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Earn £4 in Rewards a month
Pay 2 or more Direct Debits from your Reward account – 2 of those Direct Debits need to be at least £2 each.
Earn £1 in Rewards a month
Simply by logging into your mobile banking app once a month. App criteria apply.
Earn Rewards at our partners
Use your debit or credit card to spend at our partners.
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Say hello to our partners
As a MyRewards customer, you could earn extra Rewards when you spend. Your offers change regularly. Check the MyRewards section of your app to see your latest offers. Maybe you enjoy a Greggs sausage roll for lunch, or like to do your weekly shop at Morrisons?
Last year our Reward customers earned an average of 6% back in Rewards when using their Royal Bank debit card at our partners. Based on Rewards earned vs. amount spent in 2023.
Bank your Rewards
Pay them as money into your bank account
Change your Rewards into money which you can either transfer into your Royal Bank current or savings account or use towards reducing your Reward Credit Card balance.
£5 in Rewards could mean £5 in your bank account.
The money can take 5 working days to be added to your account.
Exchange your Rewards
Exchange them for e-gift cards from our partners.
Exchange your Rewards for e-gift cards which you can use at selected partners either in store or online.
£10 in Rewards could be exchanged for a £10 B&Q eGift card, plus get 4% back in Rewards.
Our Partners can change, login to MyRewards regularly to see new ways to exchange your Rewards.
Donate your Rewards
Donate them to one of our chosen charities
We'll exchange your Rewards into cash and send your donation directly to your chosen charity. It's easy and can all be done within your Royal Bank app.
£5 in Rewards could be £5 donated to Macmillan Cancer Support, Alzheimer's Society and many more.
Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app.
- If the QR code is not working for you, use this MyRewards link to get into your app.
- Or you can log in using Digital Banking and use the MyRewards section to access MyRewards.
QR code not working?
You can download the app and get into MyRewards by following these instructions:
- On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android.
- Search for 'Royal Bank Mobile Banking'.
- Tap to download the app.
App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app.
- If the QR code is not working for you, use this MyRewards link to get into your app.
- Or you can log in using Digital Banking and use the MyRewards section to access MyRewards.
QR code not working?
You can still download the app and get into MyRewards by following these instructions:
- On your mobile or tablet, go to the Google Play store.
- Search for 'Royal Bank Mobile Banking'.
- Tap to download the app.
App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your Royal Bank mobile banking app.
- If the QR code is not working for you, use this MyRewards link to get into your app.
- Or you can log in using Digital Banking and use the MyRewards section to access MyRewards.
QR code not working?
You can still download the app and get into MyRewards by following these instructions:
- On your mobile or tablet, go to the App Store.
- Search for 'Royal Bank Mobile Banking'.
- Tap to download the app.
App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.
MyRewards Terms and Conditions
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
MyRewards FAQs
Reward
- Get £4 a month back in Rewards for paying 2 or more Direct Debits (2 of those Direct Debits need to be at least £2 each)
- Get £1 a month back in Rewards with 1 mobile app log in
- Earn Rewards when you spend with your Royal Bank debit card at our partner retailers
Reward Silver
- European travel insurance
- Mobile phone insurance
- tastecard
- Discounts on cinema tickets
- Fee-free debit card spending when abroad
- Plus, all the benefits of the Reward account
Reward Platinum
- Worldwide travel insurance
- Mobile phone insurance
- UK car breakdown cover
- tastecard
- Discounts on cinema tickets
- Fee-free debit card spending when abroad.
- Plus, all the benefits of the Reward account
Premier Reward Black
- Worldwide travel insurance
- Mobile phone insurance (Family cover)
- UK & European car breakdown cover
- Ticket booking service
- 24/7 concierge service
- Home emergency cover
- Access to 1,100 global airport lounges
If you earn more than £100,000 per year, you could be eligible.
New to Royal Bank?
Our Reward account is available to new customers. To apply, you must be 18+ and a UK resident. You need to also pay in £1,250 to an eligible Royal Bank account every month.
Upgrade your current account
Packaged current accounts come with added extras and are available to existing Royal Bank current account customers. These extras range from earning Rewards, different types of insurance and fee-free debit card purchases abroad.
View our Premier Reward accounts
Bank accounts packed with benefits combined with our Premier Banking service to help you achieve your financial goals.