Set up Apple Pay in Wallet on iPhone

Using Apple Pay can be simpler than using a physical card, and safer too. With your cards stored in the Wallet app , you can use Apple Pay to make secure payments in stores, for transit, in apps, and on websites that support Apple Pay. In Messages, use Apple Pay to send and receive money from friends and family and to make purchases using Business Chat.

To set up Apple Pay, add your debit, credit, and prepaid cards to Wallet.

The top half of the Wallet screen, showing several credit and debit cards. The Add button is at the top-right corner. — (Apple Card and Apple Cash are available only in the U.S.)

Add a credit or debit card

In Wallet, tap . You may be asked to sign in with your Apple ID.
Do one of the following:
- Add a new card: Position iPhone so that your card appears in the frame, or enter the card details manually.
- Add your previous cards: Select the card associated with your Apple ID, cards you use with Apple Pay on your other devices, or cards that you removed. Tap Continue, then enter the CVV number of each card.

Alternatively, you may be able to add your card from the app of the bank or card issuer.

The card issuer determines whether your card is eligible for Apple Pay, and may ask you for additional information to complete the verification process.

Set the default card and rearrange your cards

The first card you add to Wallet becomes your default card for payments. To set a different card as the default, move it to the front of the stack.

In Wallet, choose your default card.
Touch and hold the card, then drag it to the front of the stack.
To reposition another card, touch and hold it, then drag it to a new location.

Note: The availability of Apple Pay and its features varies by country or region. See the Apple Support article Countries and regions that support Apple Pay.

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iPhone User Guide

Set up Apple Pay in Wallet on iPhone

Add a credit or debit card

Set the default card and rearrange your cards