2020 EU-wide transparency exercise

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    EBA confirms banks’ solid capital and liquidity positions but warns about asset quality prospects and structurally low profitability

    The European Banking Authority (EBA) published today its annual Risk Assessment of the European banking system. The report is accompanied by the publication of the 2020 EU-wide transparency exercise, which provides detailed information, in a comparable and accessible format, for 129 banks across 26 EEA / EU countries and for 6 banks from UK. Despite the COVID-19 shock, banks have maintained solid capital and liquidity ratios and have increased their lending to the real economy. However, economic uncertainty persists, profitability is at record low levels, and there are several early signs for a deterioration in asset quality.

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    EBA announces timing for publication of 2020 EU-wide transparency exercise and Risk Assessment Report

    The European Banking Authority (EBA) announced today that its 2020 Risk Assessment Report and transparency exercise with bank by bank data will be released on Friday 11 December at 18:00 CET.

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    EBA launches EU-wide transparency exercise

    The European Banking Authority (EBA) launched today its 7th annual EU-wide transparency exercise, with the objective of providing market participants with updated information on the financial conditions of EU banks as of June 2020, thus assessing the preliminary impact of the COVID-19 crisis on the sector. The EBA expects to publish the results of this exercise at the beginning of December, along with the Risk Assessment Report.

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    EBA releases bank-by-bank data at the start of the COVID-19 crisis

    The European Banking Authority (EBA) published today the seventh EU-wide transparency exercise. This additional data disclosure comes as a response to the outbreak of COVID-19 and provides market participants with bank-level data as of 31 December 2019, prior to the start of the crisis. The data confirms the EU banking sector entered the crisis with solid capital positions and improved asset quality, but also shows the significant dispersion across banks.

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    EBA announces timing for publication of its Spring 2020 EU-wide transparency exercise

    The European Banking Authority (EBA) announced today that its Spring 2020 EU-wide transparency exercise with bank by bank data will be released on Monday 8 June at 18:00 CET.

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    EBA launches additional EU-wide transparency exercise

    The European Banking Authority (EBA) launched today an additional EU-wide transparency exercise to provide market participants with updated information on the financial conditions of EU banks as of 31 December 2019, prior to the start of the COVID-19 pandemic. The EBA expects to publish the results of this exercise at the beginning of June. 

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    EBA statement on actions to mitigate the impact of COVID-19 on the EU banking sector

    The European Banking Authority (EBA) announced the postponment of the EU-wide stress test exercise to 2021 in order to allow banks to focus on and ensure continuity of their core operations, including support for their customers. For 2020, the EBA will carry out an additional EU-wide transparency exercise in order to provide updated information on banks’ exposures and asset quality to market participants.

The EBA has been conducting transparency exercises at the EU-wide level on an annual basis since 2011. The transparency exercise is part of the EBA's ongoing efforts to foster transparency and market discipline in the EU financial market, and complements banks' own Pillar 3 disclosures, as laid down in the EU's capital requirements directive (CRD). Along with the dataset, the EBA also provides a wide range of interactive tools that allow users to compare and to visualise data across time and at a country and a bank-by-bank level.

In 2020, following the postponement of the EU-wide stress test exercise, the EBA is going to release two Transparency exercises, one in late Spring and one in late Autumn, that will inform the public on the conditions of the EU banking sector at the start of the COVID-19 crisis and the impact of the crisis in the first half of 2020. Both the Spring and the Autumn exercises are going to be exclusively based on supervisory reporting data and they do not require any additional reporting burden for banks.

With the Spring 2020 EU-wide transparency exercise the EBA discloses detailed bank-by-bank data for the reference dates of 30 September 2019 and December 2019.  Information is published at the highest level of consolidation for 127 banks across 27 countries of the European Union (EU) and the European Economic Area (EEA).  The data available on this webpage provides disclosure on banks'  assets and liabilities, capital positions, risk exposure amounts, leverage exposures and asset quality. Sovereign exposures are available only for the reference date of December 2019. 

Banks individual results

With the 2020 EU-wide transparency exercise the EBA discloses detailed bank-by-bank data for the reference dates of 31 March 2020 and 30 June 2020.  Information is published for 129 banks across 26 countries at the highest level of consolidation in the European Union (EU-27) and the European Economic Area (EEA) as well as for 6 banks from UK. The data available on this webpage provides disclosure on banks'  assets and liabilities, capital positions, risk exposure amounts, leverage exposures and asset quality. Furthermore, information on sovereign exposures and on legislative and non-legislative moratoria is available for the reference date of June 2020.

Banks individual results