This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Your rate depends on your personal circumstances, loan amount and term and may differ from this Representative APR.
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)
Get a free quote
Check what you could borrow and your rate before you apply for a personal loan. All without affecting your credit score.
Apply in 10 minutes
It takes minutes to apply for a loan online. It’s also easy, as we fill out your info for you where we can.
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Relax, we're top rated
Both Moneyfacts and Defaqto gave our loans five stars – the best rating – in 2021, 2022, 2023 and 2024.
Get your money today
Your money could be in your account the same day if you apply and are approved for your loan before 5:45pm, Monday to Friday. This excludes bank holidays. It may take a bit longer if we need more info.
Personal loan calculator
Representative Example
£7,500
0 months
£137.55
£8,253.00
3.9
% APR
3.9
% p.a.
The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Get your free personalised quote
Find out if we’re likely to say ‘yes’ before you apply – and how much your personal loan might be.
Don’t worry, a quote takes minutes and won’t affect your credit score.
Could a different loan amount cut your interest rate?
A small change in the size of your loan could make a big difference to the total interest you pay.
That’s because the interest rate depends not just on your circumstances, but on how much you borrow.
So, what’s the best loan rate you could get from us? Have a play with our loan calculator.
(Remember, only borrow what you need.)
How long could you borrow for?
Buy a car
Home improvements
Consolidate debt
Get married
Go on holiday
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Joint loans
Take on life together with a joint loan
- Borrow money with a loved one, family member or friend.
- Spend the money on a special event or a shared passion.
- Chip away at the loan as a team.