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Credit cards

Credit card repayment calculator

Work out how long it could take to clear your Royal Bank of Scotland credit card balance

What card do you currently have?

Are you currently within your 0% promotional period?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is the annual interest rate for purchases on your latest statement?

What is your current credit card balance?

How much could you afford to pay each month?

Paying a little more towards your credit card, no matter how small, could significantly reduce your balance. It could be the price of your morning coffee. Try adjusting your monthly repayment to see the difference.

You could be eligible to transfer your remaining balance onto an Instalment Plan. If it’s available to you, we’ll let you know via our mobile banking app. We’ll tell you more about any available plan including fees, via the app before you take it out.

Your payment breakdown

This could clear your outstanding balance by
0

Your results

Your balance:
Interest
monthly repayment of:
£
Total amount to repay:

It’s important you read this

How much of your 0% promotional balance do you have left to pay off?

When does your 0% promotional offer end?

Your results

This could clear your outstanding amount by
before your interest free period ends.
Your balance:
Interest
monthly repayments of:
Total amount to repay:

What is your standard rate after your 0% promotional rate ends?

What is your standard rate after your 0% promotional rate ends?

What is your standard rate after your 0% promotional rate ends?

What is your standard rate after your 0% promotional rate ends?

What is your standard interest rate after your 0% promotional offer ends?

How much could you afford to pay each month?

Paying a little more towards your credit card, could significantly reduce your balance. Try adjusting your monthly repayment to see the difference.

Your payment breakdown

This could clear your outstanding balance plus interest due by
0

Your new results

Your balance:
Interest
monthly repayments of:
Total amount to repay:

It’s important you read this