Credit underwriting process in banks trabalhos

...to them with a compelling introduction about our product, and schedule calls to explore partnership opportunities in more detail. Learn more about the product here: ABOUT IDCERBERUS: Purpose: Provides advanced KYC, AML, and fraud prevention solutions. Core Features: Biometric authentication, real-time ID verification, and risk scoring. Target Audience: Financial institutions, fintech startups, credit card companies, payment processors, lending platforms, insurance firms, cryptocurrency exchanges, and any other entities that require robust identity verification and anti-fraud solutions. IDEAL CANDIDATES TO CONTACT: Industries: Banking, fintech, credit card services, payment solutions, digital lending, neobanks, insurance, cryptocurrency, or any regulated entity ...

...status do bot e gerenciar erros. 5. Logging e Monitoramento Familiaridade com bibliotecas como loguru para implementar logs personalizados e rotação de logs. Habilidade para organizar logs de maneira eficiente e segregada por cliente. The goal is to achieve scalability within 1-3 months. Priority focus area is on backend and DevOps tasks. The client will be involved in hands-on collaboration throughout the development process. We will have weekly meetings for project updates and communication....

The goal is to create a store where clients can easily choose in which media and region they want to advertise their products or services. The platform will include the following main features: Ad Management: Clients should be able to view details about media options available in different regions, including information such as the total number of screens and the estimated number of views per period. Ad Display Contracts: Clients will be able to select the duration of their ad campaigns, with package options of 2, 4, 8, 12, or 24 weeks. Additionally, they can choose the ad duration, allowing for 10 or 15-second advertisements. Customization with Advanced Custom Fields PRO (ACF PRO): The system will use the Advanced Custom Fields PRO plugin to create and manage custom fiel...

...pagamento é feito, o status do pedido deve ser alterado. Project Scope Basic Plugin Configuration: Development of a basic plugin for WooCommerce, where it will be possible to add the PushinPay API Key in the configuration tab, ensuring easy authentication and integration. PushinPay API Integration: Integration with the PushinPay API to generate custom QR Codes for each transaction. Implementation of a "Copy and Paste" button to facilitate the payment process and allow the customer to quickly copy the code for manual payment, if necessary. QR Code Payment Option: Adding a new payment option in WooCommerce called “PushinPay – QR Code Payment”. After the customer selects this option, the plugin must generate and display the QR Cod...

Hello, My name is Bernard Wilian, and I am passionate about health and wellness, with extensive experience in the development and promotion of innovative products. I am seeking a creative and proactive partner to help promote Sugar Defender, a dietary supplement that I believe has significant market potential. This message serves as a detailed presentation of the collaboration I propose, and I hope that by the end of this reading, you will have a clear understanding of how we can work together. About Me As someone active in the dietary supplement industry, I have dedicated the past few years to studying consumer needs and market trends. I believe that health should be accessible and understandable for everyone, and my goal is to facilitate this journey through effective and...

Hello My name is Bernard Wilian, and I am passionate about health and wellness, with extensive experience in the development and promotion of innovative products. I am seeking a creative and proactive partner to help promote Sugar Defender, a dietary supplement that I believe has significant market potential. This message serves as a detailed presentation of the collaboration I propose, and I hope that by the end of this reading, you will have a clear understanding of how we can work together. About Me As someone active in the dietary supplement industry, I have dedicated the past few years to studying consumer needs and market trends. I believe that health should be accessible and understandable for everyone, and my goal is to facilitate this journey through effective and...

...a plataforma Bitrix24, especialmente em personalizações. - Conhecimentos em automação de processos e integração de sistemas. - Capacidade de trabalhar remotamente, com boa gestão de tempo e cumprimento de prazos. - Fluência em português (obrigatório). - Disponibilidade para uma comunicação clara e objetiva com o gestor do projeto. Diferenciais: - Conhecimentos em metodologias de BPM (Business Process Management). - Experiência em projetos de CRM, marketing digital e colaboração na nuvem. - Certificações ou qualificações relevantes na área de TI ou gestão de projetos. Informações adicionais: - O freelancer não ter&aacu...

