Mortgages & Loans
M&T has a variety of lending options to help fund your ambitions. Whether you're looking to pay for a home improvement project, consolidate your high interest balances, or maybe you just need extra cash, we're here and ready to help.
Mortgages
- Mortgages > Every borrower has different needs. That's why M&T offers such a wide range of options with various mortgage rates – and experienced representatives – to help find the right solution for you.
- Buying a Home in Need of Improvement > M&T's Renovation Mortgages offer low down payments, low closing costs and a variety of loan terms.
- Manage Your Mortgage > Have an existing mortgage with M&T Bank? Enroll or log in to access all of your mortgage information online, make payments, and more.
- Mortgage Calculator Library > Before you buy or refinance, you have tools at your fingertips to help you explore your options.
- Affordable Mortgages > Do you have a dream of owning a home? Learn how M&T Bank can help make your mortgage more affordable.
Lending Options
- M&T Visa Credit Cards > Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
- Home Equity Line of Credit > Make your home work harder for you. Our CHOICEquity line of credit is there when you need it, with the option of variable and fixed rates.
- Personal Loans > Take a look at M&T Bank's competitive rates and loan options to find a personal loan that suits your needs.
- Student Loans > When federal student aid is not enough, explore student loan options to help you pay for education.
- Auto Loans > Car or truck shopping? Whether you're buying new or used, apply for an M&T Bank auto loan with a quick approval process.
- Marine & Recreational Vehicle Loans > Whether you're dreaming of open waters or the open road, M&T Bank offers boat loans, RV loans, motorcycle loans and other recreational loans at competitive rates to help take you where you want to go.
- How to Make a Payment > Learn the convenient ways to make a payment on your M&T loan, line or credit card.
- Lending Calculator Library > Looking for a way to calculate your unique lending needs? Explore our calculator library to help you answer a variety of lending-specific questions.
Energy Efficiency Made Easy
In celebration of Energy Awareness Month, M&T is sharing some simple yet impactful tips to lower your energy bills and reduce your carbon footprint. Follow these basic tips to make a positive, sustainable impact on your community.
Bank-Owned Property for Sale >
Browse M&T Bank’s selection of bank-owned real estate, boats and RVs available for sale. Inventory is updated on a regular basis.
Why Finance With M&T? >
Learn more about how M&T's competitive financing options, personalized service and efficient loan process can help you reach your goals.
Repayment Assistance Options >
If you need help with your M&T mortgage, credit card or loan payments, contact us to discuss repayment assistance options that may be available for you.
