公司长期招聘财务岗位的自由职业者，根据实际工作需求可兼职也可全职 熟练掌握SAP 或 Oracle等国内外知名ERP系统，以及国内的税务相关系统 工作性质和环境以外资企业为主，合规及管理流程规范 希望有兴趣的应聘者与我们创建合作 需求岗位： & 总账会计 & 应收账款往来会计 & 应付账款往来会计 4.TAX Supervisor & 税务专员 & 出纳
Display paintings, uploading and downloading , work evaluation , works and author information , membership registration , works sub- drawing, painting , gouache , calligraphy , through each piece can be enlarged individually show and get a few people to see several people evaluate the situation , evaluation of high automatic sorting front pages dynamic display large image rotation and other related site Notice winning information, you need responsive technology that uses HTML5 CCS3 BOOTSTRAP database technology can be applied on a PC, IPAD, mobile phones and other terminals. Currently uploaded photos are only examples and LOGO. 展示绘画作品、上传下载、作品评价、作品及作者信息、会员注册等，作品分素描、油画、水粉、书法等，通过每件作品都可以放大单独显示，并得到几人看几个人评价情况，评价高的自动排序在前，网页大图轮换动态显示网站公告等相关获奖作品信息，需要响应式技术，利用HTML5CCS3BOOTSTRAP数据库等...
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I'm looking for a professional who can integrate an auto-billing system into my food delivery app. The billing should deduct a 10% fee from all orders monthly and generate an automated tax invoice. Key Aspects: - Payment Gateway: The system should work seamlessly with Stripe, PayPal, and Square. - Tax Invoice Features: The automated tax invoice should have customizable templates, automatically dispatch via email, and generate in PDF format. - Invoice Content: The tax invoice should contain order details and restaurant details. Ideal Skills: - Extensive experience with payment gateway integration. - Proficient in designing customizable templates. - Knowledgeable in automatic email dispatch systems. - Skilled in PDF generation processes. Please only bid i...
I'm in search of a seasoned Chartered Accountant who can assist me in planning my taxes and optimizing my finances. Key Responsibilities: - Help with tax optimization, focusing primarily on deductions, exemptions, and long-term financial planning. - Assist in filing tax returns and ensuring tax compliance. - Guide me towards achieving my retirement planning goals. This is intended to be a long-term arrangement, either on an annual basis or as needed.
I'm seeking a tax professional to review the tax filing of my family member who is self-employed in India. She has done a significant amount of the work herself, but I need an expert to provide a professional opinion and make necessary modifications based on the advice given. Key Areas for Review: - Deductions and Exemptions: Assessing what has been claimed and ensuring nothing is overlooked. - Income Reporting: Verifying the accuracy and completeness of reported income. - Tax Credits: Evaluating the eligibility for and application of tax credits. Ideal candidate should be: - A certified tax professional with experience in Indian tax regulations. - Familiar with self-employed tax filing. - Able to provide clear, concise, and actionabl...
Naveen kumar, hereby declare that I am an independent contractor/freelancer and not an employee of any company or organization. I am responsible for managing my own taxes, social security, and other relevant obligations as an independent contractor. I understand that I am solely responsible for: my own taxes: This includes income tax, self-employment tax, and any other applicable taxes. Providing for my own healthcare: I am responsible for obtaining and paying for my own health insurance and other necessary medical coverage. my own retirement savings: I am responsible for saving for retirement through methods such as individual retirement accounts (IRAs) or other suitable investment options. Providing for my own unemployment insurance: I am not eligible for unemployment
I'm in need of a graphic designer who can create 20 to 30 B & W ad images for a Barbershop Music Show Program. The ads will be coming in from January 1 to Feb 28, so a flexible timeline is essential. 8.5 * 5.5 page. full page, or 1/2 page or 1/4 page as requested. There are 44 ad pages, but some advertisers send in their own copy, so I expect the work would be 20 or 30 ads. Key Requirements: - Use of Edraw Max or Canva or Affinity Designer 2 to design the ads I would like to do the final proofing and creation of the PDF for printing.
