Creating a fair, lawful, and
healthy credit environment
that grows economic prosperity
for all Texans.

Consumers

As new forms of credit become available to Texas consumers, the OCCC helps the public understand their rights and responsibilities.

Regulated Industries

The OCCC licenses and regulates non-depository lenders in the state of Texas. Select an industry below for more regarding the industry & license application requirements.

Upcoming events

Jul 1 - Dec 28
Multiple

Pawnshop License Reinstatement

Pawnshop License reinstatement period opens on July 01, 2022. Pawn shop licenses not renewed by June 30 have 180 days after the cancellation date at midnight to reinstate* their cancelled license(s).
Oct 1 - Dec 1
Multiple

Registered Creditor Renewal

Registered Creditor renewals can be completed between October 1 but no later than December 1.
Oct
1 - 31

Motor Vehicle Sales Finance Renewal

Motor Vehicle Sales Finance license renewals open on October 1st and will close on October 31st at midnight. All MVSF licenses must be renewed during this assigned period.
Oct
1 - 31

Commercial Motor Vehicle Renewal

Commercial Motor Vehicle Sales Finance license renewals open on October 1st, 2022 and will close on October 31st at midnight.
Nov 1 - May 1
Multiple

CMVSF Reinstatement

Commercial Motor Vehicle Sales Finance reinstatement period opens on November 01. Licenses not renewed by October 31 have 180 days after  the cancellation date at midnight to reinstate* their cancelled license(s).
See more events