...experience in web development, specifically in PHP/Laravel, to enhance my existing payment system and develop a core code for new payment methods. This system will feature automatic reconciliation and will prevent sales to the same student and multiple payment requests for the same order. Key Responsibilities: - Develop a core code for new payment methods. - Improve the existing payment system. - Ensure the system includes automatic reconciliation. - Implement restrictions to prevent sales to the same student and multiple requests for the same order. The payment methods that need to be integrated include: - Credit/Debit Cards - Bank Transfers - Pix - Boleto parcelado Ideal Skills: - Extensive knowledge and experience in PHP/Laravel - Proficiency in ...

...plataforma de videoconferência para consultas jurídicas e de planejamento previdenciário. Ferramentas sugeridas: Zoom, Microsoft Teams, Google Meet. 2.5. Base de Conhecimento e E-learning: Criar uma base de conhecimento online com artigos, tutoriais e cursos sobre direitos trabalhistas e previdenciários. Ferramentas sugeridas: Moodle, Teachable, Thinkific. 3. Automação de Processos 3.1. RPA (Robotic Process Automation): Utilizar RPA para automatizar processos burocráticos, como registro de reclamações e cálculos trabalhistas. Ferramentas sugeridas: UiPath, Automation Anywhere, Blue Prism. 3.2. Sistema de Agendamento Online: Implementar um sistema de agendamento online para consultas e atendimentos. Ferrame...

...competent developer to complete an AI-Agent and WhatsApp integration with the purpose of automating my lead screening process. This integration aims to improve my lead generation methods and enhance customer support efficiency. Key Features: - Natural language processing to understand and respond to customer queries effectively. - Sentiment analysis to gauge customer reactions and needs. - Lead qualification to determine the likelihood of a lead becoming a paying customer. Our preferred development language for the AI agent. Ideal Skills: - Experience in AI system development - Knowledge of natural language processing, sentiment analysis, and lead qualification - Experience in WhatsApp API use and integration Your role would involve designing an AI Agent for t...

Preciso de um aplicativo que realize esse process: (tenho um app de base pronto, preciso da mesma estrutura) Os desenvolvedores de estratégias (regras de execução, regras de coloração, indicadores, etc) para o ProfitChart (® Nelogica) podem agora contar com uma solução para distribuição automática e mais segura de suas estratégias para os usuários/clientes, reduzindo problemas como: • Pirataria (risco de apenas um usuário assinar e repassar para outros); • Retrabalho (gerar periodicamente versões com datas de vencimento variadas); • Controle de versão (assegurar que todos os usuários estão utilizando a mesma versão do indicador).

...Automated Trading Bot for Binance with Advanced Excel Integration Detailed Description: We are seeking an experienced developer to create an automated trading bot that will operate in the Binance futures market. This bot will be intricately integrated with an Excel spreadsheet for managing and controlling trading operations. The focus is on accuracy, efficiency, and the ability to process multiple sheets in parallel. Key Features: Integration with Excel: Continuous querying of an Excel spreadsheet to check for new orders and update the status and results of existing orders. Capability to process multiple sheets simultaneously, with specific configurations per sheet (processing URL, access token, update interval). Order Execution and Management:...

...of an Automated Trading Bot for Binance with Advanced Excel Integration Detailed Description: We are seeking an experienced developer to create an automated trading bot that will operate in the Binance futures market. This bot will be intricately integrated with an Excel spreadsheet for managing and controlling trading operations. The focus is on accuracy, efficiency, and the ability to process multiple sheets in parallel. Key Features: Integration with Excel: Continuous querying of an Excel spreadsheet to check for new orders and update the status and results of existing orders. Capability to process multiple sheets simultaneously, with specific configurations per sheet (processing URL, access token, update interval). Order Execution and Management: Ord...

Preciso de um profissional para fazer um simples AHP de categorias para área de compras.

...As a distributor for Carel in Portugal, we aim to expand our reach and offer our products to a global B2C market, focusing on Europe and North Africa. ( Working for the moment in two languages : English & Portuguese We are seeking an experienced and creative marketing and design expert to join our team and play a vital role in promoting our online store. The chosen freelancer will be responsible for implementing comprehensive marketing strategies and designing captivating visuals to enhance the customer experience. About the Project: will be a B2C platform dedicated to selling Carel controllers, humidifiers, probes, monitoring systems, and spare parts. Our target audience includes restaurants, supermarkets, cafes, and other businesses in need of repla...

