The primary task is to extract financial reports from Tally - Desired Format: The reports should be in a Python DataFrame - Specific Reports: The extraction should focus on a custom daybook Ideal Skills: - Proficiency in Python, particularly in data manipulation and extraction - Experience with Tally software - Familiarity with server RDP environments - Ability to work with Python DataFrames Please reach out if you have the necessary skills and experience.
I'm seeking a skilled bookkeeper to assist with the preparation of my company's financial statements, specifically the balance sheet, income statement, and cash flow statement.
I'm seeking a seasoned Accounting Expert with deep expertise in revenue calculation and recognition in the cloud computing sector. The primary focus will be on handling subscription-based revenue. Key Requirements: - Extensive exper...subscription-based revenue. Key Requirements: - Extensive experience with subscription-based revenue models - Strong understanding of IFRS 15 and its application to cloud service models - Proficiency in revenue calculation, recognition, and financial reporting Skills & Experience: - Prior work in the cloud computing industry is a significant advantage - Comprehensive knowledge of financial reporting standards, particularly IFRS 15 - Proven track record of accurate revenue calculation and recognition - Experience in preparing and pr...
...secure payment systems, booking functionality, and data protection systems. • Familiarity with privacy regulations such as GDPR or HIPAA. • Experience in the health and wellness sector is a plus. Project Details: • Project Duration: To be defined based on the proposal. • Location: Open to candidates worldwide. • Communication: Through Freelancer.com. • Budget: To be negotiated. Please include your financial proposal based on your experience and previous results. How to Apply: If you have the expertise and are interested in helping us enhance our website, please send your proposal through Freelancer.com or the designated platform, including: • Examples of previous related work. • Your estimated fee for this project. • An approximate tim...
I require a highly precise CAD drawing based on a sketch I have, intended for 3D printing with plastic. Ideal Skills and Experience: - Proficient in CAD software - Experience with 3D printing design - Understanding of high precision requirements - Prior work with plastic modeling
...drivers that influence market trends. Using R and statistical modeling, we will examine historical market data, news sentiment, and social media trends to develop predictive models of market movements. This project offers a unique opportunity to contribute to a cutting-edge research initiative with real-world applications in investment strategy and risk management. Key Deliverables: Quantitative analysis of market data and investor behavior. Development of predictive models incorporating behavioral finance insights. Comprehensive report with data visualizations and actionable findings. Essential Skills: Expertise in financial markets and investment principles. Strong R programming skills and experience with statistical modeling. Deep understanding of behavioral f...
Office The project you shared caught my attention. Thanks to my expertise in architecture and [specific field: interior design, 3D modeling, etc.] I believe I can add value to the dimension in this project. Throughout my 4 years of experience in architecture, I have worked specifically in 3D modeling. I have carried out similar projects before and used [tools such as Autodesk Revit, 3dsmax, AutoCAD] effectively in this process." "I look forward to discussing how I can help with the size of this project.. Thank you and I look forward to your feedback."
...startup with managing daily operations. The ideal candidate will help with a range of tasks, including project deployments, invoicing, and overall management. You must have strong organizational skills and be self-motivated, with the ability to work independently in a fast-paced, dynamic environment. Key Responsibilities: Managing project timelines and deployments Handling invoicing and basic financial tasks Assisting with administrative duties and business operations Helping optimize day-to-day operations of a growing AI startup Ideal Candidate: Highly organized and detail-oriented Strong communication skills Comfortable with a remote work environment and self-management Interested in technology and startup culture Available to commit to a 7-day work week Compe...
I am seeking a professional with expertise in wealth management, particularly focused on personal financial planning for individuals. Key Responsibilities: - Develop personalized financial plans for individuals. - Provide comprehensive wealth management strategies. Ideal Skills and Experience: - Proven track record in wealth management. - Excellent financial planning skills. - Strong communication skills to explain complex financial concepts in a simple manner.