...clearance services. Can manage the payment of import taxes and duties. Issues an invoice addressed to our company (not personal invoices). Important Note: Our company will handle the air freight shipment, including transportation costs and insurance. Therefore, the freight forwarder does not need to provide air freight services as part of their quotation. The focus is solely on customs clearance, tax/duty payments, and acting as the consignee. Additional Information: Your primary objective is to obtain quotations from potential freight forwarders in Thailand for our operational team to review. Multiple options are encouraged to compare reliability, responsiveness, and competitive pricing. Payment will be made on an hourly basis. A $100 bonus will be awarded if the shipment is s...
I am seeking a reliable accountant to assist with monthly bookkeeping, tax preparation, and financial consulting for my business. Key Responsibilities: - Monthly bookkeeping to keep track of income, expenses and overall financial health of the business. - Preparing for tax obligations on a monthly basis to ensure compliance and avoid penalties. - Providing financial consulting to help with budgeting, forecasting and strategic planning. Ideal Skills and Experience: - Certified Public Accountant (CPA) or equivalent. - Strong background in bookkeeping. - Prior experience in tax preparation. - Excellent financial consulting skills. - Strong understanding of compliance and regulatory requirements. - Experience working with businesses on a monthly basis. Please note, t...
I'm seeking assistance in sourcing new email addresses for a mail merge. The countries of interest include: Germany - Austria - Switzerland Key Details: - Industry Focus: The email addresses must be from the tax advisor, auditor, insolvency administrator sectors. - Contact Level: I'm specifically looking for C-Level contacts, Presidents, and Heads of departments. - Target Job Titles: The email addresses should belong to individuals with the job titles of CEO/President, Partner, Anwalt, Founder. Feature: nuber of empoyees MUST NOT have more than 300 Deliverables: 25000 valid email addresses up to date Make sure you are using a bot or can share data from a designated provider Mandatory: Make sure your data is verified by a mailtester (attach protocol) To apply: decrie ...
I'm looking for a developer to create a bot for my memecoin on the XRP ledger. The bot's main function is to impose a flat percentage tax on every transaction. Key Features: - A flat percentage tax of 7% applied to all transactions - The tax collected should be sent to 4 seperate specific wallet addresses Ideal Skills and Experience: - Proven experience with bot development - Deep understanding of the XRP ledger - Prior work with memecoins is a plus The goal is to ensure every transaction contributes to this tax. Please provide examples of similar projects you've completed in your proposal.
...transaction fees, and other real-world factors, is a powerful feature. Paper Trading Mode: Allowing users to test their strategies with virtual funds before trading real money can attract risk-averse users and give them confidence in your bot’s capabilities. 12. Compliance and Regulation Compliance Features: Offering features that ensure the bot operates within legal frameworks (e.g., KYC/AML integration, tax reporting features) could appeal to institutional investors and professional traders who require adherence to regulatory standards....
...displayed with the taxi cab company. C. CITY: Must be one of the following 8 cities in Massachusetts (abbreviated MA): Arlington, Belmont, Boston, Brighton, Brookline, Cambridge, Somerville, Watertown. You use the first 3 letters of the city name (ARL, BEL, . . . , WAT). Ignore North, South, East and West in any city name. Example: “East Arlington” = Arlington is ARL. D. NAME Of TAXI: Name of the tax cab company. E. RATING (Average score / # of Reviews): The rating is a fraction consisting of the average score 1-5 and the number of reviews. The number of reviews is given in all 3 sites. For the examples, they are 38, 11 and 42. The Average is given for (4.4) and (2.7). For the Average (top number) is given as the number of stars that are yellow
Our agency provides a variety of services including auto insurance, business insurance, tax services, notary, and more. We need a new logo that is classic and elegant, yet represents the broad scope of our offerings. Key Requirements: - Understanding of branding and logo design - Ability to create a visually appealing and professional logo - Experience in designing for multi-service agencies or similar industries is a plus Color Scheme: - The logo should be in classic Black and White could have other not really picky on that Design Style: - The logo should be classic and elegant to align with our target clientele and our brand values. The ideal candidate will have a strong portfolio of similar work, with a knack for creating timeless designs. We look forward to seeing your p...
...check will be mailed to your address on file. # Steps to Collect 1. *Log in to your brokerage account*: (e.g., Fidelity, Charles Schwab, Robinhood). 2. *Navigate to account activity or transaction history*: Find the distribution details. 3. *Verify distribution amount*: Ensure accuracy. 4. *Transfer or withdraw funds*: Follow brokerage instructions. # Additional Tips 1. *Consult tax professional*: Understand tax implications. 2. *Review brokerage fees*: Check for potential fees associated with distribution processing. 3. *Update account information*: Ensure accuracy to receive future distributions. # Resources 1. Bluebird Bio Investor Relations: (link unavailable) 2. NASDAQ: (link unavailable) 3. Your brokerage firm's customer support If issues arise, contact your...