Este projeto consiste em mel...(Prova de Conceito) em que consigo realizar alguns testes como encriptação, decriptação, funções matemáticas; a ideia é trazer o recurso de multithreading e ser capaz de executar consultas como esses dois projetos fazem: e This project consist in improve and be able to use C++ in React Native to run task like multithreading, encrypt decrypt, process in general. I already have a POC that I'm able to run some tests like encrypt, decrypt, math functions, the ideia is bring the multthreading feature and be able to run querys like this two projects does: and

I need support for creating a professional driver app. I want to use the free version of BUBBLE to avoid additional costs. Initially, I don't want to use payment methods like credit cards because in our country we have a free transfer system called PIX. With PIX, it's possible to use QR codes or a text-based key that we can copy and paste into the bank's app using PiX, enabling instant payment without any fees. Besides PIX, I also want to accept CASH. I need assistance to finalize the program and make it functional... However, I want it to be 100% on Bubble. Can you help me? At first, I don't want to use the paid version of Bubble and focus only on the free version. Here is the link to the driver and passenger versions of the project. Driver

...am seeking to develop a feature for my website, which currently accepts payments only in Tether (USDT) BEP-20, similar to what is done at PixSwap (). I would like to allow my customers to buy USDT directly from me, using the PancakeSwap API for token purchases and the EFi API (formerly Gerencianet) to process payments via PIX. The API documentation can be found at Additionally, I plan on charging a fee on each transaction. The workflow would look something like this: The user inputs the amount of USDT they wish to purchase and the wallet address where they want the tokens to be sent. The system uses the EFi API to process the payment via PIX. Once the payment is confirmed, the system uses the PancakeSwap API

...or offers popular payment options such as credit, debit and digital portfolios, and considers partnerships with online payment companies 5. Assessment system: Implement an assessment and comment system to allow customers to provide feedback on deliverers and quality of will help ensure the quality and reliability of deliveries, and provide a mechanism to solve problems or complaints from customers 6. GPS integration: use the GPS positioning technology to track the actual time location of deliverers and share it with will allow customers to follow up their deliveries and get precise estimates of arrival time 7. Fleet management: Develop a fleet management system to monitor and control vehicles used in the could include tracking mileage,

Overview: For this project, we need the setup of two containers to run in OpenShift v4. One application container and one database container. These containers should be able to run an application based on the Laravel framework (PHP 8.x /MySQL 8.x ). We also need all the configuration files for the OpenShift and the instructions for the installation. Generic Details: - These containers can only use RedHat official images. - Both containers should be fine tune to run a Laravel application following the standard best practices for the framework. - Both containers should go through a hardening process. - Both containers should be fully operational after restarting or rebuilding without human intervention. - The OpenShift environment is i...

I need a very simple application/script that will scrape text from a website, save the result in a CSV (in a specific format) and upload this CSV to another website. The site is oddalerts.com. This process should be done automatically and 3 times a day /// PT-BR Eu preciso de uma aplicação bem simples que faça scrapping de textos de um site, salve o resultado em um CSV (em um formato específico) e faça o upload desse CSV em outro site. O site é o oddalerts.com. Esse processo deve ocorrer automaticamente e 3 vezes por dia

Preciso de um profissional para atuar no gerenciamento e criação de estratégias no Google Ads e FAcebook Ads para obtenção de maiores resultados. O perfil precisa ter conhecimentos sobre o assunto, análise estratégicas de dados e relatórios etc. Já tenho um website e um design pronto para fazer artes incríveis Site: Empresa: Banks Burger Facebook e Instagram com o mesmo nome

The Zinzino brand was born in Norway with the aim of providing the market with the best and most effective Omega 3. Why is Omega 3 so talked about and why is it so important? The science that has been produced in this area has come to the conclusion that the early human being had an omega 6 to omega 3 ratio of 3:1. With the changes in lifestyle and especially after the introduction of the food industry, which feeds animals with seeds, soy, flour (ie Omega 6), humans have been showing since 1960 (turning point), a ratio of 4 :1, and today 15:1 in Europe. In the US the ratio is 25:1. What's the problem with a 15:1 ratio? Our cells to summarize in a simple way can be compared to a filter. If this filter is clogged, nutrients have difficulty ge...

