Jump to Accessibility
Jump to Content

Personal
Premier
Business
Corporates & Institutions

Log in

Log in

Back to main menu

Bankline
Online Banking
ClearSpend
RBSIF FacFlow
FreeAgent
Resume lending

Log in

Log in

Back to main menu

Bankline
Online Banking
ClearSpend
RBSIF FacFlow
FreeAgent
Resume lending

Personal
Premier
Business
Corporates

Personal

Premier

Business

Corporates

Products and Services
Products and Services
- Bank accounts
  Business bank accounts
  
  See all our bank accounts
  
  Switching to NatWest: See our new offer
  
  Free small business account
  
  Start-up bank account
  
  Business bank account
  
  Community bank account
  
  Currency bank account
  
  Already have business accounts with us?
  
  Manage your account
  
  Online banking
  
  Bankline
  
  Order cash and coins
  
  Business cards
  
  Take payments with Tyl
  
  NatWest Tap to Pay
  
  Business overdraft
  
  Help with bank accounts
  
  Our services
  
  Support centre
  
  Entrepreneur Accelerator
  
  Download our Bank account terms and conditions
  
  Register a company
- Savings
  Business savings
  
  See all our savings accounts
  
  Business reserve instant access account
  
  Treasury reserve fixed term account
  
  Liquidity manager notice account
  
  Client deposit manager account
  
  Clients' Monies Service
  
  Currency reserve instant access account
  
  Already have business savings with us?
  
  Manage your savings
  
  Online Banking
  
  Bankline
  
  Banking on your mobile
  
  Help with savings
  
  Previous interest rates
- Cards
  Business cards
  
  See all our cards
  
  Business debit card
  
  Business credit card
  
  Business plus credit card
  
  onecard
  
  Business cash card
  
  Virtual card solutions
  
  Already have business cards with us?
  
  Manage your debit card
  
  Manage your credit card
  
  Log in to Smart Data online
  
  Log in to ClearSpend
  
  Help with cards
  
  Cards and payments security
  
  Making and accepting payments
  
  Statements and payments
  
  Take payments with Tyl
- Loans and finance
  Business loans and finance
  
  See all our loans and finance options
  
  Business overdraft
  
  Small business loan
  
  Green Loans
  
  Fixed and Variable rate loans
  
  Invoice finance
  
  Asset finance
  
  Growth Guarantee Scheme
  
  More about loans and finance
  
  How could business lending help you?
  
  How do business loans work?
  
  How can I borrow money to start my business?
  
  How to get funding for your business
  
  Funds and schemes
  
  Social and community capital
  
  Help with loans and finance
  
  Manage my repayments
  
  Manage my loan account
  
  Manage your account
  
  How we make a decision
  
  Credit scoring guide (PDF, 1.58MB)
  
  Standards of lending practice
  
  How to appeal a lending decision
  
  Larger business lending principles
  
  Business lending FAQs
- Commercial mortgages
  Commercial mortgages
  
  Commercial mortgage
  
  Commercial mortgage calculator
  
  Real estate finance
  
  Residential property investment
  
  Residential property development
  
  More about commercial mortgages
  
  Commercial mortgages explained
  
  Commercial mortgage rates
  
  Commercial re-mortgaging
  
  Commercial buy-to-let
  
  Applying for a commercial mortgage
  
  Finding the right premises
  
  Help with loans and finance
  
  How we make a decision
  
  Credit scoring guide (PDF, 1.58MB)
  
  Standards of lending practice
  
  How to appeal a lending decision
- Asset finance
  Asset finance
  
  Hire purchase
  
  Contract hire
  
  Leasing
  
  Climate and Sustainable Assets
  
  Learn more about asset finance
  
  Already have asset finance?
  
  Contact us at Lombard
  
  Request your balance
  
  Request your settlement figure
- Trade finance
  Trade finance
  
  See all our trade finance options
  
  Bonds, guarantees and standby letters of credit
  
  Documentary collections
  
  Letters of credit
  
  Trade loans
  
  Currency current account
  
  Currency reserve savings account
  
  Already have trade finance with us?
  
