Set up and use Apple Cash on iPhone (U.S. only)

With Apple Cash, you can make purchases using Apple Pay, send and receive money in the Wallet app or Messages app , and transfer your Apple Cash balance to your bank account.

The Apple Cash card in Wallet, showing the More button at the top right, the Request and Send buttons in the middle, and the latest transactions below the card.

Set up Apple Cash

Do any of the following:

Go to Settings > Wallet & Apple Pay, then turn on Apple Cash.
Open the Wallet app, tap the Apple Cash card, then tap Set Up Now.
In Messages, send or accept a payment.

Spend with Apple Cash

You can make purchases with Apple Cash at locations that accept Visa and support Apple Pay:

Send money with Apple Cash

In Wallet, tap the Apple Cash card, then tap Send.
Enter a recipient or choose a recent contact, then tap Next.
Enter the amount, then tap Send with Messages.
Add a comment if you want, then tap .
Review the payment information, then authenticate with Face ID, Touch ID, or your passcode.

You can also send a payment in Messages.

Request money with Apple Cash

In Wallet, tap the Apple Cash card, then tap Request.
Enter a recipient or choose a recent contact, then tap Next.
Enter the amount, then tap Request with Messages.
Add a comment if you want, then tap .

Money you receive is added to your Apple Cash balance.

You can also request a payment in Messages.

Manage your Apple Cash

In Wallet, tap the Apple Cash card.
View your latest transactions, or scroll down to see all your transactions grouped by year.
Tap , then do any of the following:
- Add money from a debit card in Wallet.
- Transfer money to your bank. See the Apple Support article Transfer money in Apple Cash to your bank account or debit card.
- Choose to manually or automatically accept all payments. If you choose to manually accept payments, you have 7 days to accept a payment before it’s returned to the sender.
- Update your bank account information.
- Contact Apple Support.
- View your suggested PIN. Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction.
- Request a statement.
- Verify your identity for account servicing and to increase your transaction limits.

See alsoSet up Apple Cash Family

Helpful?

iPhone User Guide