...Taxpayer Reference (UTR) - Date of Birth - Address - Postcode - Mobile Number - Email - PAYE Number - Sole Trading Job Number - Sole Trading Start Date - **Miscellaneous (Notes Box):** For adding any additional information. ### Tax Year Tracking: For each tax year from **2021 to 2030**, I need: - A checkbox to mark the year as completed. - A column for the **amount** owed/paid. - A column next to it calculating **25%** of the amount automatically. ### Email Integration: - A feature to send emails directly to clients when their tax is ready. - An editable email template linked to their email addresses. ### Additional Requirements: - The system should be accessible online. - I’m open to using other platforms if they’re more suitabl...
I'm looking for a unique, hand-drawn style logo for my project 'myKONGSI'. The logo should incorporate a blend of Orange and white The business is a accounting firm doing company formation, company secretary, tax and accounting services Key Logo Components - Sharing knowledge - KONGSI means 'Company' and 'Sharing' - Personalised business services - Collaboration and Ecosystem for professional services marketing - Connecting people, shaking hands, working together... Ideal Skills - Proficiency in hand-drawn design - Strong understanding of color theory - Capability to symbolize complex concepts in a simple design - Prior experience with nature or garden themed logos - Excellent communication skills to understand and interpret my vision
...in Australia. Key Services Required: - Bookkeeping: Managing daily financial transactions and maintaining the general ledger. - Tax Filing: Ensuring all corporate taxes are filed accurately and on time. - Financial Analysis: Providing insights into the company's financial health and guiding strategic decisions. Business Structure: My company is a Pty Ltd (Proprietary Limited). Accounting System: I'm uncertain about the adequacy of my current accounting software. The freelancer may need to assess and potentially set up a new system. Ideal Skills and Experience: - Proven experience in accounting for a Pty Ltd in Australia. - Proficiency in bookkeeping and tax filing. - Strong skills in financial analysis. - Familiarity with Australian accounting software. - ...
...charge, payment on account), discounts, coupons, gift card sales and redemptions. - USB peripheral device support: scanning (UPC codes for item identification), printing and controlling a cash drawer opening actuator. - Advanced inventory management: tracking all product details, price, quantity on hand, cost, supplier info, notes, tax. This should dynamically adjust with sales transactions. - Comprehensive reporting: generating sales reports, inventory reports, tax reports and statistical sales trending. The project will require: - Proficient knowledge of POS software development. - Extensive experience with SQL Server and database management. - Skills in developing for Windows systems and integrating with USB peripheral devices. - Understanding of inventory management ...
Here are the key points for freelancers in English: Pre-Launch 1. Define career goals and vision. 2. Identify skills and str...Establish contracts or agreements. 4. Prioritize projects and deadlines. 5. Utilize project management tools (Trello, Asana). Quality and Professionalism 1. Deliver high-quality work. 2. Meet deadlines. 3. Continuously develop skills. 4. Provide excellent customer service. 5. Seek feedback and reviews. Finance and Taxation 1. Manage finances efficiently. 2. Set competitive rates. 3. Understand tax obligations. 4. Separate business and personal accounts. 5. Use accounting tools (QuickBooks). Career Development 1. Regularly update portfolios. 2. Develop new skills. 3. Network with professionals. 4. Attend courses or training. 5. Establish marketing strateg...
...descriptions, and pricing. Categories such as "Classic Flavors," "Spicy Flavors," and "Sweet Flavors." Shopping Cart and Checkout: Add-to-cart functionality with real-time price updates. Secure checkout with multiple payment gateways (e.g.,Master/Visa, PayPal, UPI, etc.). User Accounts: Option for customers to create accounts, track orders, and save preferences. Shipping and Tax: Integration with shipping APIs for live rates. Automated tax calculation based on location. Additional Features SEO Optimization: Ensure the site is optimized for search engines to improve visibility. Blog Section: Include a blog for recipes, health benefits, and makhana-related content. Newsletter Signup: Integrate email capture forms for marketing campaigns. Social...
