Learn how to get 3% Daily Cash back when you use Apple Card with Apple Pay
When you purchase something from Apple using your Apple Card or select merchants using Apple Card with Apple Pay, you get 3% Daily Cash back.
What is Daily Cash?
When you buy something with Apple Card, you get a percentage of your purchase back in Daily Cash. There’s no limit to how much Daily Cash you can get, and you can choose to send your Daily Cash to Apple Cash or have your Daily Cash automatically deposited into Savings.
Merchants that offer 3% Daily Cash back using Apple Card with Apple Pay
Shop using Apple Card with Apple Pay at any of the following merchants to receive 3% Daily Cash back.1
Make sure that you've set up Apple Card as your default payment card to use with Apple Pay in the Wallet app.
Ace Hardware - In the U.S., shop at acehardware.com, participating Ace Hardware stores, or use the Ace Hardware app.2
Duane Reade - In New York and New Jersey, shop at Duane Reade stores.3
ExxonTM and MobilTM gas stations - In the U.S., 3% Daily Cash back is available for fuel, convenience store, and car wash purchases. Pay at the pump using Apple Pay in the Exxon Mobil Rewards+™ app. For in-store purchases, double-click the side button and hold your iPhone or Apple Watch near the payment terminal to make a payment. Find Exxon and Mobil gas stations.4
Nike - In the U.S., shop at nike.com, Nike stores, or use the Nike app.5
Panera Bread - In the U.S., shop at panerabread.com, Panera Bread locations, or use the Panera Bread app.6
T-Mobile - In the U.S., shop at T-Mobile stores and pay your monthly bill at t-mobile.com or use the T-Mobile app.7
Uber - Request a ride globally using the Uber app or at uber.com.
Uber Eats - Shop worldwide using the Uber Eats app or at ubereats.com.
Walgreens - In the U.S., shop at walgreens.com, Walgreens stores, or use the Walgreens app.3
Learn more
Merchant offers may change at any time.
3% cash back at select merchants is not offered for purchases made with a titanium Apple Card or using your virtual card number.
Ace Hardware: 3% Daily Cash is available in the U.S. when using Apple Card with Apple Pay online, in the mobile app, and at participating stores listed at acehardware.com/applecard. Excludes online and mobile app gift card purchases and purchases from third-party merchants using independent point-of-sale systems within a participating Ace Hardware store. Please check with your local participating Ace Hardware store whether your purchases are eligible for 3% Daily Cash.
Walgreens and Duane Reade: 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on third‑party delivery apps.
ExxonTM and MobilTM stations: 3% Daily Cash is available in the U.S. when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. To pay at the pump with Apple Pay, use either the Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store.
Nike: 3% Daily Cash is not available at Nike-branded stores outside of the U.S.
Panera Bread: 3% Daily Cash is not available at Panera locations outside of the U.S. and excludes orders made on third-party apps, plastic gift card purchases made online, and gift cards purchased through the Bulk Gift Card program.
T-Mobile: 3% Daily Cash is available for purchases using Apple Card with Apple Pay in T‑Mobile U.S. stores and for bill payments and AutoPay on t‑mobile.com and in the T‑Mobile app. Authorized T‑Mobile dealers are not eligible for 3% Daily Cash and can be found on t-mobile.com/stores/locator. Sprint account payments and purchases made through any Sprint checkout, including those at T‑Mobile U.S. stores, are not eligible for 3% Daily Cash.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, is available only for qualifying applicants in the United States, and is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
