Archives des Business - Personal Finance https://personal-finance.bnpparibas/en/category/business-en/ BNP Paribas Personal Finance Thu, 05 Sep 2024 08:09:59 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.5 https://personal-finance.bnpparibas/app/uploads/sites/4/2022/12/favicon_bnp_paribas-125x125.png Archives des Business - Personal Finance https://personal-finance.bnpparibas/en/category/business-en/ 32 32 BNP Paribas Personal Finance’s partnerships in action! https://personal-finance.bnpparibas/en/bnp-paribas-personal-finances-partnerships-in-action/ https://personal-finance.bnpparibas/en/bnp-paribas-personal-finances-partnerships-in-action/#respond Thu, 05 Sep 2024 08:09:58 +0000 https://personal-finance.bnpparibas/?p=39932 On 4 June, BNP Paribas Personal Finance partners and prospects were invited to the headquarters for the Retail Summit 2024. New partnerships in action! New partnerships, new alliances, new processes, new sourcing, new value sharing, new offers… Our 24 passionate speakers from the international Retail and EnergyTransition scenes gave the audience much to think through […]

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« This event was a great opportunity to celebrate our shared successes with our partners, but also to share our experiences and vision of priorities ».

Rebecca DOUCET – Head of Retail & B2B sector Global Business Line


  • We unveiled an exclusive Cetelem offer developed with Karapass CARDIF. Launching next autumn, this service package will support the entire lifecycle of household appliances.
  • The trade-in and rental offers were also highlighted thanks to the testimoniess of our partners Evollis, Bike Ocasion, et Ispot.

Juan D. CARRETERO JIMÉNEZ, CEO Bike Ocasion

When BNP Paribas Personal Finance performs by anticipating the requirements of the GAFA, to offer the best European financing experience.

We demonstrated our ability to increase value, based on the historic partnership with Currys and to be disruptive by introducing Line lever financing in Spain, an offer designed with Apple to personalise each customer’s basket.

In addition, Content Square and our Italian partner Windtre also showcased their continuous improvement capabilities.

Stefania MATRONE, Windtre Transformation & Development Manager

BBNP Paribas Personal Finance is the leader in energy transition financing in Europe.

We shared the preliminary results of the “Observatoire Cetelem” on Housing.

Moreover, the shared vision of actors like Beem, Izy by EDF, TCL, Solar Impulse, howcased PF’s multiple collaboration opportunities in the energy transition.

Ralph FEGHALI, CEO Beem Energy


« An event to discuss with our partners the needs of our customers, to meet the challenges of the energy transition and to enrich our offers and customers journeys ».

Vincent SUSSFELD – Deputy General Manager, in charge of Global Business Lines of BNP Paribas Personal Finance


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Podcast On The Way – Land&Monkeys: the first bakery with a positive impact! https://personal-finance.bnpparibas/en/otw-land-monkeys-english-version/ https://personal-finance.bnpparibas/en/otw-land-monkeys-english-version/#respond Wed, 03 Jul 2024 05:00:00 +0000 https://personal-finance.bnpparibas/podcast-on-the-way-landmonkeys-the-first-bakery-with-a-positive-impact/ After ADEME and Groupe Bel, we meet again for a new episode of the podcast On The Way. Forget the traditional bakeries, Land&Monkeys arrives and shakes the codes! This 100% vegan bakery not only offers tasty products, it reinvents the 21st century business model by placing sustainability and plants at the heart of its activity. […]

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After ADEME and Groupe Bel, we meet again for a new episode of the podcast On The Way.

Forget the traditional bakeries, Land&Monkeys arrives and shakes the codes! This 100% vegan bakery not only offers tasty products, it reinvents the 21st century business model by placing sustainability and plants at the heart of its activity.

Meet Rodolphe Landemaine, the visionary at the helm of Land&Monkeys. A successful baker and founder of Maison Landemaine bakeries, he decided to take on a new challenge: create a 100% plant-based bakery that combines taste pleasure, respect for the environment and a positive impact on the planet. On the menu? Breads, pastries and snacks 100% vegetable made with quality ingredients, without any compromise on taste.

When fun and sustainability meet in Land&Monkeys

But that’s not all! Land&Monkeys is also committed to:

  • Reducing its environmental impact by minimizing waste and favouring local supply chains.
  • Supporting sustainable agriculture by collaborating with producers committed to environmentally friendly practices.
  • Promoting a healthier and more accessible diet by offering quality vegan products at affordable prices.

Through this bakery, we are reminded that to have fun above all goes through the plate! It is through gluttony and the joy of sharing a good meal that we can convince and inspire as many people as possible. Every food choice counts for the planet, a flexitarian diet, with twelve vegetarian meals and two meat meals a week, can make a real difference.