...high-quality results tailored to meet specific client needs. Key Achievements: Document Creation and Formatting: Created and formatted professional documents, reports, and proposals using Microsoft Word. Implemented advanced formatting techniques and customized templates to ensure consistency and professionalism. Data Analysis and Visualization: Developed complex spreadsheets in Excel to analyze financial data, track budgets, and visualize trends. Utilized formulas, pivot tables, and charts to provide actionable insights and support decision-making. Presentation Design: Designed engaging and visually appealing presentations using PowerPoint. Incorporated multimedia elements and custom templates to effectively communicate key messages and captivate the audience. Email and Cal...
...Elementor builder. The site should embody a financial sector theme, predominantly in purplish tones. Key Tasks: 1) Design a compelling home landing page 2) Create 5 distinct financial-themed web pages The home landing page should have: - A section showcasing our featured services - A client testimonial area, building trust and credibility The design style for the site should be: - Reflective of the financial sector, utilizing a purplish tone. Ideal Skills and Experience: - Proficient in Elementor and web development - Previous experience in designing financial sector websites - Understanding of modern and professional web design - Ability to create engaging and functional web pages. Please include examples of your previous work in the financial ...
I'm looking for an experienced graphic designer who can also help me analyze financial data to identify trends. Key Responsibilities: - Utilize Photoshop and CorelDRAW to create engaging graphic designs - Use MS Excel to analyze financial data - Present findings in an appealing way using MS Powerpoint Ideal Skills: - Proficiency in Graphic Design software (Photoshop, CorelDRAW) - Advanced skills in MS Excel and PowerPoint - Experience in analyzing financial data - Strong ability to identify trends from data - Excellent graphic design skills Your main task will be to help me visualize the data trends through compelling graphic design and presentations.
I'm seeking an advanced-level PowerPoint designer who is fluent in Arabic for an important business proposal presentation...who is fluent in Arabic for an important business proposal presentation. Key elements that must be incorporated include: - Financial Data: This will require a strong understanding of how to present complex figures and projections in a clear and engaging manner. - Company Overview: You'll need to showcase our company in a compelling way that captures interest and builds credibility. - Product Descriptions: Creativity will be key in making our product descriptions captivating and easy to understand. Your expertise in PowerPoint and understanding of business proposals will be crucial to the success of this project. Please include samples of your previo...
I'm looking for a meticulous financial news reporter transcript maker focused on stock market updates for my YouTube channel. Key Responsibilities: - Reporting on stock market updates - Creating full verbatim transcripts of the news Ideal Skills: - Strong understanding of the stock market - Excellent reporting skills - Proficiency in creating full verbatim transcripts - Ability to identify speakers by name Experience: - Prior experience in stock market reporting and transcript creation - Experience with YouTube content creation is a plus This is a great opportunity for those with a passion for finance and content creation. The job steps are very easy, it's a routine job that you need to do for long-term period. Please check our YouTube channel @IM-AAM_Official, this...
I'm seeking a researcher for writing a paper on "Role of ESG Criteria in influencing Financial Decision-making". The paper already has introduction written and sources collected. The final wordcount should be more than 10,000 words. Key Requirements: - Mixed-methods research approach, with a focus on academic journals. - Emphasis on all aspects of ESG criteria: environmental impact, social responsibility, and governance. - Data collection and Excel calculations as necessary. Prefer someone with a background in economics or finance. The project is low-stress with a requirement of around 1500 words per week. note, strict adherence to NO AI use mandatory. Minimal use of AI for guidance is acceptable, but no AI-generated content should appear in the final paper.
...experienced and highly skilled app developer (or development team) to create a loan marketplace mobile app. The platform will connect loan seekers and lenders, facilitating short-term loans (1-2 months). The app should have a user-friendly interface, robust security features, and efficient matching algorithms to ensure seamless interactions. Think of it as an “Uber for loans,” but focused on financial transactions. If you have experience in building fintech applications, marketplaces, or similar platforms, we want to hear from you! Key Features: 1. User Registration & Authentication: • Borrowers and lenders sign up via email, phone, or social media. • KYC verification for both parties (document upload, ID verification). 2. Loan Matching System: &...
