Authorised Use / Users

This website is intended solely for the use of Resident Indians, Non-Resident Indians, Persons of Indian Origin and Foreign Institutional Investors registered with the Securities and Exchange Board of India. It should not be regarded as a solicitation for business in any jurisdiction other than India. Prospective investors should review / study the Offer Document(s) / Scheme Information Document(s) / Statement of Additional Information of the Fund(s) carefully and in its entirety and shall not construe the contents thereof or regard the summaries contained therein or information contained in this website as advice relating to legal, taxation, or financial / investment matters and are advised to consult their own professional advisor(s) as to the legal or any other requirements or restrictions relating to the subscription, gifting, acquisition, holding, disposal (sale, transfer, switch or redemption or conversion into money) of Units and to the treatment of income (if any), capitalization, capital gains, any distribution, and other tax consequences relevant to their subscription, acquisition, holding, capitalization, disposal (sale, transfer, switch or redemption or conversion into money) of Units within their jurisdiction / nationality, residence, domicile etc. or under the laws of any jurisdiction to which they or any managed Funds to be used to purchase / gift Units are subject, and (also) to determine possible legal, tax, financial or other consequences of subscribing / gifting to, purchasing or holding Units before making an application for Units of Mirae Asset Mutual Fund (MAMF).

No Solicitations

Neither the Offer Document(s) / Scheme Information Document(s) / Statement of Additional Information of the Scheme(s) of Mirae Asset Mutual Fund (Offer Document / Scheme Information Document / Statement of Additional Information) nor the Units issued / to be issued there under have been registered in any jurisdiction. The Offer Document(s) / Scheme Information Document(s) / Statement of Additional Information(s) in certain jurisdictions may be subject to registration requirements and, accordingly, persons who download or obtain copy of Offer Document / Scheme Information Document / Statement of Additional Information through this website are required to inform themselves about, and to observe, any such restrictions. No persons downloading the copy of any Offer Document / Scheme Information Document / Statement of Additional Information or any Application Form in such jurisdiction may treat such Offer Document / Scheme Information Document / Statement of Additional Information or Application Form as constituting an invitation to them to subscribe for Units, nor should they in any event use any such application form, unless in the relevant jurisdiction such an invitation could lawfully be made to them and such application form could lawfully be used without compliance with any registration or other legal requirements. Accordingly, this website and/or Offer Document(s) / Scheme Information Document(s) / Statement of Additional Information(s) downloaded form this website does not constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. It is the responsibility of any persons who browse this website and wishing to apply for Units through this website, to inform themselves of and to observe, all applicable laws and regulations of such relevant jurisdiction. The name(s) of the scheme(s) do not in any manner indicate the quality of the scheme(s), its future prospects or returns.

Investors are also advised to refer to the following risk factors generally associated with mutual fund before subscribing to the units:

• All investments in mutual funds and securities are subject to market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market.
• There can be no assurance that the scheme's investment objectives will be achieved.
• The past performance of the Sponsors /Asset Management Company / Mutual Fund is not necessarily indicative of the future performance of the scheme.
• The sponsors are not responsible or liable for any loss resulting from the operation of the scheme beyond the contribution made towards setting up of the mutual fund.

The information contained in this website is based on the law and practice currently in force in India and is subject to change therein. Information other than that relating specifically to MAMF / Mirae Asset Investments Management (India) Company Pvt. Ltd (AMC) and its products is for information purposes only and should not be relied upon as a basis for investment decisions. The information contained in this website is to the best of knowledge of MAMF in accordance with the facts and does not omit anything likely to have material impact on the importance of such information. However, there are no implied or expressed warranties on the materials in this website.

MAMF / AMC does not warrant that the functions contained in this Website will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free from viruses or other harmful components.

MAMF / AMC cannot be responsible for any information contained in any website linked from this website. MAMF / AMC makes no representations whatsoever about any such website which the user may access through this site. A link to a non-Mirae Asset Mutual Fund / AMC website does not mean that Mirae Asset Mutual Fund / AMC endorses or accepts any responsibility for the content, or the use, of such website. It is the responsibility of the user to take precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature.

No part of this website may be copied or reproduced in any manner whatsoever without the prior permission of Mirae Asset Mutual Fund / AMC.

Copyright, Trademark and other Intellectual Property Rights

You acknowledge that this Site is protected by applicable copyrights, trademarks, trade secrets, patents, proprietary rights and other intellectual property laws, and that these worldwide rights are valid and protected in all forms, media, and technologies existing now or developed in the future. Accordingly, you may not copy, distribute, modify, post or frame-in the Site, including any text, graphics, video, audio, software code, user interface design or logos, except as explicitly authorized below or by us in writing.

