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Mortgage guides and advice

We’re here to help with your plans

Practical tips to help you understand the home-buying and mortgage process, whether you’re starting out, moving, remortgaging or buying to let.

  • Tips for first-time buyers
  • Guides to moving home and remortgaging
  • How to manage your mortgage with us

Mortgage tips and advice

First-time buyer guides

Start your adventure

Expert tips and guides to help you prepare as you set off on the path towards your first home.

Existing customer guides

Managing your mortgage

Find out how to make overpayments, change mortgage holders, get permission to let and deal with worries about mortgage payments.

Moving home mortgage guides

Tips for your big move

From selling your current home to sorting out the mortgage for your new one, we’ve got some tips and insights to help.

Help to buy mortgages

You can no longer apply for the government’s Help to Buy scheme

You can no longer access the equity loan from Homes England, and you won’t be able to complete using a Help to Buy: Equity Loan mortgage. Find out more about the scheme here: www.gov.uk/help-to-buy-equity-loan 

If you have any questions about your mortgage offer, please contact your mortgage advisor or broker for more information.

Remortgage guides

How remortgaging works

Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.

 

How to buy to let

Practical tips for landlords

Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants.

Getting a mortgage when you’re self-employed

Verifying your income

Find out how to prepare for a self-employed mortgage application – and see how we can help you.

Greener homes

Living a more sustainable lifestyle

A greener home is all part of living a more sustainable lifestyle. Discover some bright ideas from a range of energy-saving tips to information on renewable energy sources. You can also find out information on the latest offers available for our residential mortgage customers.

Getting a mortgage with us

Use our calculators to see how much you could afford to borrow and get an Agreement in Principle to see if we could lend what you need. Then find out how to prepare for your mortgage appointment.

Mortgage calculators

Work out which kind of mortgage you could afford

Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.

Agreement in Principle

Take the first step to your mortgage

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.

Starting your mortgage application

Get ready to apply

Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.

You may also be interested in

Barclays Simple Life Insurance

Protect your family

Have you thought about what would happen to your loved ones if you died or became terminally ill? With Barclays Simple Life Insurance, you can give them some financial security with a one-time payment – from £6 a month.

Help protect your family and get a £75 e-voucher

If you die, or become terminally ill – meaning you’re expected to live less than 12 months  –  Barclays Simple Life Insurance could give your loved ones some financial security. They’d get a cash lump sum to spend however they like – this could include paying for university or paying off debt.

If you get a quote for Barclays Simple Life Insurance between 1 June 2024 and 30 June 2025, and you go on to take out the policy before the quote expires, we’ll give you a £75 e-voucher to spend on a range of gifts including days out and vouchers for high-street brands.

Simply Thank You will email you between months five and six of your policy’s start date to tell you how to claim your reward. You’ll need to use your voucher by 30 June 2026

Terms conditions and exclusions apply.

Life insurance for mortgage protection

Peace of mind for your home

Whether you’re a first-time buyer or only have a few years left on your mortgage, make sure your home is protected if you die or become terminally or critically ill.

Barclays Life Insurance is underwritten by Legal & General Assurance Society Limited. When you select ‘Get a quick quote’, we’ll take you to Legal & General’s website to complete your application securely. Terms, conditions, exclusions and eligibility criteria apply.

Help protect your family and get a £75 e-voucher

If you die, become terminally ill – meaning you’re expected to live less than 12 months – or you choose critical illness cover and are diagnosed with a specified critical illness, mortgage protection life insurance could give your loved ones some financial security. They’d get a cash lump sum to spend however they like – this could include paying towards your mortgage.

If you get a quote for mortgage protection life insurance between 1 June 2024 and 30 June 2025, and you go on to take out an insurance policy before the quote expires, we’ll give you a £75 e-voucher to spend on a range of gifts including days out and vouchers for high-street brands.

Simply Thank You will email you between months five and six of your policy’s start date to tell you how to claim your reward. You’ll need to use your voucher by 30 June 2026. 

Terms conditions and exclusions apply.

Need some help?

Call us

0333 202 7580

Our mortgage experts are available Monday to Friday from 7am to 8pm, and from 7am to 5pm at weekends. To maintain a quality service, we may monitor or record phone calls. Call charges.

Track It

If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.