Which? Money membership

Make your money work harder

Impartial guidance from money experts you can trust.

Which?

Spend and save wisely

What you get

Which? Money magazine
On-the-money reviews and investigations from our award-winning team, posted to you 6 times a year
Which? Money 1-to-1 guidance
Your money questions answered by our experts, unlimited appointments by phone
Which? Money Insider
Our incisive analysis of hot money topics, emailed to you monthly
Which? Money live events
Practical insights and Q&As with our experts, held online at least 4 times a year from October 2024
Continue

Cancel any time and we'll take no more payments. Other Which? subscriptions include Which? Money 1-to-1 guidance so call 029 2267 0000 to check if you already have it. Prefer to join by phone? Call 029 2267 0005 Mon-Fri 8:30am-6pm, Sat 9am-1pm.

Give an annual Money membership

A year's worth of money guidance from our experts £49 one-off payment

Which?

Deep-dive into money

Which? Money magazine packs a weighty punch, powered by independently researched reviews and investigations from our award-winning money team. We demystify complex money topics for you, suggest action plans for cutting costs, and rigorously review financial providers and products to help you avoid rip-offs.

Which?

Manage your money wisely

Which? Money 1-to-1 guidance for you and your immediate family over the phone. From everyday budgeting to insurance claims and pensions, our friendly team provides impartial guidance based on 350 years’ combined financial services experience, covering these areas and more:

  • Credit and debt
  • Estate planning
  • Insurance
  • Investments
  • Mortgages/equity release
  • Savings
  • Scams/fraud
  • Social care benefits
  • Student budgeting
  • Tax
  • Travel money
  • Trusts
  • Welfare benefits
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Get monthly updates

Which? Money Insider is our member-exclusive monthly commentary on the big things happening in the world of personal finance and what they mean for your money. We unpick the money issues of the moment and email our expert analyses to you via Insider newsletter every month.

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Hear our experts live

Which? Money live events are talks and Q&A sessions where our experts provide practical insights and answer your questions, live and direct, on the money issues that matter to you. Held online at least 4 times a year from October 2024.

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What members say about our 1-to-1 guidance

"No question is ever silly and they are always willing to explain anything you do not understand."

Lorna, London

"Good to have a relevant and concise chat about a potential problem before it becomes a disaster."

James, London

"Excellent, prompt service throughout the process from initial application to discussion and response. Exemplary!"

Mike, Canterbury

Membership questions

Our 1-to-1 individual guidance sessions by phone give you, and family members who live with you, access to Which? money experts who can guide you to outcomes that work for you. Our experts are impartial so they don’t give financial advice or recommend particular products or providers – they’re here to support you and to help you make more confident financial decisions in these areas and more:

  • Banking
  • Credit and debt
  • Estate and funeral planning
  • Insurance – car, home, travel, pet, life and health
  • Mortgages and equity release
  • Pensions
  • Savings
  • Scams and fraud
  • Social care benefits
  • Student budgeting
  • Tax – personal and inheritance
  • Travel money
  • Trusts
  • Welfare benefits

Once you’re a Which? Money member you can log in to My Account then book an appointment by answering a few online questions that help us decide which expert is best for you to speak to regarding the issue you’ve raised. We then offer you a time slot for the expert to call you. You can book as many phone appointments as you like. Family members who live at your address must call 029 2267 0000 to book.

You can cancel your Which? Money membership at any time and we’ll take no more payments. To cancel, call 029 2267 0000 or email us or write to us with your name and membership number. You can find out about other Which? memberships by calling 029 2267 0000.

Here are the different ways you can get in touch with us.

Every membership counts

Your subscription will help fund our not-for-profit mission to make life simpler, fairer and safe for UK consumers. In the last two years we’ve successfully campaigned to protect free access to cash and to make sure more scam victims are reimbursed by their bank. Your membership will mean we can keep on campaigning.

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