If you're looking for financial advice we can help
Our financial advice could help you plan ahead by thinking about your finances now, to shape the future you're looking for.
We can make personalised recommendations on many aspects of your financial life, such as protecting your family to planning for your retirement.
Plus, we've got a range of investment options that could make it easier to achieve your goals.
You should aim to invest for at least 5 years, but your money isn't locked away. You can access it at any time. Investing also has its ups and downs – so you could get back less than you invest. Eligibility criteria and fees apply.
Why get financial advice with HSBC?
Tailored advice
We provide personalised advice based on your lifestyle and financial situation.
Global market reach
Our financial advisers have an understanding of different markets because of our global reach. So, you'll have access to a world of opportunities.
Dedicated specialists
A specialist will help to determine which advice option is the most suitable for you.
A range of investment and insurance options
We’ll recommend investment and insurance products, hand-picked from selected providers, including HSBC.
More ways that financial advice could help you
Protect you and your family
Have peace of mind, knowing you and your loved ones could be financially protected should the unexpected happen.Save for your children’s future and education
Give them a head start in life, from their education and into the future.Plan for your retirement
From consolidating pensions to managing your wealth, we can help you prepare for and maintain the lifestyle you want to live throughout retirement. Learn more about investing for retirement.
Manage and grow your wealth
Establish your financial goals and create a plan to support you in achieving them, whether that's through saving, investing – or both.Pass on your wealth
Find out how to leave a lasting legacy for your loved ones and future generations.Get discretionary investment management
Find out if our premier investment management could be right for you, where investment decisions are made on your behalf, by a Wealth specialist. £250,000 or more, of assets or cash is needed to invest. Other eligibility and fees apply.
How it works
Our usual financial advice process follows these 3 steps:
1. An initial conversation
We’ll just ask you a few questions about your current situation to find out whether our financial advice can help.
We’ll outline the process and answer any of your questions. There's no charge for this – it's another benefit of banking with us.
2. Your planning review
Next, you’ll meet one of our financial advisers for a more detailed discussion. This can be face-to-face in a branch, or via a video call at a time that suits you.
At your planning review you'll discuss:
- All aspects of your finances, to better understand your needs and goals
- How you feel about investment risk
- The total costs involved for the financial advice
There aren't any fees for this meeting or obligations to proceed, but if you're happy to continue your adviser will create your bespoke financial planning report.
3. Your personalised plan
Your adviser will arrange another meeting with you to talk through you personalised plan.
They'll cover:
- The range of recommended products hand-picked from selected providers, including HSBC
- Any questions you might have about our products
- How to see your arrangements online
- Any charges that apply
Then, the choice is up to you.
Who can apply?
You can receive our financial advice if:
- You have £100,000 or more in savings and investments
- You have an HSBC current account and you're registered for online banking
- You're at least 18 years old
- You're a UK resident
- You aren't a US national, citizen or resident (eg a US passport or green card holder)
If you decide to go ahead with our recommendations, you'll need an HSBC current account and be registered for online banking.
Not yet registered for online banking? Register now.
Fees
Your adviser will explain all the fees and charges to you before you commit to any recommended advice.
If you take our advice you'll pay a one-off 2.75% fee (or a £960 minimum charge). If you decide not to take our advice you’ll pay a £420 report fee.
Ready to set up a conversation?
Arrange a call back
Leave your details to arrange a call back with our specialist Wealth team.
Chat to us
Use our online Chat to speak with a wealth specialist between 9:00 and 17:00, Monday to Friday.
Frequently asked questions
You might also be interested in
Premier investment management
Discretionary wealth management where investment decisions are made on your behalf, by a Wealth specialist.
Plan for your retirement
Access our guides, tools, investment products and wealth specialists to achieve your ideal retirement lifestyle.
Investment calculator
Use our calculator to see how your investment could potentially grow over time and under different market conditions.
What is inheritance tax?
Find out how it’s possible to reduce your inheritance tax – and even pay none at all.