Everything is already in production, I need to implement some adjustments. Implement adjustments to web panel and applications already in production. Description of adjustments: Panel Web: - Driver evaluation report. Inform which drivers are rated better or worse. - Reversal - refund / credit of the passenger amount if necessary (must be entered as a balance in the passenger's account). - Enable or not enable the new functions created for users. - Map - travel option in progress - track vehicles after refresh / in the case of a travel in progress for a selected vehicle. - In the map list, put the selected one marked with color. And the screen refresh should not change the current tab (selected tab). - Trip history - display the ...

...para suporte da Documentação: Já possuo o Merchant ID e o Merchant Key para esta integração. Aplicativo tipo uber. Habilidades Necessárias Back end: Noje js, Mongo. Tecnologia: ANDROID: Java, Xml & Android studio iOS: Swift & Xcode 1. Correction of the configuration and parameterization for the sale by Credit Card on 2 Stripe platforms (Sandbox) and PayPal. When we type in the card number, error messages are appearing. Needing to fix the secret keys. (CHECK ANNEX FILE) Documentation support notes: I already have Merchant ID and Merchant Key for this integration. Uber type application. Skills Needed Back end: Noje js, Mongo. Technology: ANDROID: Java, Xml & Android studio

- Projeto para ajudar a desenvolver elementos e funcionalidades adicionais a um sistema de Robotic Process Automation (RPA), já instalado numa grande instituição nacional. Embora seja para trabalhar com um sistema de RPA, não é necessário ter experiência e RPA

VPN IPSEC CENTOOS7 <=lIbreswan=> FORTIGATE 60F (6.23) Estou recebendo erro no ipsec, usando o libreswan [root@semffw03 ipsec.d]# ipsec verify Verifying installed system and configuration files Version check and ipsec on-path [OK] Libreswan U3.25/K(no kernel code presently loaded) on 3.10.0-1160.6.1.el7.x86_64 Checking for IPsec support in kernel [FAILED] The ipsec service should be started before running 'ipsec verify' Pluto syntax [PARSE ERROR] cannot load config '/etc/': /etc/ipsec.d/: syntax error, unexpected KEYWORD, expecting $end [left] Two or more interfaces found, checking IP forwarding [OK] Checking rp_filter [OK] Checking tha...

Preciso de um bot que trabalhe por meio de requisição (request) e que funcione na Nike BR de modo que dê suporte a todo o que for necessário para a realização de um checkout em segundos - Reverter o sistema reCAPTCHA v3 -Acesso a API - Suporte para Servidores - Velocidade de checkout em segundos

Necessito de um módulo para Gestão de documentos: 1º - Processo de elaboração de informação documentada 2º - Controle de informação documentada 3º - Gestão Auditoria interna A ferramenta destina-se a empresas onde há muitos fluxo de documentação. --------------------------------------- I need a document management module: 1º - Documented information preparation process 2nd - Control of documented information 3rd - Internal Audit Management The tool is intended for companies where there is a lot of documentation flow.

Preciso de informático para retirar dados de um site ligado a uma base de dados utilizando Robotic Process Automation (por exemplo com UIPath). A pesquisa baseia-se em dois querys distintos e o site tem um número limitado de pesquisas pelo mesm IP (necessitando portanto o RPA de alteração de IP).

...gift cards, diamantes, gemas de jogos. O sistema de pagamento deve ser automatizado, não tenho parceiros e nem uma plataforma para fazer isso. Então monto o layout com ilustrações dos produtos e assim que faço uma venda e que o pagamento é confirmado, daí eu compro os créditos em outro site de terceiros para aí sim enviar para os meus clientes. Esse processo demanda muito tempo e atrasa muito o process de compra tornando pior a experiencia do cliente. Preciso integrar com alguns meios de pagamentos como cartões, de créditos, transferência bancária, boleto e boleto express. Meu público alvo é bem joven e alguns são pre-adolescentes e alguns não tem acesso à...

...estimation for the effort, costs and the deadline. 4) We will evaluate your proposal and, if it is reasonable, we will hire that job. 5) You will develop the module and release the code. 6) We will deploy and test it here in our lab. 7) If necessary, to understand your solution, we can request a web-conf to explain your code to us. Hiring and payments according to the platform. You need to inform us of the expected hourly rate and show us your knowledge in Angular so that we can deal with a first package. Attachment I send a specification (ppt attached). Following our process, please send me the effort (hours and corresponding cost) and the deadline, to evaluate. Important: APIs will be available after contracting. = = PORTUGUESE / PORTUGUÊS = = = = Dese...

