The Stress-Free Guide to Getting a Mortgage
Everything you need to know to stay safe and happy under your own roof
See if you’re eligible for 0% downpayment
Get pre-approvedMortgage Basics: How To Buy Your First Home
Ready to start learning about USDA loans? Let's find out if this $0 down payment option could be the right choice for you.
How To Qualify For A Mortgage: Income, Credit, and Debt Requirements for a Loan
To get a loan from a lender to buy property, you need a good credit score, decent debt-to-income ratio, and a handle on how much house you can really afford.
What Loan Down Payment Do You Need? A First-Time Borrower's Guide (No Calculator Required)
Many first-time home buyers struggle with a loan down payment. Here's how much you need—and how credit, taxes, debt and income factor in.
Mortgage Pre-Approval: A Loan Must-Have For First-Time Home Buyers and Beyond
Getting pre-approved for a loan is important, and different from getting pre-qualified. Here's how to prep your credit history and finances.
Which Type of Mortgage Is Right For You? FHA, USDA, and Other Loan Options
Should you get a conventional loan or an FHA loan? An adjustable-rate mortgage or fixed loan? Answers ahead.
How To Shop For A Mortgage: A Home Buyer's Guide to the Right Type of Loan
The right loan can save money. Here's how to compare lenders' mortgage programs, interest rates, how taxes fit in, and what to do if you're in debt or self-employed.
How a Home Appraisal from a Lender Can Make or Break a Mortgage for Your First Home or Beyond
If a lender's appraised value of a home is higher or lower than what you agreed to pay, it could affect whether you qualify for a loan.
Additional Mortgage Articles
Home Loan Closing: A Homeowner's Guide to Closing Costs, Taxes and More at the Mortgage Finish Line
Should You Refinance Your Mortgage? A Homeowner's Guide To Helocs And More
12 Steps for the First Time Home Buyer
Are you a first time home buyer? With so many choices to make and so much at stake, it's essential that you prepare. For advice, check out the First Time Home Buyer Guide from realtor.com® to learn the 12 steps to purchasing your first home without a hitch.