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Your finance agreement is signed, you’ve started making payments, and you’re behind the wheel of your dream car – what more could you want, right? ...
Use our handy calculator to estimate
the outstanding amount on your current
HP or PCP agreement.
Our early settlement calculator provides an estimate of your total settlement amount, excluding any additional fees charged by other providers. For an accurate and final settlement figure, contact your current lender directly.
Add details about your current finance to get a settlement quote
See if you could save money
by switching to Carmoola!
Our early settlement calculator provides an estimate of your total settlement amount, excluding any additional fees charged by other providers. For an accurate and final settlement figure, contact your current lender directly.
Get in touch with your lender to request your settlement figure
This will include the remaining amount owed, plus interest and any fees or charges
The settlement figure is usually only valid for a specific amount of time, and any extra payments you make in the meantime will affect it.
If you're happy to go ahead, let the lender know and pay the settlement figure
Step 1
Answer a few questions about your car mileage and settlement quote from your current lender
Step 2
After a few questions in our app you’ll find out if you’re eligible and your new rate and budget for refinancing
Step 3
Simply pay your settlement quote with your Carmoola card or by bank transfer, all from your smartphone
It's clear there’s a lot of energy behind this company. So quick to refinance my vehicle. They must have some impressive automation. Honestly if you like a smooth experience, this is the place to get it.
So easy to finance a new car. Downloaded app, entered a few details and a pre-approved budget was given. Simple ID checks and a quick process to add desired car. Can't recommend highly enough - so simple and stress free!
The whole experience of using Carmoola was easy, smooth and pain free. The app is amazing and so easy to use and if you need to call them for any reason, they can’t do enough to help. I hadn’t heard of them before but would definitely recommend to anyone looking to finance a car. The most competitive apr I have found. Thank you guys 🙏🏻
Quick, efficient and always on standby to help when needed. Easiest and quickest finance application and the APR was much better than what was offered elsewhere. Will definitely be using Carmoola again. More than satisfied!!!
Carmoola was soo easy and straight to the point, I thought it couldn’t be this easy as I’ve used a finance company before for my previous car but they shocked me. It was done swiftly, professionally and most importantly legally. I fully recommend Carmoola. Also interest rate was the lowest I could get with any other provider
Your finance agreement is signed, you’ve started making payments, and you’re behind the wheel of your dream car – what more could you want, right? ...
Personal Contract Purchase finance agreements – or PCP for short – can be a great way to split the cost of buying a car into affordable monthly...
When it comes to car finance, Hire Purchase – HP for short – is one of the most popular ways to spread the cost of buying a car over time. This type...
What would you like to do first?
Takes 60 seconds, no impact on your credit profile to see if you're approved 👍
Rates from as low as 6.9% APR, Representative 13.9% APR