  MaxTrad online trade service
  
  Trade Finance Portal
  
  Global liquidity services
  
  Partner banking overseas
  
  IBAN information
  
  Learn about electronic payments
  
  Help with trade finance
  
  Managing risks
  
  Foreign exchange
  
  Incoterms
  
  Uniform customs and practice
  
  SEPA
- Business services
  Our tools and online services
  
  See all our business services
  
  Banking online
  
  FreeAgent accounting software
  
  Business builder
  
  Entrepreneur accelerator programme
  
  MentorDigital – HR and health & safety support
  
  ClearSpend
  
  Additional services
  
  Financial health check
  
  Business insurance
  
  Brokers
  
  Franchising
  
  Women in business specialists
  
  Supporting Ethnic Minority Businesses
  
  Payment services
  
  Manage payments
  
  Take payments with Tyl
  
  NatWest Payit™ online payments hub
  
  Autopay Online
  
  Autopay Online Plus
Entrepreneur hub
Entrepreneur hub
- Entrepreneur hub
  Start, scale, grow
  
  About the hub
  
  Setting up my business
  
  Running my business
  
  Grow my business
  
  Training and tools
  
  Experts and mentors
- Setting up my business
  The set up
  
  Setting up my business overview
  
  How to set up your business
  
  Write a business plan
  
  Research the market
  
  Know your customers
  
  Find out about rates
  
  Support with premises
  
  See how an accountant can help
  
  Manage your cash flow
  
  Help for your start-up
  
  Business Builder
  
  Insights
  
  Entrepreneur Accelerator
  
  Support from NatWest
  
  Support from NatWest
  
  Start up account
  
  Take payments with Tyl
  
  NatWest Tap to Pay
  
  FreeAgent accounting software included
- Running my business
  The day-to-day
  
  Running my business overview
  
  Cash flow forecasting tool
  
  Insights on managing cash flow
  
  Become a marketing pro
  
  Help with premises and staff
  
  Childcare toolkit
  
  Help from our community
  
  Free financial health check
  
  Upcoming events
  
  Women in Business
  
  Supporting ethnic minority businesses
  
  Entrepreneur Accelerator
  
  Support from NatWest
  
  Financing your growth
  
  Take payments with Tyl
  
  NatWest Tap to Pay
  
  Business insurance
  
  MentorDigital – HR and health & safety support
- Growing my business
  The next big thing
  
  Growing my business overview
  
  Finance options explained
  
  Tools and resources for growth
  
  Book a financial health check
  
  Crowdfunding
  
  Help from our community
  
  Entrepreneur Accelerator
  
  Planning for business exit
  
  High Growth
  
  High growth overview
  
  Early stage growth
  
  Sustained growth
  
  Scaling up
- Training and tools
  Boss your business skills
  
  Business Builder
  
  Learn with NatWest and Google
  
  Tools and resources
  
  Help from our community
  
  Black Seed ventures
- Experts and mentors
  Programmes to grow
  
  Experts and mentors overview
  
  Entrepreneur Accelerator
  
  Business Builder
  
  Help to grow
  
  Mentoring and events
  
  Experts in residence
  
  Enterprise hubs
  
  Partnering with FSB
  
  Women in Business
Help and Support
Help and Support
- Support centre
  Additional support
  
  Visit our Support Centre
  
  Manage your account
  
  Contact us
  
  How to complain
  
  Interest rates
  
  Customer information
  
  Workplace wellbeing
  
  Frequently asked questions
  
  Useful information
  
  Coronavirus support hub
  
  Coronavirus Bounce Back Loan Scheme (BBLS)
  
  Coronavirus Business Interruption Loan Scheme (CBILS)
  
  Government schemes for businesses
  
  Brexit hub
  
  LIBOR Transition
  
  ISO 20022
  
  Privacy
  
  How we use your information
- Security and fraud
  Protect your Business
  
  Visit the Security Centre
  
  Report a fraud or scam
  
  Our Fraud Prevention Philosophy
  
  Keep your details up to date
  
  Start your fraud learning
  
  Common Business Scams
  
  Business email compromise
  
  Cryptocurrency fraud
  
  Email fraud
  
  Insider (employee) fraud
  
  Investment fraud
  
  Invoice redirection
  
  Malware
  
  Overpayment fraud
  
  Purchase scams
  
  Telephone fraud
  
  Text message fraud
  
  Payment security
  
  Card payments
  
  Cheque payments
  
  Electronic payments
  
  Take card payments with Tyl
- Ways to bank
  Ways to bank
  
  Ways to bank
  
  Mobile banking
  
  Online banking
  
  Bankline
  
  Bankline Mobile
  
  Bankline Direct
  
  Customer information
  
  Our online services
  
  Order cash and coins
  
  onecard
  
  MaxTrad
  
  Other ways to bank
  
  Managing Cash
  
  Post office banking
  
  Business Quick Deposit
  
  Branch finder
  
  Cheque Scan
  
  Take card payments with Tyl
  
  Intelligent Safe
- Access to cash
- Sector expertise
- Support with rising costs
  Support with rising costs
  