Permitted Uses

MAMF / AMC grants you a non-exclusive, personal, non-transferable, non-sub-licensable, limited and revocable right to access, use and display this Site on any computers or other electronic display device of which you are a user, for your personal and non-commercial use only (the "Permitted Uses"). You agree to use the Site only for lawful purposes, for the Permitted Uses, and not for the Prohibited Uses. No other use of the Site is authorised unless you and we have agreed otherwise in writing.

You may print copies of the Site's Content, provided that these copies are made only for the Permitted Uses and that you include any notices and any legal information contained in the Site Content, such as all copyright notices, trademark legends, or other proprietary rights notices as well as all legal caveats furnished in the footnotes or under "Disclaimers or Usage" as shown on the screen or through a link. Limited linking to the Site is permitted if done in full compliance with all applicable laws, these Terms of Use, our Linking Policy.

Prohibited Uses

You are prohibited from any use of the Site that would give rise to liability or otherwise violate any applicable laws or regulations or the Terms of Use. You may not publicly perform, publicly display, transmit, publish, participate in the sale or transfer of, modify, or create derivative works based on anything available through the Site, in whole or in part. You shall not store electronically any significant portion of any part of the Site. No reverse engineering, linking, framing, or modification of any part of this Site is allowed without our written approval. Any modification or unauthorized use is a violation of MAMF / AMC copyrights and other proprietary rights.

You agree that when using one, you will not:

• Upload files that contain software or other material protected by intellectual property laws or by rights of privacy of publicity unless you own or control such rights or have received all necessary consents.
• Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

MAMF / AMC has no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities. However, MAMF / AMC reserves the right at all times to disclose any information deemed necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part.

Trademarks and Copyrights

All trademarks, services marks, trade names, logos, and icons are proprietary to MAMF/AMC Parties. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of MAMF / AMC Parties. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

The Site also contains text, software, graphics, images, and other material protected by copyrights or other proprietary rights and laws (collectively, the "Proprietary Material"), owned by MAMF / AMC or their licensors. Any use of such Proprietary Material other than as permitted herein is expressly prohibited without the prior permission of MAMF / AMC and/or the relevant rights holder in writing.

Copyright Policy

We reserve the right to remove from our Site, any content that is alleged to infringe someone's copyright.

Logo Use Policy and Linking Policy: Links to other sites

Use of MAMF / AMC logos is prohibited unless authorized by us in writing. You may, however, create a link to our website that includes our logo as long as you accept and follow our Linking Policy and such link, including logo, is for your personal and non-commercial use (unless we have agreed to other terms in writing).

We are granting a limited, revocable, and nonexclusive right to create a hyperlink to this Site under these policies, and we may revise the Linking or the Logo Use Policies, or withdraw these permissions or your permission at any time, without prior notice.

This web site contains links to other sites, and other sites may link to this site. Web sites linking to and from this site may have different privacy practices from the ones described here at www.miraeassetmf.co.in The privacy policies of the MAMF/AMC apply only to its website. Visitors should read the privacy statements of other web sites they visit for information regarding specific privacy practices.

At Mirae Asset Mutual Fund(MAMF)/Mirae Asset Investment Managers (India) Pvt. Ltd. (AMC), we recognize the importance of keeping the information we collect about our esteemed customers. We understand that our customers and website visitors are concerned about the privacy of information. That's why we have established policies and procedures concerning the collection, use and security of the information that will help protect your privacy. Our privacy policies are designed to help us serve our customers while maintaining strict privacy and security standards.

Changes to our privacy policies may be made whenever necessary. We recommend that visitors to our site review our privacy policies from time to time to learn of privacy practices and changes to our policies. To ensure service quality and to serve customers better, MAMF/AMC expressly reserves the right to access, archive, modify, or monitor any use of this website.

We may collect information about you from several sources. You may provide information as part of the application or enrollment process. Additionally we may obtain information about you from third parties. We also develop and retain information about you based on our transactions and experience with you. Finally, we obtain information about you through Internet technology, including our website.

Mirae Asset Mutual Fund(MAMF)/Mirae Asset Investment Managers (India) Pvt. Ltd. (AMC) or its service provider shall not sell or market any personal information or personalized data of its customers to unaffiliated organizations. MAMF/AMC shall maintain the User’s personal information and data according to strict standards of security and confidentiality.

Online Information Collection

For each visitor to our website, our Web server automatically recognizes the visitor's Internet service provider. Additionally, we collect information about the sites visitors connect from, and the browsers visitors use. We use this information to assemble aggregate information about the visitors to our website, and assist with our systems administration and problem resolution activities.

