Set up and use Apple Card on iPhone (U.S. only)

Apple Card is a credit card created by Apple and designed to help you lead a healthier financial life. You can sign up for Apple Card in the Wallet app on iPhone in minutes and start using it with Apple Pay right away in stores, in apps, or online worldwide. Apple Card gives you easy-to-understand, real-time views of your latest transactions and balance right in Wallet, and Apple Card support is available anytime by simply sending a text from Messages.

The Apple Card in Wallet, showing the More button at the top right, total balance and weekly activity at the bottom left, and the Pay button at the bottom right.

Get Apple Card

In Wallet, tap , then tap Apply for Apple Card.
Enter your information, then agree to the terms and conditions to submit your application.
Review the details of your Apple Card offer, including the credit limit and APR, then accept Apple Card or tap No Thanks to decline.
If you accept the terms, you can do any of the following:
- Set Apple Card as your default card for Apple Pay transactions.
- Get a physical Apple Card to use where Apple Pay isn’t accepted.

Use Apple Card

You can use Apple Card wherever you use Apple Pay:

You can also use Apple Card at locations where Apple Pay isn’t accepted:

In apps, on the web, or over the phone: Tap , then tap Card Information to see the card number, expiration date, and security code. Use this information to make your purchase.
In stores, restaurants, and other locations: Use the physical card.

View transactions and statements

In Wallet, tap Apple Card.
Do any of the following:
- Review your transactions: View your latest transactions, or scroll down to see all your transactions grouped by month and year.
- Search your transactions: Tap , enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, or location, then enter additional text to refine your search.
- See weekly, monthly, or yearly activity: Tap Activity (below Card Balance) to see your spending grouped in categories such as Shopping, Food & Drinks, and Services. Tap Week, Month, or Year to see a different view. Swipe right to see previous periods.
- Get monthly statements: Tap Card Balance to see last month’s balance, new spending, and payments and credits. Scroll down to see your monthly statements. Tap a statement to see the summary for that month, download a PDF statement, or export transactions to a CSV or OFX file.

Make payments

Tap the Payment button. Or tap , then choose any of the following:

Scheduled Payments: Choose Pay My Bill or Pay Different Amount, enter the payment details (such as the account and date), then authenticate with Face ID, Touch ID, or your passcode.
Make a Payment: Drag the checkmark to adjust the payment amount or tap Show Keypad to enter an amount, tap Pay Now or Pay Later, review the payment details (such as the payment account), then authenticate with Face ID, Touch ID, or your passcode.

View Apple Card details, change settings, contact support, and more

Tap , then do any of the following:

View card information.
View credit details.
Add or remove linked bank accounts.
Lock your physical card and request a replacement card.
Edit Express Transit settings.
Get support through Messages, by phone, or on the Apple Card Support website.

Helpful?

iPhone User Guide