Summation in SQL Code (DB2) DB2 database (similar to SQL) Need: Group QUANTIDADE by DATA. See attached code. To facilitate the code I created a CASE to be able to process the negative and positive quantities, according to the type of operation (IDOPERACAO). You may be able to redo this process and make it easier to add. Goal: IDPRODUTO = Exists once a day, only on days when there are NOTAS. DATA = There is only 1 date for each IDPRODUTO. QUANTIDADE = Sum of CASE or other solution. Remember that there are positive and negative operations. I accept suggestions for improvements. ______________________________________________________________________________ In portuguese: Banco de dados DB2 (parecido com SQL) Necessidade: Agrupar a QUANTIDADE por DATA. Ver ...

Eu preciso de um aplicativo para iPhone. Eu já tenho um projeto para isso, eu só preciso que ele seja construído.

...Banco Paulista, Cushmann, entre outros. Data: 10/09 Webinar link Palatrantes: Fernando Baldin e Rosni Neto da Quality S.A. Welcome speaker: Jorge Luiz Biesczad Junior para o job preciso incluir as fotos dos 3 speakers e criar peças de "save the date", cadastre-se hoje e inclua ja o compromisso no seu outlook, "é amanha! webinar de Robotic Process Automation + inteligencia artificial Quality S.A.". "é hoje 11 hrs iniciaremos o webinar de Robotic Process Automation + IA da Quality S.A., facilite sua vida e agilize a execucao de rotinas....

Preciso de ajuda com o trabalho de pós, explico caso alguem se interesse

Preciso de um aplicativo para Android. Gostaria que seja desenhado e construído. meu app gerencia clientes que desejam análise de crédito e com sua localização geográfica conecta aos consultores mais próximos que atendem seus pedidos e já marcam em suas agendas. api com facebook e waze

In English I need the development of a replica of the site , but only the minimum to have the replica working. The process is: - Buyer asks to travelers to buy your product - The travelers make a offers to purchase Buyer's order - The buyer accepts the offer of traveler, making payment by credit card to the replica - The traveler buys the buyer's request with with your own credit card, notifying the buyer that who made the purchase - The traveler delivers the request to the buyer on scheduled date / place - The buyer releases payment made to the replica to traveler Extra features required, - Possibility of Login by Facebook - Chat for buyer and traveler - Integration with payment of credit card I need a development of a functional minimal rep...

...sector In excel I have the personal registration(ID), name, note and description On the intranet page, the code needs to copy the excel personal registration(ID) and click on an "ok" button; A new page will be loaded, the code must click on the person's name; A new page will load, you need to click on the link "PIN"; A new page will load, you need to click on the link "Change"; A new page will be loaded, there will be two fields: In the first field there is a check box with the options (Blank, 0, 1, 2) and should be filled according to the excel sheet. In the second field, it is text, and should be filled according to the excel sheet. Finally click on the "Ok" button that will save the process. The code wil...

...sector In excel I have the personal registration(ID), name, note and description On the intranet page, the code needs to copy the excel personal registration(ID) and click on an "ok" button; A new page will be loaded, the code must click on the person's name; A new page will load, you need to click on the link "PIN"; A new page will load, you need to click on the link "Change"; A new page will be loaded, there will be two fields: In the first field there is a check box with the options (Blank, 0, 1, 2) and should be filled according to the excel sheet. In the second field, it is text, and should be filled according to the excel sheet. Finally click on the "Ok" button that will save the process. The code wil...

...to tweak the application to deploy additional resources in order to boost performance, real time processing visualization. Resources: the delivered system may use third party providers to solve CAPTCHAs or manage proxies (e.g., anti-captcha and Luminati). Architecture: the delivered system must be scalable via docker and AWS. Preferred languages are Python, Java, C# (.NET). Preferred databases are SQL databases, MongoDB or Elasticsearch. Use case: we should be able to input to the system huge lists of items containing the three input fields above. The system should continuously process these lists, executing searches in the link provided. The output of the searches and their HTMLs should be saved. These operations would be managed in such a way that it sho...

