Honda Shine Insurance

Honda CB Shine Bike Insurance Summary

Honda CB Shine is a 125 cc commuter bike manufactured for great performance and efficiency. The bike is available in three variants that are drum brake variant, the disc brake variant and the disc brake with a combi-braking system. Some key features of the bike include tubeless tyres, 5 step adjustable suspension, outstanding tail light, chrome finish muffler, alloy wheels, and chrome carburettor cover. The graphics on the fuel tank give the bike an attractive look.

Honda CB Shine Bike Insurance

According to the Indian Motor Tariff, the basic legal requirement for riding a bike in India is to own a third-party bike insurance policy. The policy provides you protection only against the third party liabilities such as damage to their property, vehicle, or bodily injuries. One of the benefits of third party bike insurance policy is that it comes at an affordable premium. Also, every bike is eligible to be covered under a third party bike insurance policy. So, you must buy one and renew it timely to be able to ride legally on Indian roads. Otherwise, you may be punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months.

Types of Insurance Cover

1. Third Party Bike Insurance Policy: Third Party Bike Insurance Policy is mandatory in India. It not only protects you from paying a fine and/or imprisonment but also covers you against third party liabilities for up to Rs. 1 lakh in case of a mishap.
2. Standalone Own-Damage Bike Insurance Policy: Standalone own-damage bike insurance policy offers cover for own-damages sustained by your bike. You can purchase this policy if you are already covered under a third party bike insurance policy.
3. Comprehensive Bike Insurance Policy: A comprehensive bike insurance policy provides you the benefits of both the policies mentioned above. Covers you against by covering you against third party liabilities as well as standalone own-damage expenses. The policy comes with add-on covers to enhance coverage.

How to Buy Insurance for Honda CB Shine from InsuranceDekho?

You can purchase the most suitable bike insurance policy for your Honda CB Shine bike online at InsuranceDekho by following a few steps. These are given below:

Step 1: Visit the official website of Insurancedekho.

Step 2: Select ‘Bike’ and enter your bike’s number in the given space. Click on ‘Get your Quotes’. If you don’t remember your bike’s number, then you are requested to enter its brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your personal details like Name and Mobile Number. You will see several quotes on your screen.

Step 4: From various quotes displayed, select the most suitable bike insurance plan for your Honda CB Shine bike keeping in consideration your requirements and budget.

Step 5: Pay for the selected bike insurance policy. You will receive the policy document via email.

Honda CB Shine Bike Insurance Claim Process

Cashless Bike Insurance Process

The cashless bike insurance is a facility which helps you get your bike repair without making any payment at the garage. To avail this cashless claim, you need to take your bike to a network garage of your insurance company. Given below is the cashless bike claim process to get your CB Shine bike repaired:

• Intimate your insurer after an accident or a mishap by contacting your insurance company’s customer care staff or through its official website or its mobile app, if available.
• Tell details of the event to the police and register an FIR, especially in case of fire, theft, accident, and so on.
• Click a few photos of the damages sustained by your bike, bodily injuries suffered by you, and so on, after the accident to use them as proof during the claim settlement.
• Pull your bike to the nearest network garage for cashless repairs. You can connect with your insurer to provide towing assistance for your bike if your bike becomes immovable.
• After your bike reaches the garage, a surveyor will be sent by your insurer to examine the proportion of damages sustained by your bike. You may also have to show some documents like policy copy driving license, FIR, etc., to the surveyor, so keep them handy in advance.
• The surveyor will develop a claim report and submit it to your insurance company based on which your insurer will accept or reject your bike insurance claim request.
• If your claim request gets approval, the network garage will begin to repair your bike and once the repair is completed, your insurer will make payment for the repair amount to the garage.

Reimbursement Bike Insurance Process

The reimbursement bike insurance claim process offers protection to your bike against damages by reimbursing its repair bills on your request for a claim based on the repair invoice you submit. Here is the reimbursement bike insurance claim process to get your CB Shine bike repaired:

• Inform your insurance provider about the mishap and register your claim.
• Take your damaged bike to any garage or repair centre of your choice to get it repaired.
• A surveyor will be sent by your insurance company at the garage to access the damages.
• The surveyor will create a claim report after examination and submit it to your insurer.
• The garage will repair your bike and you will have to make payment for the bike repair bill.
• Submit the original bills of repair and claim form to your insurance company after the repair.
• Your insurer will examine your submitted bill and claim form and reimburse your expenses.