  Visit our cost of living hub
  
  Late payments support with FSB
  
  Reducing your energy bills
  
  Supply chain challenges
  
  Workforce support
  
  Quick energy saving tips
  
  Help if you're struggling financially
- Learning
- Coronavirus business support
  Coronavirus business support
  
  Visit our coronavirus hub
  
  Pay As You Grow
  
  Understanding your Bounce Back Loan
  
  Understanding your Coronavirus Business Interruption Loan
  
  Bounce Back Loans
  
  Coronavirus Business Interruption Loan
  
  Coronavirus Large Business Interruption Loan
  
  Recovery Loan Scheme (April 2021) – closed
  
  Recovery Loan Scheme (Aug 2022) – closed
Climate
Climate
- Green banking for business
  Climate change and your business
  
  Visit the Climate hub
  
  Green initiatives for business
  
  Join the UK business climate campaign
  
  Listen to our climate podcasts
  
  Supporting your climate goals
  
  Explore EV charging solutions
  
  See your business carbon footprint
  
  Read our sustainability insights
  
  Building your business sustainably
  
  Energy
  
  Reducing your energy bills
  
  Retrofitting support
Insights
Insights
- Latest
- Business Management
  Business Management
  
  All Business Management articles
  
  Business Strategy
  
  Diversity
  
  Leadership and Development
  
  Marketing
  
  Sales and Distribution
  
  Workforce Support
- Sustainability
  Sustainability
  
  All Sustainability articles
  
  Climate
  
  ESG
  
  Sustainable Finance
- Finances
  Finances
  
  All Finances articles
  
  Accounting and Tax
  
  Cash Flow
  
  Funding
  
  Risk Management
  
  Supply Chains
  
  Trade
- Sector Trends
  Sector Trends
  
  All Sector Trends articles
  
  Agriculture
  
  Construction
  
  Consumer Industries
  
  Manufacturing
  
  Mobility & logistics
  
  Professional and Business Services
  
  Public Sector & Society
  
  Real Estate
  
  Technology, Media and Telecoms
- Team GB
- Business Builder
- Technology
  Technology
  
  All Technology articles
  
  Cyber Security
  
  Fraud
  
  Innovation
  
  Open Banking
  
  Payments
- Economics
  Economics
  
  All Economics articles
  
  Currencies
  
  Economic Outlook
  
  Geopolitics
  
  Interest Rates
  
  Policy
- Events

Log in

Back to main menu

Bankline
Online Banking
ClearSpend
RBSIF FacFlow
FreeAgent
Resume lending

Back to main menu

Search

Search

Search

Please enter a keyword

Overlay

Business
Insights
Finances
Trade
. . .

Trade

Latest
Business Management
Sustainability
Finances
Sector Trends
Team GB
Business Builder
Technology
Economics
Events
All articles
More themes

Latest Trade articles

Search all Finance articles

Applied filters

Clear all filters

Filter articles

Loading articles

No results have been found. Please widen your search by selecting more filters.

Previous
Next

Log in to Insights

Access your profile page and get personalised content.

Continue with LinkedIn

Contact us
Climate support
Service status

Products and services

Bank accounts
Savings
Cards
Loans and finance
Trade finance
Business services

Running a business

Set up a business
Run a business
Grow a business
Training and tools
Experts and mentors

Help and support

Support centre
Security and fraud
Ways to bank
Sector expertise
Find a branch
Learning

Privacy & Cookies
Website T&Cs & FSCS
Accessibility
Careers
Modern Slavery Act

Facebook
twitter
RSS
Linkedin

FCFS_leaflet (PDF, 3.7 MB)

Copyright © National Westminster Bank plc . Registered office: 250 Bishopsgate, London, EC2M 4AA.

Opens in a new window