What cars are in car insurance group 10?

A car’s insurance group significantly affects the cost of insurance. The Association of British Insurers assigns every vehicle to one of 50 groups, with higher group numbers indicating more expensive premiums.

This guide focuses on group 10, a mid-range category that includes family cars, SUVs and some premium vehicles that still incur relatively cheap car insurance costs.

What cars are in insurance group 10?

Vehicles in this group tend to have larger engines and more power than those in lower groups but remain relatively affordable to insure. Popular cars in group 10 include the following:

BMW 2 Series Gran Tourer
Ford EcoSport
Mercedes A-Class
Nissan Juke SUV
Citroen C3 Picasso
Toyota Verso
Hyundai i30 Tourer
Renault Clio (select models)

What determines which cars are in insurance group 10?

Factor	Description
Engine size	Group 10 cars have engines up to around 1.5 litres in size. Cars with larger engines have higher premiums than smaller cars in lower groups.
Repair costs	Parts for premium brands such as BMW and Mercedes are more expensive, increasing premiums.
Safety features	Group 10 models have more advanced safety technology, such as lane assist and automatic braking, than more basic cars.
Performance	These cars have powerful engines, meaning they can achieve higher speeds and greater acceleration than less powerful cars. This increases insurance risk, which is reflected in the premiums.
Threat of theft	Theft rates for popular SUVs are higher than for smaller cars, increasing premiums for these vehicles.
Driver profile	Insurers associate group 10 cars with drivers in their late 20s to 40s. Premiums are lower for over-25s, so group 10 cars will have slightly lower insurance costs.

Who are insurance group 10 cars most suitable for?

Group 10 cars are recommended for:

Young professionals: the cars in this group provide a relatively affordable step up from lower insurance groups
Families: compact SUVs and MPVs in this group are practical options for growing families
Company car drivers: these models have relatively low carbon dioxide emissions, decreasing tax costs
Multi-car families: group 10 provides a more luxurious second car option than cars in lower groups
Those wanting extra comfort: upgraded interiors and premium features create a more luxurious driving experience
Long-distance commuters: increased performance and comfort make these cars ideal for longer journeys

Which car insurance group am I in?

You can use a free online tool to find your car’s insurance group by entering its make, model and registration year.

Your insurer can confirm the precise group to which your vehicle belongs, which will help you compare quotes, as higher groups typically have higher premiums.

It’s crucial to remember that insurance groups are regularly reassessed and may change over time. You should always verify your car’s current group when renewing your policy to ensure accurate quotes.

In conclusion, cars in group 10 provide increased performance and comfort over cars in lower groups while remaining relatively affordable. They include premium brand models that are affordable to insure.