Skip to main content

Payday loans

When you’re considering a payday loan, or when you’re paying one back, it’s important to understand how they work and know your rights.

Get started

Basics

Understand payday loans

While there is no set definition for a payday loan, there are common characteristics. Read more

Decide if a payday loan is your best option

Think about the costs you will pay, whether you want to borrow, and how you will pay back the loan. Read more

Learn the cost and fees associated with payday loans

Before taking out a payday loan, make sure you understand the potential fees you may have to pay. Read more

Take action

Submit a complaint

Having trouble with a financial product or service? If you've already tried reaching out to the company and still have an issue, you can submit a complaint. Tell us about your issue—we'll forward it to the company and work to get you a response, generally within 15 days.