I'm in need of a highly detailed 3D model and animation for an electronics product. Ideal Skills: - Expertise in 3D modeling software - Prior experience with electronic product models - Proficient in creating animations Please ensure your portfolio showcases similar projects.
...discuss next steps or potential live trading integration. Officially close the project; gather feedback and conduct final sign-offs. 4. Required Skill Sets for the Freelancer Data Engineering & Management Experience with time-series data ingestion, ETL pipelines, and handling large data sets. Familiarity with Parquet or similar columnar data formats, plus database technologies. Quantitative & Financial Knowledge Strong understanding of options pricing and Greeks (Black–Scholes). Experience with Level 2 order book data and market microstructure is a plus. Programming & Libraries Python (NumPy, Pandas, Scikit-learn, PyTorch or TensorFlow, XGBoost, etc.). Familiarity with backtesting libraries or frameworks. Machine Learning & Statistics Ability to impleme...
I'm looking for a talented developer to build a bespoke AI agent for our DeFi protocol. Th...autonomously handle staking and bond rewards, as well as minting tasks. An important aspect of this role is also to ensure the AI interacts with our community on Twitter, sharing updates and insights. The ideal freelancer should: - Have a deep knowledge of DeFi mechanics and AI development - Be proficient in Rust and familiar with the Solana blockchain - Have prior experience in creating bots for financial protocols - Understand the intricacies of staking and bonding mechanics - Be able to integrate with the Twitter API seamlessly - Have skills in smart contract development If you're passionate about DeFi and social media, and can demonstrate experience in these areas, I would lo...
I'm seeking a skilled developer to create a personal finance application tailored for individual investors. This app should incorporate the following key functionali...be able to monitor and categorize their expenses in real-time. - Budget Planning: The app should assist users in creating, maintaining, and adjusting their budgets. - Financial Goal Setting: Users should be able to set, track, and achieve their personal financial goals. Ideal candidates for this project should have a strong background in financial software development and UX/UI design, with a proven track record of creating user-friendly applications for individual investors. Understanding of personal finance principles will be a significant advantage. Please provide examples of similar projects...
I am looking to acquire a franchise for $39,500 and initiate communication with Wyndham to engage in their employment program. I need a financial consultant who can: - Help me secure funding to cover the franchise cost. - Explore all possible funding sources, with a primary focus on ‘free gifts of dollars’, to reach the $39,500 target. Ideal Skills and Experience: - Proven track record in financial consultation, particularly in securing funding for franchise businesses. - Strong connections and experience with unconventional funding sources. - Excellent business acumen and understanding of franchise financial requirements. Please note, I am not interested in traditional funding sources such as bank loans, investors, or government grants. My primary need...
I'm seeking a business plan (Power point) expert with a strong understanding of the health...clinics. This should include competitor analysis, potential customer demographics, and market trends. - Financial Projections: Realistic and detailed financial forecasts over a suitable time frame. This should include startup costs, operating expenses, expected revenue, and break-even analysis. - Marketing Strategy: A well-structured plan on how to attract and retain patients, including both online and offline strategies. Ideal candidates will have extensive experience in business plan development, with a preference for those who have worked in the healthcare sector. Strong analytical skills and a knack for strategic thinking are essential. Please provide examples of relevant ...
I'm looking for an expert who can help me visualize my 2D apartment layout in a modern 3D format. Key Tasks: - Suggest ways to enclos...apartment layout in a modern 3D format. Key Tasks: - Suggest ways to enclose a specific area for a small, work-from-home office. - Provide a 3D representation of how the kitchen, kitchen island, dining table, and living room could look, focusing on modern design aesthetics. - Pay special attention to furniture placement, ensuring optimal space utilization. Ideal Skills: - Proficiency in 3D modeling software (like SketchUp, AutoCAD, etc.) - Strong understanding of modern design principles. - Excellent spatial awareness and visualization skills. This project will help me understand the potential of my apartment and make informed decisions ...