Preparation of the 2022 amendment tax return and response letter to CP 2000 Tax notice.
I'm seeking a CPA with experience working with US-based S-Corp LLCs who can help me navigate my federal tax obligations, understand the intricacies of the tax system, and manage my payroll tax compliance. Key Responsibilities: - Help me understand my federal tax obligations - Manage my payroll tax compliance Ideal Skills: - Extensive knowledge of the US federal tax system - CPA certification is a big plus - Experience working with S-Corp LLCs - Payroll management expertise - Excellent communication skills to explain complex tax concepts in an understandable way. Pay will be by the hour. We will have Teams call to discuss this.
I'm looking for a professional who can assist with the initial setup and configuration of my Zoho Books account. Specifically, I need help with configuring the tax settings, particularly the VAT/GST settings. Ideal Skills and Experience: - Proficient in Zoho Books - Experience with tax settings configuration - Knowledgeable about VAT/GST settings - Strong attention to detail - Excellent communication skills - Capable of providing guidance on best practices for initial setup
I am seeking a professional with expertise in Indian GST compliance who can provide a full service for filing GSTR 9 & 9C. I am using Zoho Books for my accounting. Key Responsibilities: - Comprehensive assistance with the full filing of GSTR 9 & 9C - Ensuring all data is accurately represented and compliant with GST regulations - Timely submission of the tax returns Please note, I have all necessary financial data ready for this filing, so the focus will be on the actual filing process. Ideal Skills and Experience: - Extensive knowledge and experience with GSTR 9 & 9C filing - Proficient in using Zoho Books - Strong attention to detail to ensure accuracy and compliance I am looking for a freelancer who can handle this task efficiently and professionally. Thank you.
I need a skilled bookkeeper experienced with Quickbooks Online to audit my transactions from 2020 to December 2023. This is primarily for tax preparation purposes. Key Tasks: - Audit transactions - Categorize transactions - Perform bank reconciliations - Generate and send a balance sheet and profit and loss statement Please note: - There is no specific accounting format or standards to be followed, just general accuracy and compliance with tax requirements. - No additional tools or software are needed apart from Quickbooks Online. The deadline for this project is December 30, 2023.
1. Develop and Implement Budgets 2. Plan and Manage Savings 3. Track and Analyze Spending 4. Tax Planning 5. Organize Financial Statements' Data 6. Enhance Financial Literacy 7. Create and Maintain Financial Dashboards NO BOOKKEEPING NEEDED BUT SHOULD BE ABLE TO KNOW HOW TO USE QUICKBOOKS.
I'm seeking a trainer for the Accurate Accounting software. As a distributor company operating both online and offline, we require assistance with the initial setup and basic usage of the software to facilitate our bookkeeping and tax reporting. Key Requirements: - Conduct training on both online and offline platforms. - Provide comprehensive documentation including user manuals, video tutorials, and step-by-step guides. Ideal Skills and Experience: - Prior experience with Accurate Accounting software. - Proven track record in conducting software training. - Ability to provide clear and comprehensive documentation.
...manufacturing industry? Who are the top 5-10 companies in this industry, and what are their key strengths? Company Revenue: Can you provide annual revenue data for the following companies for the last 3-5 years? Visy Industries Orora Limited Cleanaway Waste Management J.J. Richards & Sons Other key players (Please list them) Company Profit & Expenses: Can you provide detailed profit (net profit after tax) and operational expenses data for these companies over the past 3-5 years? Company Background: How did these companies start, and what are their key milestones in the cardboard recycling industry? What are the primary products and services related to cardboard recycling and manufacturing for each of these companies? Employees and Workforce: How many employees work at...
...accounting, bookkeeping, and financial management services. ●Customized Solutions: Tailors financial strategies to meet individual or organizational goals. ●Regulatory Compliance: Ensures adherence to local and international financial regulations and standards. ●Tax Planning and Preparation: Provides expert assistance with tax filings, deductions, and optimization strategies. ●Auditing Expertise: Conducts thorough internal and external audits to ensure accuracy and transparency. ●Payroll Management: Handles employee payroll processing, tax deductions, and benefits administration. ●Financial Analysis: Delivers in-depth analysis and reporting for better decision-making. ●Budgeting and Forecasting: Develops precise budgets and forecasts to align with financial o...
