Destination Annual Enrollment

Select Your Benefits Today!

2024 Annual Enrollment for 2025 benefits has ended.

State and Higher Education Employees:

Oct. 1-18, 2024

Local Education and Local Government Employees:

Oct. 1-31, 2024

Retirees:

Oct. 1-31, 2024

Discover Your Options  •  Select Your Benefits  •  Secure Your Peace of Mind

Annual Enrollment is your chance to choose your Partners for Health plan benefits or make changes in your selections that are effective the following Jan. 1.

For MOST benefits*, if you don’t want to make changes, you don’t have to do anything during Annual Enrollment. If you’re enrolled now and don’t make changes, you’ll continue enrollment in the same plan options for medical, dental and vision products, and you’ll pay 2025 employee premium amounts.

Networks, providers and benefits may change and impact you. We encourage you to review your medical, dental and vision network options each year. It’s a good idea to review your enrollment selections each year in Edison. You are not required to enroll in health insurance or make changes. As an active employee, if you don’t enroll, no premium dollars for health insurance will be deducted from your paycheck.

*State and higher education employees: Most flexible spending accounts require you to enroll each year.

Find 2025 benefits changes under Important 2025 Benefits Updates 

Learn how to enroll under How to Enroll in Your Benefits.

Find benefits guides, comparison charts, FAQs and more under Enrollment Materials.

Find on-demand videos to learn about benefits and changes under Videos and Recorded Webinars.

Retirees go to For Retirement for details.

On the Videos webpage, find our educational videos like Insurance 101, Network vs. Plan and more. 

 

Starting Oct. 1, go to www.edison.tn.gov to review your benefits and make benefits changes.

Find step-by-step enrollment login instructions under Enrollment Materials[JW1]For password reset help, call Edison at 866.376.0104. Starting Oct. 1, Watch Videos to Help You Enroll:

On our homepage, click the red Questions? button to ask our help desk a question.

Click the green Help button found at the bottom of each webpage to live chat during normal business hours.

Call Benefits Administration at 800.253.9981 or 615.741.3590, M-F, 8 a.m. – 4:30 p.m. CT.

Email benefits.administration@tn.gov

2025 Comparison Charts

Health insurance premium information is provided for all three plans (state, local education and local government) for active employees, retirees and COBRA participants. Select your category from the list below. Active state and higher education employees will see your premium as well as the amount the state pays for your coverage. For local education and local government, the premium amounts are the total premium before your employer contributes any money, if they do contribute. Your agency has a benefits coordinator trained to help employees in their insurance needs and options. This coordinator can provide you with specific premium information, including how much your employer may contribute to your premium and your employee deductions.

2025 Premiums

State Plan

 

Local Education Plan

 

Local Government Plan

Dental  Insurance

The state pays one-half of dental coverage premiums (all coverage tiers) for active central state government and state higher education employees. This premium funding change automatically occurs in Edison. Local education and local government employees are eligible for coverage if your agency chooses to offer it. State offline agency employees, local education and local government employees and retirees pay the full monthly premium. Check with your agency benefits coordinator to find out if you’re eligible.

Vision Insurance

Members pay the full monthly premium.

2025 Premiums

The state pays 100% of the premiums for employee basic term life/basic accidental death and dismemberment insurance. This change automatically occurs in Edison. Employees of state offline agencies should consult with their agency benefits coordinator about premiums.

Employees can buy voluntary accidental death and dismemberment insurance to give additional protection if the employee or employee’s covered dependent’s death or dismemberment is due to an accident. This is in addition to the employee basic AD&D coverage. Employees pay the full monthly premium.

Employees can buy voluntary term life insurance for themselves, their spouse and their children. Employees pay the full monthly premium.

Supplemental medical insurance coverage for retirees with Medicare is available. The state pays part of the monthly premium for retired state employees and schoolteachers with 15 or more years of service.

Members pay the full monthly premium for short-term disability insurance coverage.

The state pays the full monthly premium for long-term disability insurance option 3 for active central state government and state higher education employees. Employees can choose LTD options 1, 2 or 4, but will pay the full monthly premium for these options. Employees of state offline agencies should consult with their agency benefits coordinator about premiums.

Newly enrolled members and members who change their medical, dental or vision coverage will receive new ID cards. If you do not make a change to your medical, dental or vision coverage, you will not get a new ID card.

All health plan members will get new pharmacy ID cards for 2025 coverage.

All newly enrolled Consumer-driven Health Plan or Local CDHP, medical FSA and limited purpose FSA members will receive a new debit card from Optum Financial to use starting Jan. 1, 2025. If you have both an HSA and an FSA, you will use the same card for both accounts. Current members who stay enrolled will use the same debit card.

BlueCross BlueShield: ID cards will be mailed by Dec. 12, 2024.

Cigna (both medical and dental): ID cards will be mailed between Dec. 9-16, 2024.

CVS Caremark: ID cards will be mailed between Dec. 11-15, 2024.

Delta Dental: ID cards will be mailed by Dec. 10, 2024.

EyeMed: ID cards will be mailed by Dec. 17, 2024.

Optum Behavioral Health: ID cards will be mailed by Dec. 16, 2024.

Optum Financial: HSA/FSA debit cards will be mailed between Dec. 9-13, 2024.

Members can request additional cards by contacting their vendor(s) or by using a vendor’s mobile app.

Annual Enrollment Begins
2024-10-01 00:00 AM
2024-10-01T00:00:00.000-05:00