I'm seeking a talented developer, aged 20-30, with a positive mindset, for a mid to long-term collaboration on a personal development app. This app will allow users to precisely quantify their personal evolution across various life spheres: Mental, Physical, and Financial. My Requirements: - The app should be developed for both iOS and Android - Key features include: - Progress tracking - Goal setting - Performance analytics - Preferred technology stack: React Native I have already created and presented the concept, I now need someone to bring it to life. An ideal candidate would be someone with a keen interest in personal development, who understands the importance of quantifying growth.
I'm seeking an experienced accountant for comprehensive financial reporting. This project involves the creation of key financial documents, specifically a balance sheet, income statement, and cash flow statement. Ideal Skills: - Proficiency in SAP - Extensive experience in financial reporting - Ability to create and interpret complex financial documents Please note that the use of SAP is essential for this project, so familiarity with this software is a must. I look forward to your proposals.
...background for my startup. Key Responsibilities: - Conduct comprehensive market research to identify trends, opportunities, and competitive landscape - Leverage business analyzing skills to provide actionable insights and recommendations - Utilize marketing and technical skills to develop strategies for growth and brand recognition - Apply accounting knowledge for budgeting, forecasting, and financial analysis The ideal candidate should have: - Excellent business analyzing skills - Strong marketing and technical skills - Solid accounting knowledge Proficiency in the following technical areas is required: - Knowledge of data analysis tools - Understanding of the Software Development Lifecycle (SDLC) - Capable of technical writing Your main goal will be to assist in the develo...
I have a simple wood part that has been modelled in SolidWorks, I need someone to process it in Powermill, and produce the G-code for a 5-axis lathe. Your tasks will include: - Utilizing the provided SolidWorks part and example Powermill project file to guide you. - Prioritizing tool path optimization within the G-code. Ideal candidates for this project should posse...will include: - Utilizing the provided SolidWorks part and example Powermill project file to guide you. - Prioritizing tool path optimization within the G-code. Ideal candidates for this project should possess: - Advanced SolidWorks and Powermill skills. - Experience with creating G-code for 5-axis lathes. - Understanding of wood as a primary material. Please be prepared to demonstrate past projects involving simi...
I'm seeking an expert Microsoft Dynamics 365 consultant, specializing in Finance and Operations, for part-time assistance. Your role will encompass: - Financial Reporting and Analysis: You'll help to streamline our financial reporting processes and enhance our analytical capabilities. - Supply Chain Management: Your expertise will be crucial in optimizing our supply chain operations. - General Ledger Management: We need your skills to oversee and manage our general ledger effectively. Ideal candidates will have extensive experience with Microsoft Dynamics 365, particularly in Finance and Operations. A deep understanding of financial reporting, supply chain processes, and general ledger management is essential. Your input will be instrumental in our success.
I'm looking for a Revit professional to assist with architectural modeling focusing on conceptual design. The primary goal of this project is to create designs that can be presented to clients. Ideal Skills: - Proficiency in Revit with a strong focus on architectural modeling - Experience in creating conceptual designs - Ability to produce client-friendly presentations Please submit your proposal if you are a Revit expert and can help me impress my clients with stunning conceptual designs.
I'm looking for a meticulous financial news reporter transcript maker focused on stock market updates for my YouTube channel. Key Responsibilities: - Reporting on stock market updates - Creating full verbatim transcripts of the news Ideal Skills: - Strong understanding of the stock market - Excellent reporting skills - Proficiency in creating full verbatim transcripts Experience: - Prior experience in stock market reporting and transcript creation - Experience with YouTube content creation is a plus Please note, the transcripts only need to identify speakers by name. This is a great opportunity for those with a passion for finance and content creation. Please check our YouTube channel @IM-AAM_Official, this is are the typical transcript you will make.