We need 20% tax for medstore an 23% for slovamed
I'm in need of a recruiter based in the Philippines, specifically someone with a valid Business Tax ID, who can post job listings for Philippines-based contractors with US Tax Accounting experience on Jobstreet and other job boards. Key Responsibilities: - Posting our roles on Jobstreet and other relevant job boards. Required Skills/Tools: - Philippines Tax ID, allowing you to post on Jobstreet on our behalf We will cover all job board fees in addition to compensating you for your time.
I'm in need of a recruiter based in the Philippines, specifically someone with a valid Business Tax ID, who can post job listings for Philippines-based contractors with US Tax Accounting experience on Jobstreet and other job boards. Key Responsibilities: - Posting our roles on Jobstreet and other relevant job boards. Required Skills/Tools: - Philippines Tax ID, allowing you to post on Jobstreet on our behalf We will cover all job board fees in addition to compensating you for your time.
I'm in need of a recruiter based in the Philippines, specifically someone with a valid Business Tax ID, who can post job listings for Philippines-based contractors with US Tax Accounting experience on Jobstreet and other job boards. Key Responsibilities: - Posting our roles on Jobstreet and other relevant job boards. Required Skills/Tools: - Philippines Tax ID, allowing you to post on Jobstreet on our behalf We will cover all job board fees in addition to compensating you for your time.
I'm seeking an expert developer to create a human resources platform with a strong focus on employee management. Key Features: - Comprehensive Employee Records Management: The platform should facilitate the management of detailed employee records. This includes personal details, salary information, emergency contacts, and tax forms. Ideal Skills: - Proficiency in HR software development - Excellent database management skills - Ability to create user-friendly interfaces Experience with creating HR platforms or similar projects will be highly regarded. Please provide examples of your past work in your proposal.
I'm seeking an expert developer to create a human resources platform with a strong focus on employee management. Key Features: - Comprehensive Employee Records Management: The platform should facilitate the management of detailed employee records. This includes personal details, salary information, emergency contacts, and tax forms. Ideal Skills: - Proficiency in HR software development - Excellent database management skills - Ability to create user-friendly interfaces Experience with creating HR platforms or similar projects will be highly regarded. Please provide examples of your past work in your proposal.
I'm in need of a seasoned tax professional to assist with the preparation of my business taxes. As a sole proprietorship, I require help with: - Tax Preparation: Accurate and timely preparation of my business tax. - Financial Record Review: Assessment and organization of my income statements, expense tracking, and all receipts and invoices. The ideal freelancer for this project would have extensive experience working with sole proprietorships, have a strong background in tax preparation, and be able to demonstrate meticulous attention to detail in reviewing financial records.
I'm searching for a proficient...Squarespace. The primary focus of this project is to ensure accurate tax calculations for my eCommerce platform. Key Responsibilities: - Configure TaxJar settings to align with U.S tax compliance. - Ensure taxes are calculated based on multiple states where we have tax nexus. - Troubleshoot and resolve any technical challenges that may arise. Ideal Candidate: - Prior experience with eCommerce tax solutions is essential. - A comprehensive understanding of U.S tax regulations. - Detail-oriented with strong problem-solving skills. Currently, my Squarespace account has partial tax configurations. I would appreciate a straightforward, efficient solution to complete this setup. If you can help me enhance the prec...
...up email updates to customers for order confirmations, shipping, and delivery. Enable WhatsApp notifications for shipping updates, leveraging third-party apps or APIs. Configure new product email alerts to notify subscribed customers about the latest additions. Video Guide Provide a video tutorial explaining how to upload products to Shopify so I can manage this task independently. Tax and Legal Setup Set up tax rules and compliance to ensure the store meets all legal requirements for operations. Source Code and Assets Clarify whether there are any custom Liquid code changes or assets used in the current setup and provide access if applicable. Note: Additional milestones can be added within this phase if required to streamline deliverables and review processes. Milesto...
...parties. • Deadlines and priority levels for resolution. • Integrate automated reminders and follow-ups for unresolved RFIs. 2. Enhanced Accounting Software with AI and Voice Command • AI-Powered Features • Predictive analytics for cost overruns, cash flow projections, and budget deviations. • Auto-reconciliation of invoices with approved PCNs and change orders. • Automated tax calculations and compliance checks for various regions. • Voice Command Integration • Enable users to: • Record transactions, issue invoices, and approve payments by voice command. • Generate financial reports (e.g., profit/loss, cash flow) using natural language queries. • Link transactions to specific pro...