Curious about Land&Monkeys’ plant innovation?

Don’t wait any longer, listen to the episode of On The Way with Rodolphe Landemaine on all your favorite listening platforms.

All other episodes are also to discover right here.

Enjoy!

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Podcast On The Way: Raphaël Guastavi from ADEME https://personal-finance.bnpparibas/en/podcast-on-the-way-raphael-guastavi-from-ademe/ https://personal-finance.bnpparibas/en/podcast-on-the-way-raphael-guastavi-from-ademe/#respond Mon, 06 May 2024 07:25:48 +0000 https://personal-finance.bnpparibas/podcast-on-the-way-raphael-guastavi-from-ademe/ Software obsolescence, spare parts prices, compulsive purchases, lack of information or even lack of maintenance… While 85% of French people plan to repair their broken products, only 30% actually do so: a gap justified by a repair that is sometimes more expensive than buying a new product! This perceived or real cost is an obvious […]

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Software obsolescence, spare parts prices, compulsive purchases, lack of information or even lack of maintenance…

While 85% of French people plan to repair their broken products, only 30% actually do so: a gap justified by a repair that is sometimes more expensive than buying a new product! This perceived or real cost is an obvious obstacle to repair, even though it makes it possible to extend the life of products, limit the exploitation of new resources and therefore contribute to preserving the planet.

To reverse this trend and support the evolution of French consumers’ consumption habits, ADEME, the Agency for Ecological Transition, has set up several levers of action that aim to improve the life cycle of products, particularly electrical and electronic products, by making repair more accessible to all.

In this episode of On The Way

In this episode of On The Way, Raphaël Guastavi, Deputy Director of Circular Economy at ADEME, explains how ADEME has emphasized the need to produce and consume differently, by prioritizing sobriety and the preservation of resources.

First of all, he shares with us his career, marked from the beginning by a sensitivity for the environment and ecology. And how, from a specialization in the study of household waste and its treatment within local authorities, it is now working on a national scale to reduce the environmental impact of households and businesses.

Between Repair funds, Reuse funds, repair bonuses and QualiRépar approved repairers; Raphaël explains how ADEME contributes to supporting the French in reducing their environmental impacts through the circular economy by promoting reuse and repair.

An inspiring podcast for those who aspire to a more responsible and sustainable consumption, available on all your favorite listening platforms!

Enjoy!

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With the new Housing & works support, our customers are ready to face all the challenges of their home! https://personal-finance.bnpparibas/en/with-the-new-housing-works-support-our-customers-are-ready-to-face-all-the-challenges-of-their-home/ https://personal-finance.bnpparibas/en/with-the-new-housing-works-support-our-customers-are-ready-to-face-all-the-challenges-of-their-home/#respond Thu, 02 May 2024 12:51:47 +0000 https://personal-finance.bnpparibas/?p=39758 To best support its Cetelem clients in France, in their work projects, BNP Paribas Personal Finance offers a completely new offer on the market, with its partners AXA and Juridica. Why? MANY CHELLENGES IDENTIFIED We all know someone in our circle who had a bad experience during work. According to a survey, 70% of French […]

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To best support its Cetelem clients in France, in their work projects, BNP Paribas Personal Finance offers a completely new offer on the market, with its partners AXA and Juridica.

We all know someone in our circle who had a bad experience during work. According to a survey, 70% of French people have already faced a dispute and 70% consider that they do not have the means to defend themselves in case of dispute (1). Our customers can quickly feel helpless in this situation.

On the other hand, the choice of craftsmen is also a key element for the smooth running of the work undertaken. Indeed, 25% fear that the results of the work will not be satisfactory and 12% are concerned about the failure to meet deadlines (2). This is also where we have a role to play to best support our clients in their projects and reduce the risk of litigation associated with the proper execution of the work.

Finally, 59% of French people do not have emergency assistance for their housing (3). And yet, it is essential that our customers are properly accompanied, even after the completion of the work, in case of a problem. A leak, a power cut, an oversight of keys… so many everyday problem situations that can happen to us all and that must find an effective response.

This new offer «Housing & Construction Assistance» addresses the main concerns of customers who have construction projects.

Clients of BNP Paribas Personal Finance France will benefit from the AXA-approved network of craftsmen, benefit from expert analysis to select their quotes, secure their work budget, if necessary, be accompanied legally in case of disputes, but also benefit from emergency assistance in case of incidents in their home (such as water leaks or key loss, to name the most frequent) (4).

Designed especially for Cetelem France clients who have started work, this offer demonstrates our commitment to support our clients in their projects and more generally in all aspects of their daily life.