I'm seeking a talented 3D artist to create a highly detailed character model for game development. Key Requirements: - Expertise in character modeling - Ability to produce high-detail, low-poly models suitable for games - Experience in game development - Proficiency in relevant software (Maya, Blender, etc.)
(Lowest bid with Highest rating will get project) I'm looking for a professional WordPress developer to create a static website for my home improvement business. Key Features: - The website's primary function will be to showcase our services, which include kitchen remodeling, roof repairs, and other related offerings. - It should be visually appealing, easy to navigate, and responsive to different devices. Ideal Skills and Experience: - Extensive experience in WordPress development - Strong understanding of website design principles - Previous work with similar service-oriented websites is a plus.
I am in need of an experienced Excel specialist who can create a financial modeling matrix for me. The matrix should be capable of performing ROI calculations and Net Present Value (NPV) calculations. Ideal skills and experience for the job: - Proficiency in Excel, particularly in creating complex models - Experience in financial modeling - Ability to incorporate specific financial formulas into the matrix - Understanding of ROI and NPV calculations. I WILL PAY $30 TO FULLY COMPLETE MY MATRIX AFTER YOU SUCCEED THE FIRST STAGE PLUS A BONUS WHEN I GET PERSONAL GUARANTEE PLUS UNLIMITED REVISIONS
I need a skilled Blender artist to help me edit the body proportions of a character model and modify its skin texture. - Body Proportions: The character model's body proportions require adjustments. Specific de...require adjustments. Specific details regarding the proportion changes will be provided upon discussing the project. - Skin Texture: The character model's skin texture needs enhancement. The ideal candidate should have experience in creating and editing high-quality, realistic textures in Blender. Skills and experience required: - Proficiency in Blender - Previous experience with NSFW character modeling - Strong understanding of body proportions - Experience with creating and editing textures - Ability to work on potentially sensitive content with professiona...
? Commission-Only Sales Agents Wanted: Harness the Power of AI! Are you a sales powerhouse with a vast network of clients? Hungry for high earni...• Uncapped Commissions: The more you sell, the more you earn—no limits. • The prestige of representing a top-tier AI company. • A chance to work independently while contributing to global AI adoption. Why This Opportunity? AI is reshaping every industry. This is your chance to be part of a dynamic market with skyrocketing demand. Turn your network into your most valuable asset and achieve financial freedom. How to Apply: Ready to make serious money and shape the future? Apply now! Send your CV and a brief description of your sales background and network to Ida Jusoh AI Tech UK Act Now! your network + our solutio...
I'm in need of skilled and professional writers with a knack for research and a deep understanding of technology. The focus of the articles will be on high-tech crime and the technology used in these schemes. Each article should be comprehensive and explore: - The technology used or exploited in these crimes - The victims that were affected, including quantitative data - The financial or personal damages incurred The more unique or sophisticated the scheme, the better. Your work will involve primarily sourcing information from news articles, but also seeking out and incorporating interviews with victims and expert analysis. As often I received a lot of responses but nothing specific. What will you write upon? What specific crime? What type of exploits? What victim? It doesn...
I'm looking for an expert in predictive analytics to develop a tool that can significantly enhance our operational performance. This tool should primarily focus on improving our efficiency and extending the life of our gas turbine components. Key requirements: - Development of a pr...on enhancing the lifespan of gas turbine components (I will cover the part regarding the knowledge related to gas turbine). I am not expecting the free lancer to be knowledgable about gas turbine. - Expertise in predictive analytics and software development is crucial. The ideal freelancer for this project would have a strong background in data analytics, software engineering, and predictive modeling. Previous experience in creating tools for operational performance improvement would be a signifi...