I'm looking for a talented developer to create a script that automates the generation of thumbnail images for movies and shows. This script should create visually appealing and contextually relevant thumbnails based on inputs such as lead actors, synopsis, and themes. - Key Requirements: - Experience in image generation and automation - Ability to create a script that uses various inputs for thumbnail generation - Capability to generate Netflix-style movie thumbnails - Understanding of different genre-specific thumbnail elements - Genres: - The script should be able to generate thumbnails for Drama, Action, and Comedy and other movie genres The ideal candidate will be able to create a script that can automate this process, saving us considerable time and effort whi...
...generate reports for HR. We aim to build a secure, user-friendly, and scalable system that will improve the efficiency of our HR team and provide a smooth experience for employees. Project Requirements: Payroll Processing: Employee Salary Calculations: Automate the calculation of employee wages, tax deductions, overtime, bonuses, and any other variable payments. Pay Stub Generation: Create automated pay stubs for employees. Tax Calculations: Implement a feature for tax calculations based on regional tax laws. Payment Integration: Integration with payment gateways or direct deposit systems to process payroll payments. Attendance Tracking: Clock-in/Clock-out: Allow employees to clock in and out using an intuitive interface. Leave Management: Manage employee le...
I will help you fix bugs and improve POS features, as define as below: - Fix rounding tax in eline - Checking why Odoo 17 dont allow all PoS using same cash payment method and solution to fix it - Fix advance pos report for branches, - Sales details report is giving error of profession field - Remove some grahp view - The conflict with sales, cannot open POS screen - Feature Time Ranges (Compare to) v17 CE - Add Return Receipt Sequence in POS - Do filters - Add fields on customer form in POS - Checking issue float number showed as integer on report pos order - Fix issue POS take time to loading data - Fix error when open Cash Register - Add filters date on Payment Method report - Fix issue available quantity does not load automatically - Adding field label_title on Product Label
I'm seeking assistance with filing both my GST and Income Tax returns. This includes both individual and business returns. Ideal Skills: - Extensive knowledge and experience with GST and Income Tax - Proficient in filing GST and Income Tax returns - Experience handling both individual and business returns Experience Required: - At least 10 years dealing with GST and Income Tax related work - Proven track record of managing income tax matters - Prior experience with GST returns and Income Tax returns
I'm looking for a skilled ReactJS developer to create a payroll application. Key features should include salary calculation and disbursement as well as tax computations and filing. The primary users of this application will be HR personnel. Ideal skills for this project: - Proficient in ReactJS - Experience in developing payroll or similar applications - Understanding of tax computation and filing systems - Knowledge in creating user-friendly interfaces for HR personnel Please note that the level of access control has not been defined yet. You may need to propose a suitable access control system based on your expertise.
I'm seeking assistance with my ITR2 return and the necessary corrections. The issues primarily lie with the intimation and discrepancies in tax calculations, particularly concerning tax deduction claims. Requirements: - Expertise in ITR filing and corrections - Proficient in tax calculation analysis - Experience with tax deduction claims The ideal freelancer should have a deep understanding of Indian tax laws and ITR filing procedures. They should be able to identify errors, suggest corrections, and assist in the filing process.
...manufacturing industry? Who are the top 5-10 companies in this industry, and what are their key strengths? Company Revenue: Can you provide annual revenue data for the following companies for the last 3-5 years? Visy Industries Orora Limited Cleanaway Waste Management J.J. Richards & Sons Other key players (Please list them) Company Profit & Expenses: Can you provide detailed profit (net profit after tax) and operational expenses data for these companies over the past 3-5 years? Company Background: How did these companies start, and what are their key milestones in the cardboard recycling industry? What are the primary products and services related to cardboard recycling and manufacturing for each of these companies? Employees and Workforce: How many employees work at...
I'm in need of an expert financial planner who can create interactive tools for a one-time fee. Key Responsibilities: - Design and develop interactive financial planning tools tailored to my unique financial situation and needs. Ideal Skills: - Expertise in financial planning - Proficiency in creating interactive tools - Strong understanding of various financial domains (investment, tax, retirement planning etc.)