« This collaboration is differentiated on the market by the completeness of the services offered within the same offer to, at the same time, engage serenely in work AND to protect your home on a daily basis. This is how our range of insurance for the Private Individual Market is enriched with an offer in direct connection with the projects funded by Cetelem. »

Anne MIRAMOND
Head of Insurance Personal Finance France






« BNP Paribas Personal Finance clients can count on our teams, available 24/7, to bring a trusted artisan to their home within 4 hours in the event of a claim, thus avoiding any unpleasant surprise or hassle. This privileged collaboration, which guarantees access to the network of AXA approved service providers, brings peace of mind on a daily basis by responding to customer concerns as part of a work loan. »

Yohan SALLÉ
Sales Manager AXA Partners France




« Offering assistance with legal protection guarantees provides essential peace of mind and financial protection for clients. Subscribing to a credit offer and being offered in addition an offer to protect your home and its work will secure the client in particular by streamlining its relations with the craftsman. Having the guarantee that the customer will be accompanied in case of difficulties during his work allows to differentiate. Insurance remains a real added value to complete the credit offer! »

Nadège AUDOU-LEMARGUE
Sales Manager Partnerships – Juridica

(1) Sources CLCV + Survey ©Ipsos for AXA – Study on the perception of disputes – France – sept17
(2) Source Opinionway survey for Groupe Aviv – Dec 22
(3) Opinionway study for AXA – Apr 2020
(4) According to the conditions, limitations and exclusions contained in the contractual commitments in force

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Agathe Gauthier – Circular and responsible jewellery: Emblème revolutionizes jewellery making! https://personal-finance.bnpparibas/en/otw-embleme-circular-jewellery/ https://personal-finance.bnpparibas/en/otw-embleme-circular-jewellery/#respond Wed, 03 Apr 2024 05:05:00 +0000 https://personal-finance.bnpparibas/?p=39511 Extraction of rare ore, use of chemicals, waste of natural resources… Can the luxury jewellery industry, often pinned on its environmental and social impact, reinvent itself? This is the gamble of Emblème. A French brand that challenges the codes of jewellery and offers more sustainable alternatives. Their secret? Extracting gold from used electronic circuits. An […]

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Extraction of rare ore, use of chemicals, waste of natural resources… Can the luxury jewellery industry, often pinned on its environmental and social impact, reinvent itself?

This is the gamble of Emblème. A French brand that challenges the codes of jewellery and offers more sustainable alternatives. Their secret? Extracting gold from used electronic circuits. An innovative process that significantly reduces the environmental impact of jewellery production, when we know that 10 grams of gold in nature = 10 tons of rock extracted, while with electronic circuits it takes only 1 ton.

In this episode of On The Way

We open the doors of the Emblème workshop and give the floor to Agathe Gauthier, co-founder and artistic director of this circular jewellery brand.

She first shares her journey between France and Africa, then tells us about the genesis of the project, the backstage of jewellery manufacturing and the challenges of ethical and sustainable jewellery.

Between manufacture in circuit (very) short, recycled materials (from jewellery to packaging), and unique French know-how for a reduced carbon footprint; Agathe explains how Emblème is committed to offering refined and unique jewellery that sublimates you, while respecting the planet.

An inspiring podcast for those who aspire to a more responsible consumption, without giving up beauty and elegance.

Enjoy!

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Live from CES 2024 with Flavien Neuvy! https://personal-finance.bnpparibas/en/ces-2024-avec-flavien-neuvy/ https://personal-finance.bnpparibas/en/ces-2024-avec-flavien-neuvy/#respond Tue, 09 Jan 2024 08:53:53 +0000 https://personal-finance.bnpparibas/ces-2024-avec-flavien-neuvy/ The year is off to a great start, we look forward to seeing you in Las Vegas with our expert Flavien Neuvy who walks the aisles of the famous CES show! The Consumer Electronic Show is the flagship event of international innovation. We invite you to meet Flavien from the USA who debriefs you every […]

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The year is off to a great start, we look forward to seeing you in Las Vegas with our expert Flavien Neuvy who walks the aisles of the famous CES show! The Consumer Electronic Show is the flagship event of international innovation. We invite you to meet Flavien from the USA who debriefs you every day on the novelties and key points to remember of this 2024 edition of the CES

CES 2024: Here we go! Flavien gives you the economic context!

CES 2024: Key figures to better understand this essential innovation fair!

Debrief of the Media Day !

Day 2 for Flavien at the CES, but big opening day!

Interview: A deep view of the american automotive market with Bertrand Rakoto!

Day 3, Flavien highlights two french startups: skwheel and Réflexe Accident

3 takeaways of this 2024 edition of the CES with Flavien

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