What does sustainable or ESG investing mean?

At Standard Chartered, we define this as investing in solutions that not only gives financial returns, but also generates social and environmental benefits. Investors potentially improve the risk/ return profile of their portfolios by factoring Environmental, Social and Governance criteria in their investment decisions.

Will investing sustainably hurt my financial returns?

When we speak of sustainable investing, there is a certain stigma of doing good at the expense of returns. However, evidence has shown that there is a positive correlation between companies with strong ESG practices and their financial performance. The key here is long-term risk management as investors can better price ESG risks and their opportunities into their investment portfolios in addition to investing according to their values and priorities.

How can investors meet their financial goals through sustainable investing?

There are a variety of strategies to achieve this. First, there is exclusionary screening where investors can avoid companies that do not align with their values, such as tobacco producers. There is also ESG integration where environmental, social and governance factors are incorporated into financial analysis. We also offer thematic investing which focuses on one or more sustainability issues like climate change, clean water or education. Lastly, in impact investing, the primary focus is on the intended positive environmental and social outcomes.

How is Standard Chartered differentiated in the sustainable investing space?

We are an early leader in sustainable finance, focused on emerging markets because that is where we believe that the most impact can be achieved. We are constantly developing innovative solutions to finance some of the most challenging sustainability issues in our footprint. We also launched an ESG evaluation framework for our wealth solutions, to fight ESG and impact-washing.

What can we offer you as part of our proposition?

As you start on your sustainable investing journey, having quality conversations is essential in identifying what your impact goals are and translating these into achievable outcomes. We recently developed the Impact Philosophy, which provides clients with a practical methodology to identify and map their passions to the UN Sustainable Development Goals (SDGs). Our Sustainable Series provides curated wealth solutions for clients to express personal values in their investments and capture sustainable development opportunities.

What are some factors that I need to consider when constructing a sustainable portfolio?

A sustainable portfolio would be a diversified one, across asset classes that match your risk and return goals. The key difference between a normal investment portfolio and a sustainable one would lie in the selection process of the assets and asset managers. Some investors may allocate a certain portion of their portfolio to sustainable strategies while others build portfolios that are 100% sustainable. You also need to consider that certain ESG strategies, like negative screening, can potentially impact a portfolio’s diversification. These portfolios can be unintentionally skewed towards certain themes or markets that are more advanced in ESG.

How does the Bank identify products to be part of our Sustainable Series?

With our ESG evaluation framework, we conduct in-depth reviews on products seeking to be a part of our Sustainable Series. There are two parts to our evaluation. First, we screen for companies that have negative environmental and social impact. Second, the products are reviewed under our proprietary evaluation framework. There are five key areas in our review – the corporate profile, ESG expertise, ESG strategy, ESG integration and impact & measurement.

Sustainable Investing

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Sustainable Investing

Sustainable investing is an analysis-based approach for investing in companies that have sustainable business practices. Investors potentially improve the risk/ return profile of their portfolios by factoring Environmental, Social and Governance criteria in their investment decisions.

Environmental

Issues relating to the environment, e.g. carbon emissions, environmental regulations, water stress.

Social

Issues relating to the well being and rights of people e.g. labour management, health and safety.

Governance

Issues relating to the management and oversight of companies, e.g. board ownership and pay.

Build a sustainable future, starting today.

SUSTAINABLE SOLUTIONS	WHAT IS IT?	HOW DO I START?
Unit Trusts	ESG Unit Trusts are mutual funds which have been selected based on our proprietary ESG fund selection process.	• Find out more about our suite of ESG Unit Trusts here • Login to Online Banking to start investing
Sustainable Time Deposit	Sustainable Time Deposits are fixed deposits which allow clients to have their capital referenced against sustainable loans and projects of Standard Chartered. These assets include green financing, sustainable infrastructure projects, microfinance and business banking.	• Find out more here •Apply now

SUSTAINABLE SOLUTIONS

WHAT IS IT?

HOW DO I START?

