Skip to main content
Auto Insurance

Auto Insurance

New Choices, New Savings

As a result of Michigan's new auto insurance law, Michigan drivers have all-new choices and lower cost insurance options. With these new options and savings available, there has never been a better time for Michiganders to shop for auto insurance.

To get started, check out some shopping tips on our website and contact a licensed insurance agent or insurer to apply for a policy.

Learn More
Cars driving across the Mackinac Bridge with an American Flag hanging from the bridge

Resources for Drivers

Lower Costs

Consumer Protections

New Options to Choose

Shopping Tips

FAQs

Consumer Guides

File a Complaint

Medicaid ID Card Guide
Michigan's New Auto Insurance Law Video

Michigan's New Auto Insurance Law

Governor Whitmer signed historic bipartisan auto no-fault legislation to lower costs for Michigan drivers, maintain the highest coverage options in the country, and strengthen consumer protections. The legislation creates a better no-fault system for drivers. These changes will apply to policies issued or renewed after July 1, 2020.
Learn More

Latest News 

DIFS Encourages Michiganders to Help Protect Themselves and Save Money During National Vehicle Theft Prevention Month

July 17, 2024

(LANSING, MICH) July is National Vehicle Theft Prevention Month, and the Michigan Department of Insurance and Financial Services (DIFS) is encouraging vehicle owners to take ...

Michigan Sees Largest Decrease in Uninsured Motorists in the Nation

January 04, 2024

Insurance Research Council study credits auto insurance reform law with helping more drivers buy insurance (LANSING, MICH) Michigan Department of Insurance and Financial Serv...

DIFS Encourages Michiganders to Drive Safely, Understand Insurance Coverage for Deer-Vehicle Collisions

December 01, 2023

(LANSING, MICH) The Michigan Department of Insurance and Financial Services (DIFS) is reminding consumers to check with their auto insurance agent or company to make sure they...

Traffic Crash Statistics Highlight Importance of Safe Driving to Keep Auto Insurance Costs Down

August 15, 2023

More than 1,100 Michiganders lost their lives in traffic accidents in 2022, up 15% since 2018 (LANSING, MICH) With recent traffic statistics again showing an alarming increa...

View More