Building upon the insight offered by our Vehicle Risk (Code44) and Group Rating services, Variant Code is a unique vehicle dataset that gives the insurance industry the most detailed insight yet into the risk-affecting advanced driver assistance systems (ADAS), security and connected technologies fitted to modern vehicles on the production line. 

The dataset identifies new risk considerations and provides the level of data granularity that insurers need to develop a flexible approach to vehicle risk analytics – right down to the smallest detail. The launch of the Variant Code dataset is another important milestone in delivering Thatcham Research’s long-term vision for the future of vehicle risk rating, which will continue to provide the insurance industry with unparalleled levels of intelligence. Our robust technology scouting, independent vehicle-led research, and testing in collaboration with vehicle manufacturers serves to future-proof Variant Code by highlighting new vehicle features and technologies before they come to market.