Unit Trusts

ESG Unit Trusts are mutual funds which have been selected based on our proprietary ESG fund selection process.

• Find out more about our suite of ESG Unit Trusts here

• Login to Online Banking to start investing

Sustainable Time Deposit

Sustainable Time Deposits are fixed deposits which allow clients to have their capital referenced against sustainable loans and projects of Standard Chartered.

These assets include green financing, sustainable infrastructure projects, microfinance and business banking.

• Find out more here

•Apply now

To enquire more about our suite of ESG products, get in touch with us here.

For accredited investors who are keen to find out more about other sustainable solutions that the Bank offers, please reach out to your relationship manager.

What does sustainable or ESG investing mean?

At Standard Chartered, we define this as investing in solutions that not only gives financial returns, but also generates social and environmental benefits. Investors potentially improve the risk/ return profile of their portfolios by factoring Environmental, Social and Governance criteria in their investment decisions.
Will investing sustainably hurt my financial returns?

When we speak of sustainable investing, there is a certain stigma of doing good at the expense of returns. However, evidence has shown that there is a positive correlation between companies with strong ESG practices and their financial performance. The key here is long-term risk management as investors can better price ESG risks and their opportunities into their investment portfolios in addition to investing according to their values and priorities.
How can investors meet their financial goals through sustainable investing?

There are a variety of strategies to achieve this. First, there is exclusionary screening where investors can avoid companies that do not align with their values, such as tobacco producers. There is also ESG integration where environmental, social and governance factors are incorporated into financial analysis. We also offer thematic investing which focuses on one or more sustainability issues like climate change, clean water or education. Lastly, in impact investing, the primary focus is on the intended positive environmental and social outcomes.
How is Standard Chartered differentiated in the sustainable investing space?

We are an early leader in sustainable finance, focused on emerging markets because that is where we believe that the most impact can be achieved. We are constantly developing innovative solutions to finance some of the most challenging sustainability issues in our footprint. We also launched an ESG evaluation framework for our wealth solutions, to fight ESG and impact-washing.
What can we offer you as part of our proposition?

As you start on your sustainable investing journey, having quality conversations is essential in identifying what your impact goals are and translating these into achievable outcomes. We recently developed the Impact Philosophy, which provides clients with a practical methodology to identify and map their passions to the UN Sustainable Development Goals (SDGs). Our Sustainable Series provides curated wealth solutions for clients to express personal values in their investments and capture sustainable development opportunities.

What are some factors that I need to consider when constructing a sustainable portfolio?

A sustainable portfolio would be a diversified one, across asset classes that match your risk and return goals. The key difference between a normal investment portfolio and a sustainable one would lie in the selection process of the assets and asset managers. Some investors may allocate a certain portion of their portfolio to sustainable strategies while others build portfolios that are 100% sustainable. You also need to consider that certain ESG strategies, like negative screening, can potentially impact a portfolio’s diversification. These portfolios can be unintentionally skewed towards certain themes or markets that are more advanced in ESG.
How does the Bank identify products to be part of our Sustainable Series?

With our ESG evaluation framework, we conduct in-depth reviews on products seeking to be a part of our Sustainable Series. There are two parts to our evaluation. First, we screen for companies that have negative environmental and social impact. Second, the products are reviewed under our proprietary evaluation framework. There are five key areas in our review – the corporate profile, ESG expertise, ESG strategy, ESG integration and impact & measurement.

78.4% Sustainability Aspirations on track or delivered
$579M Credit approved to help clients fight COVID-19
$18.4bn Mobilised funding for clean technology
37% Reduction in our carbon footprint
29.5% Women in senior roles

$27.8m Donated towards COVID-19 emergency relief
168,000 Supported young people through Futuremakers
For more information on our Sustainability Summary 2020, click here.

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You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. The products / services involved are not principal-protected and you may lose all or part of your original investment amount. SCB will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information in this webpage. The contents in this website are for general evaluation only and has not been prepared to be suitable for any particular person or class of persons.

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