Please remember this calculation is just a guide and is for illustrative purposes only. This calculation is based on information you have provided.
It excludes: any transactions that attract different interest rates, any additional purchases, additional interest and fees incurred and any annual fees you pay.
We will apply any payments you make in the order explained in your terms and conditions.
Your minimum monthly repayments will change each month. This is because your balance will change with every payment/transaction you make.
Remember If you only pay the minimum amount each month it takes longer and costs more to clear your balance.