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Welcome to our mortgage options

Thinking about moving home? We could help

Online mortgages are provided by NatWest

NatWest and Royal Bank of Scotland are part of NatWest Group and offer the same mortgage products and rates when you speak with a mortgage professional. If you're confident to choose a mortgage product without advice, online mortgages are available to customers via the NatWest website

Want advice about your mortgage? You can make an appointment to speak with a Royal Bank of Scotland mortgages adviser.

Step 1: Find out what NatWest could offer you

  • Get a online personalised indication of how much you could borrow in less than 10 minutes.
  • It won't impact your credit score.

You don't need to be a NatWest customer to get an Agreement in Principle (AIP), and you're not committed to having a mortgage by getting an AIP.

Step 2: Apply for your mortgage online with NatWest

  • Apply online with NatWest or contact us to make an appointment to speak to a Royal Bank of Scotland mortgage adviser.
  • Save your application progress online and come back whenever you like.

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.

You could buy your first home with just a 5% deposit

With a 95% mortgages, you could be buying your first home sooner than you think.

Exclusions & eligibility criteria apply. 

Here's what you need to know

Already have a mortgage with us? Your mortgage could move with you

Help with common questions

Need some help or want to speak to a mortgage professional?

Call us

Something else we can help you with?