Personal Finance

Most Canadians get these 6 credit facts wrong. Understanding more about credit reports and scores can help you start living a better financial future.

If you’re finding it harder to make ends meet, you’re not alone. But skipping bill payments isn’t the answer. Learn more about how to stretch your hard-earned dollars while protecting your credit scores.

If your credit scores are on the lower end, there are some actions you can take to help boost your scores and increase your chance of being approved for a loan at a better interest rate.

You can begin teaching kids about credit and savings at an early age. As they get older, it may help them avoid some common credit mistakes that occur in early adulthood.

Your Equifax credit score can help lenders, creditors, and others decide whether or not to grant you a loan or a new credit card. Ensuring your Equifax credit report is error-free can help prevent delays in your loan application.

Our survey found Canadians are less positive about their economic outlook in 2022 than in 2021. From clipping coupons to moving in with family, they told us how they’re saving money.

Creating an emergency fund takes discipline and planning, but ultimately it will help you be prepared for unexpected costs during difficult times. Equifax helps you prepare your emergency fund here.

Equifax Canada’s Director of Consumer Advocacy Julie Kuzmic explores why it's so important to have conversations about credit and money in the face of COVID-19 pandemic.

There is no hard and fast credit score you need to get a personal loan, but your credit scores can impact the type of loan and terms you are eligible for.  Learn more here from Equifax Canada.