We collect personally identifiable information in order to identify and register a MAMF / AMC customer. The information we collect will vary depending upon the function you select. For example you may be required to provide information such as:

• Name
• Address
• Date of Birth
• Phone Number
• Account Information
• PAN Details
• email

If you supply us with your email address on-line you may receive periodic mails from us with information on new products and services or upcoming events. If you supply us with your postal address on-line you may receive periodic mailings from us with information on new products and services or upcoming events. If you supply us with your telephone number on-line you may receive telephone contact from us with information regarding products or services you have or asked about on-line and we may also provide you with information regarding new products and services or upcoming events.

Visitor Data Collected on this Website

We automatically collect summary information about the Web pages visitors' access. We use the information to improve the content of our Web pages. We do not use this information to track the activities of individual visitors, and the summary information is not traceable to individual visitors unless visitors have voluntarily identified themselves. We collect the email addresses of visitors to our website when visitors provide them, the email addresses of those who communicate with us via email, and information volunteered by the visitor, such as survey information, contract information and/or site registrations. We do not automatically collect any of this information from our website visitors. Visitors may be surveyed for feedback concerning this website.

Information on Our Website Security

The information for the accounts you have with the MAMF/AMC is kept secure and confidential through multiple security features and procedures. The information you request from our website for your accounts can only be accessed with your password. It is your responsibility to keep your password confidential. Do not disclose your password to anyone. Our employees and associates will never ask you for your password. Never write your password on something others may see. We request you to contact us immediately to change your password if you suspect someone has discovered it.

Information you submit through our website, as well as the information we send back to you while you are visiting our website, is protected while passing through the Internet using strong encryption mechanism when necessary. Our secure server software encrypts information, ensuring that Internet communications through our website stay private and protected. To enable our customers to process transactions at our website, we use cookies. Your account information is not permanently stored on our Web server. The information only resides on our Web server while you are viewing the information. It is permanently stored on our secured corporate computer systems. Our corporate network systems, which store your account information, use proven security controls. We have data security staff whose sole responsibilities are to ensure the security of the information we process and store. MAMF/AMC has policies and procedures in place to limit access to your information to only those who have a business need to view it.

Secure Server Software

o ensure the security of your confidential account information, we use proven security software to encrypt the information before it is transmitted through the Internet. We only allow confidential information to be submitted for transmission if your browser is compatible with Secure Sockets Layer (SSL), our security software. If your browser is not compatible, you will receive a message indicating your transaction can not be completed because of the security risk.

SSL establishes a secure connection between two parties (for example, your browser and our web server). It is used to implement HTTPS, the secure version of HTTP, and is an open technology supported across various browsers (for example, Netscape Navigator, Microsoft Internet Explorer, Mozilla Fire Fox). MAMF / AMC requires that you use an SSL-enabled browser to communicate with the secure area of our site. You know you are visiting the secure area of our site when the URL begins with https://...".

In addition to protecting communications between your browser and our server, SSL is also used to protect communications between our web server and any other interactive system. We have also implemented a firewall to protect all of our systems that are not part of the Internet from intrusion.

Use of Cookies

The www.miraeassetmf.co.in site, like many web sites, uses "cookies" (information stored on your computer by your browser at our request). Cookies enable the site to "remember" who you are so that you can get around it easier and more efficiently. Cookies allow you to access secured information, conduct secured transactions, and take advantage of promotional opportunities. Different web sites store the information in cookies differently. We do not record personal or sensitive information in our cookies. Any such information is stored in our protected systems and not in the cookie or on the Internet.

Definition of Cookies

A "cookie" is a small piece of information sent by a web server to a web browser to be read back from that browser. Cookies are a way to have the browser "remember" specific bits of information.

Note: The information stored within a cookie can be read only by the web server that originally sent the cookie. Web servers cannot read cookies sent by other web servers.

Types of Cookies

The two types of cookies are session cookies and persistent cookies. The key difference between session cookies and persistent cookies is the time of expiration.

• Session cookies expire at the end of the session.
• Persistent cookies do not expire at the end of the session.

Session Cookies

A session cookie may be created when you visit a site or portion of a site. The cookie exists for the duration of your visit. For example, a session cookie is created when you use the Personal Login to access secured pages on www.miraeassetmf.co.in Depending on the settings in your browser, you may have the option to deny the session cookie; however, if you deny the cookie you may have trouble using the site which relies on that cookie.

Session cookies are no longer accessible after one of the following events.

• The user logs out of a site or a portion of a site.
• The user shuts down the browser.
• The session is inactive for a specified length of time (often 20 minutes).
• The user starts a new Internet session on the same computer.

Persistent Cookies

A persistent cookie is used to store your preferences for use by a single site. A persistent cookie is stored on your hard drive and is read by your browser each time you visit the web site that sent the cookie. Please see the Privacy page for more on the information we collect.