Stripe Financial Connections lets your users securely share their financial data so you can streamline payments, reduce fraud, underwrite risk, build new products, and more. Integrate once to retrieve financial data and use it to move money or build financial products through Stripe's interoperable APIs.
Let your users connect their financial accounts in seconds to improve payments and product experiences.
Authenticate users through our pre-built flow
Embed our authentication flow into your mobile app or website, or easily add it to our payment UIs in the Dashboard. Authenticate accounts and maximise conversion with a streamlined user experience.
€344.78Due 21 Feb 2022
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Instantly verify bank accounts and retrieve permissioned data from a broad set of 5,000 financial institutions. Fall back to our hosted microdeposit flow for any other US financial institution.
Northwest Bank
Ally Bank
Redstone FCU
Bank of the West
First United Bank
Boeing Employee Credit Union
Fifth Third Bank
Santander Bank
TwinStar Credit Union
Academy Bank
US Bank
Spokane Teachers Credit Union
Discover Bank
Capital One
Baxter Credit Union
CoVantage CU
First National Bank
Suncoast Credit Union
Robins Financial Credit Union
Community Bank NA
Northwest Bank
Ally Bank
Redstone FCU
Bank of the West
First United Bank
Boeing Employee Credit Union
Fifth Third Bank
Santander Bank
TwinStar Credit Union
Academy Bank
US Bank
Spokane Teachers Credit Union
Discover Bank
Capital One
Baxter Credit Union
CoVantage CU
First National Bank
Suncoast Credit Union
Robins Financial Credit Union
Community Bank NA
Schools First Federal Credit Union
Centennial Bank
Chase
University FCU
America First Credit Union
PNC Bank
Utah Community Credit Union
TD Bank
Teachers Credit Union
IBERIABANK
Woodforest National Bank
Golden 1 Credit Union
First Commonwealth Bank
Citadel Federal Credit Union
Grow Financial FCU
Comerica Bank
American Savings Bank
Keesler FCU
Police and Fire FCU
Schools First Federal Credit Union
Centennial Bank
Chase
University FCU
America First Credit Union
PNC Bank
Utah Community Credit Union
TD Bank
Teachers Credit Union
IBERIABANK
Woodforest National Bank
Golden 1 Credit Union
First Commonwealth Bank
Citadel Federal Credit Union
Grow Financial FCU
Comerica Bank
American Savings Bank
Keesler FCU
Police and Fire FCU
M&T Bank
Bank of Hawaii
Patelco Credit Union
Webster Bank
Redwood Credit Union
Eastman Credit Union
Alpine Bank
Empower Federal Credit Union
First Interstate Bank
Liberty Bank
VyStar Credit Union
Simmons Bank
First Hawaiian Bank
Educators Credit Union
Mercury Bank
Gate City Bank
Veridian CU
Zions Bank
Glacier Bank
Michigan State University FCU
M&T Bank
Bank of Hawaii
Patelco Credit Union
Webster Bank
Redwood Credit Union
Eastman Credit Union
Alpine Bank
Empower Federal Credit Union
First Interstate Bank
Liberty Bank
VyStar Credit Union
Simmons Bank
First Hawaiian Bank
Educators Credit Union
Mercury Bank
Gate City Bank
Veridian CU
Zions Bank
Glacier Bank
Michigan State University FCU
Bank of America
Banco Popular
Bethpage FCU
Hills Bank and Trust Company
Mountain America Credit Union
Prosperity Bank
City National Bank of West Virginia
Navy Federal Credit Union
Fidelity Investments
Old National Bank
First Tech Federal Credit Union
Marcus by Goldman Sachs
Horizon Bank
State Employees Credit Union
Coastal Federal Credit Union
Banner Bank
South State Bank
Randolph Brooks FCU
Fairwinds Credit Union
IBC Bank
Bank of America
Banco Popular
Bethpage FCU
Hills Bank and Trust Company
Mountain America Credit Union
Prosperity Bank
City National Bank of West Virginia
Navy Federal Credit Union
Fidelity Investments
Old National Bank
First Tech Federal Credit Union
Marcus by Goldman Sachs
Horizon Bank
State Employees Credit Union
Coastal Federal Credit Union
Banner Bank
South State Bank
Randolph Brooks FCU
Fairwinds Credit Union
IBC Bank
USAA Bank
Truliant Federal Credit Union
Union Bank
Wings Financial Federal Credit Union
Regions Bank
OnPoint Community Credit Union
Citizens Bank
Lake Michigan Credit Union
Wells Fargo
Huntington Bank
ESL Federal Credit Union
Key Bank
Arvest Bank
GreenState Credit Union
Logix FCU
Chime
Frost National Bank
Bellco Credit Union
Pinnacle Financial Partners
BB&T Bank
USAA Bank
Truliant Federal Credit Union
Union Bank
Wings Financial Federal Credit Union
Regions Bank
OnPoint Community Credit Union
Citizens Bank
Lake Michigan Credit Union
Wells Fargo
Huntington Bank
ESL Federal Credit Union
Key Bank
Arvest Bank
GreenState Credit Union
Logix FCU
Chime
Frost National Bank
Bellco Credit Union
Pinnacle Financial Partners
BB&T Bank
Get access to the data your users have shared with a few lines of code
Reduce development time by using a single Stripe integration to connect to users’ accounts and power common processes, such as onboarding and payments.
Unified stack
A better developer and user experience
Use cases
Build better products and processes with financial data
Secure access to users’ financial data enables you to streamline common processes, such as onboarding and payments, and build new products to help users manage their finances. Because Financial Connections is fully interoperable with the rest of Stripe, it’s easy to connect to users’ accounts to improve payments and product experiences.
Streamline payments and payouts
Power secure and reliable ACH Direct Debit payments, payouts, and other types of money movement by instantly verifying bank accounts. Check account balances before initiating debits to avoid payment failures and insufficient funds errors.
Verify bank account owners
Reduce fraud by confirming bank account ownership before initiating payouts or accepting payments. Use Financial Connections with Stripe Identity to both verify a user’s identity and confirm they’re the owner of a bank account.
Use financial data to underwrite risk
Mitigate the risk of losses when processing payments or offering financial services. Gain additional visibility into users’ cash flow, income sources, and ability to repay.
Launch financial management tools
Build products that help users manage their money. Unify data about users’ accounts and payments so they can better manage cash flow and understand their earnings.
Data privacy and transparency
Prioritise privacy to build users’ trust
Your users should always be in control of their financial data. With Financial Connections, you can promise your users that you can only access the data they have consented to share.
Financial data accessSelect all that apply
Data types
Preview of end-user experience:
Zorro uses Stripe to connect your accounts
Fast and simple
Connect your account in seconds.
Data is encrypted
Zorro can access data. You can disconnect at any time.
Data sharingZorro will have access to the following data and related insights:
OK
We're excited to collaborate with Stripe to let our customers pay via ACH without having to wait days to verify microdeposits. It's great for our customers, who will have an easier way to use a preferred payment method, as well as our development team, which can use a single integration to manage payments and bank account verifications.
With Stripe Financial Connections, creators can link their bank accounts in seconds when they join Nifty Gateway. No account number typos, no delayed payouts, it just works.
Ready to get started?
Start connecting to users’ financial accounts to improve payments and product experiences.
FAQs
Learn how Stripe handles sensitive financial data.
ACH Direct Debit
Stripe’s ACH Direct Debit comes with built-in instant bank account verification, powered by Financial Connections.