We are seeking an expert in the Microsoft Power Platform to develop a customized property management solution. Our busine...Maintenance scheduling and task tracking. Automatic billing, payment reception, and reconciliation by property. Supplier management, including invoice tracking and payment processing by property. Investor reporting and financial oversight with interactive Power BI dashboards. The ideal candidate will have expertise in building solutions on the Power Platform, with a strong understanding of Dataverse for data modeling and integration. Experience in automation workflows, financial processes, and data visualization is essential. This project aims to streamline operations, enhance financial and supplier management, and provide insightful analyt...
...secure payment systems, booking functionality, and data protection systems. • Familiarity with privacy regulations such as GDPR or HIPAA. • Experience in the health and wellness sector is a plus. Project Details: • Project Duration: To be defined based on the proposal. • Location: Open to candidates worldwide. • Communication: Through Freelancer.com. • Budget: To be negotiated. Please include your financial proposal based on your experience and previous results. How to Apply: If you have the expertise and are interested in helping us enhance our website, please send your proposal through Freelancer.com or the designated platform, including: • Examples of previous related work. • Your estimated fee for this project. • An approximate tim...
I need a skilled SolidWorks professional to create a detailed 3D model based on a provided sketch. The model should ...focus on intricate components and parts. While I can provide some specifications and references, expert input and assistance in developing additional specs will be necessary. Ideal Skills: - Proficient in SolidWorks, particularly in 3D modeling - Experience with creating detailed models - Ability to interpret and work from sketches - Capable of providing input and assistance with specifications - Knowledge of engineering principles and design standards Please provide examples of your previous SolidWorks projects, particularly those involving detailed 3D modeling. A keen eye for detail and a strong understanding of technical design will be key to the ...
I am looking for a financial reconciliation expert to assist with four reconciliations for the years 2021, 2022, 2023, and 2024. The reconciliations will be of dental insurance submissions by our dental office, insurance payments, and dentist client payments. Currently, some documents are ready. I have insurance submissions and insurance payments prepared, but I still need to gather some documents for the reconciliation process. Skills and experience needed: - Expertise in financial reconciliation - Experience in working with dental insurance is a plus - Ability to organize and manage data - Proficient in data analysis and interpretation
I'm in the...I'm seeking a professional with extensive experience in resort planning who can assist with this project. Key Responsibilities: - Assist in creating the design and layout of the resort - Help plan for a variety of guest amenities, with a particular focus on recreational facilities - Provide budget estimates and financial planning advice Ideal Skills: - Extensive experience in resort planning and development - Strong background in design and layout - Excellent budgeting and financial planning skills Please note, while I am currently prioritizing the design and layout of the resort, and particularly the planning for recreational facilities, I have not yet specified what types of these facilities will be included. Input and suggestions from the expert w...
I need a highly detailed, realistic 3D character model, especially designed for 3D printing. The model should be processed with fine textures as it is designed for high-detail printing. Please, professionals should make an offer. Basic Requirements: -It does not need to be colored, it is enough to be colorless. I am shari...below. This model was not accepted because it is not exactly the same. It must be exactly the same and there is no need for a face mask. It will be modeled without a mask. - The model should be realistic and follow a completely identical style - It should be suitable for cutting with a 3D styrofoam machine - It should be intricately detailed with fine textures Ideal Skills: - Proficiency in 3D modeling software - 3D character - Realistic design and a keen eye ...
...read all parts of the project very carefully and only apply if you agree with the payment and initial short deadline, submit your bid using the format below or it will be immediately rejected ******* URGENT PROJECTS I currently have three important research projects that were due this Saturday but were not started. These must be completed by Sunday, 5:00 PM MST. I have created detailed instructions and expect minimal questions. No time extensions will be granted. If you can complete these by the deadline, you will receive a guaranteed $30 CAD plus a significant gratuity for timely and high-quality work. START IMMEDIATELY You must be able to start these major projects today and dedicate significant time to ensure completion by Sunday. Only apply if you have ...
