Send, receive, and request money on iPhone (U.S. only)

You can use Apple Cash to send, receive, and request money quickly and easily in Messages or Wallet . There’s no app to download, and you can use the cards you already have in Apple Pay.

When you receive money in Messages, it’s added to your Apple Cash card in Wallet. See Set up and use Apple Cash on iPhone (U.S. only).

An iMessage conversation with the Apple Pay app open at the bottom.

Send a payment in Messages

You can also do the following:

In an iMessage conversation, tap , then enter the amount.
Tip: If there’s an underlined monetary amount in a message, tap it to preset the payment.
Tap Pay, add a comment if you want, then tap .
Review the payment information. If you don’t have sufficient funds in Apple Cash, you can pay the balance using your debit card in Wallet.
Authenticate the payment with Face ID, Touch ID, or your passcode.

You can cancel a payment that hasn’t been accepted. Tap the payment bubble, then tap Cancel Payment.

To send payments using Wallet, see Send money with Apple Cash.

Request a payment

You can also do the following:

In an iMessage conversation, tap .
Enter the amount, then tap Request.

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iPhone User Guide

Send, receive, and request money on iPhone (U.S. only)

Send a payment in Messages

Request a payment