...like a system that would have the following characteristics a back-up system (where the products would be registered the electronic invoice issuer series only control of financial inventory of customer and user / staff register among some other functions and a point-of-sale system (pdv) where I would be able to perform all the necessary functions of a box with the support of nfc-e working normally in it below I will provide all the features of the rear and front of box (pdv) Gostaria de um sistema que tivesse as seguintes características um sistema de retaguarda ( onde seria cadastrado os produtos funcionaria o emissor de nota fiscal eletronica serie unica controle de estoque financeiro cadastro de cliente e usuarios/funcionarios dentre algumas outras funçoes e u...

...negociar com os fornecedores e enviar um relatório de como foi conduzida todas as negociações e quanto de desconto foi conseguido. 4 - Verificar se fornecedores podem trabalhar como a Absen e Unilumin que atualmente no mercado Brasileiro aceitam o pagamento de 30% na fechamento do pedido e 70% pagamento entre 6 a 9 meses após o envio dos produtos, alguns fornecedores usam a empresa China Export & Credit Insurance Corporation ( Sinosure). Obs. Enviar um relatório de quais empresas aceitaram nosso payment terms.   5 - Escolher as 3 melhores opcoes de fornecedores, produto e qualidade. 6 - Enviar cotação de 100sqm para cada produto. 7 - Cotar os produtos no fornecedor Novastar 10 pcs of MTCR300 e 10 pcs of PSD100....

Robotizar toda parte administrativa, transpor planilhas para sistemas ERP, CRM, etc.. agilizar as tarefas que demandam muito tempo do colaborador.

...contato o mais breve possível. Caso não deseje ser sócio fundador, mas apenas usar o sistema para postar suas aulas online, deixe isso claro em sua oferta. Neste caso será cobrada uma taxa a ser definida sobre o valor do seu curso. Válido para pessoas em qualquer país. ---------------------------------------- I am in the process of creating a distance learning course and I need partnerships that bet on the idea as a founding member. The entire process will be done through online contacts and signed by contract. The project will have the following phases: 1. Development of virtual learning environment and android application; 2. Creation, editing and posting of video lessons; 3 Marketing the web system...

...need a PHP developer to finalize and modify an existing project, basically it is a system of administration of agencies of Insurance Brokers, I need that next to the system be added some modules related to Insurance of Smartphone. Basically needs to be added to the current project: 1 - List of Devices (1 screen) 2 - Device Edit (1 screen) 3 - Device Registration (1 screen) 4 - Claims Opening Process (1 screen) 5 - Device Details (1 screen) 6 - Simple Purchase Page (purchase form) (1 screen) The project needs to be finalized no later than 15 days....

Preciso de 2 ajustes na minha loja Magento. Utilizo a extensao e estou com o problema que embora o desconto aparece no checkout, ele não está gerando o desconto no Pagseguro e Cielo por exemplo. O outro problema é que no resumo (total, subtotal, etc) no admin em Vendas > Pedidos, o desconto é gerado porém não aparece.

<p><strong> Principais atividades:</strong><br />- Desenhar novas interfaces e experiências digitais para cumprir com essas necessidades e comportamento utilizando wireframes, storyboards, user flows, process flows, site maps<br />- Gerenciar as prioridades e entregas da equipe em relação às demandas de UI e UX<br />- Ser responsável por manter os padrões e identidades da nossa plataforma, estabelecendo orientações e melhores práticas<br />- Interagir com nossos usuários e clientes para identificar e entender necessidades e comportamentos<br /><br /><strong>Requerimentos:</strong></p><ul> <li>Desenvolvimento web: HTML e CSS<...

...a sua ajuda para criar um MarketPlace de acessórios e pranchas de Surf custumizadas. Dentro deste mercado voltado ao turismo de Portugal, já contamos com parcerias pontuais para alavancar as nossas vendas. Entre em contacto comigo. Aloha!! We are GoGo Waves, Startup just out of incubation / acceleration process at StartUp Sintra 2016. We want your help to create a MarketPlace of accessories and custumization surfboards. Within this market focused on tourism in Portugal, we already have punctual partnerships to leverage our sales. Please contact me. Aloha !! ...

...receber mensagens do app no celular com promoções, avisos e etc. - pagamentos via cartão de crédito ou no ato da entrega. ----INGLÊS---- An application for small snack shops (fast food). where the customer will have the option to: - Day schedule a delivery to be made at night. (Appointments made by a certain time) - Or ask in the evening it and wait for the delivery. - Receiving the mobile app messages with promotions, notices, etc. - Payment via credit card or upon delivery....