Posts in this group
- FeaturedBy mayor_of_crazytownPREFERRED BUDGET TEMPLATE INCOME SO #1 monthly take home SO #2 monthly take home other income monthly BILLS mortgage rent garbage cable Netflix/other streaming services landline phone internet cell phone electric natural gas/propane water alarm life insurance (outside of work) car insurance ho03
- By defygravityI know that media outlets already reported on candy shrinkflation last year. And if there's any time of year when it should be tolerated, that time is probably around Halloween as not even children need the sugar. But I seriously think the mini Reese's cups shrank again. The base is the size of a n191
- By MeMyselfAndAnxietymLong story short… We did some business with FIL. Verbal agreements. I followed up about something based on our CPA’s advice, and FIL briefly replied that his first instinct is to continue as he “had planned.” Neither H nor I know what it is that he had planned. This might work out or might not. It’10
- By WemadethislifeWe are now paying 10,200 a year. That does include a 2 million umbrella policy for 500ish. Our homeowners is 6k. Car insurance is for a 21 year old vehicle, 8 year old vehicle and 1 year old vehicle. We do have a 16 YO son that drives the old vehicle but have liability only on it. Our home is 11 yea140
- By JenandthegangWelcome to the old ladies club. My ob just recommended hrt therapy and I just wanted to get some thoughts. She prescribed an estrogen patch and progesterone. Im perimenopauseal, and have had increased anxiety, hair loss, and brain fog to name a few symptoms. I know nothing about this and thought500
- By Garden365gUgh, I’m feeling there are a lot of food recalls right now and it’s everything from meats to fish, eggs, lettuces, fruits, onions, etc. is there any way to be “safe”? We have stoped buying pre-cut fruit because I know it is high risk for contamination but other than that, I don’t think there is much170Advertisement | page continues below
- By musiclover483Where's everyone budgeting these days? I've had it with monarch. My accounts stop syncing and then I loose all my historical data, didn't realize I should be backing up the files. I liked mint for this purpose as well, I want to track general trends. I've lost data 5-6 times in the last 9 months. I140
- By sportsmomof2b1gsIf you do how is senior year starting? Are they going to college and do they know where yet? Do they have their major or career path thought of yet? How is spending going for your senior?2060
- By happybabythoughtsI'm so curious about premiums people pay for health insurance. Mine went up again- we love the plan and will stay with it. If you feel comfortable, share yours! Self plus family: I pay: 950/month Employer pays: 1300/month Total: 2250540
- By WideOpenSpaceSo my 16yo has his first girlfriend and I'm finding I'm quickly out of my depth 😅 I grew up LDS so dating rules were very strict. I want something different for my kids but I don't feel like I have a good normal meter. We have very good/open communication with our son and have discussed that we'd l350
- By Garden365gShare your recent milestones. Did you pay off a credit card, a student loan, house or car? Did you EF hit a milestone, or did your college savings? Or are you finally on track for retirement? Or did you finally manage to increase retirement savings to 15%? Or did you finally start contributing to y5029Advertisement | page continues below
- By new07I understand FAFSA is used for federal aid whereas The College Scholarship Service Profile is used by some private schools to determine need-based and possibly some merit-based scholarships. We won't qualify for any need-based aid, but some of DD's safety schools are either out of state public or p500
- By JGHRjHow much does your teen’s cell plan cost you per month? My solo plan on Verizon is $68, and I got a quote for a plan for my teen at $60 (with an existing phone handed down). At T-Mobile, I was quoted $144 for the two of us to be put on a new plan with phone upgrades for both of us. H and I are ver540
- By Garden365gFinancial: 1) Fill 401ks, HSA & add maybe half of max to a cash balance plan. We probably will not do roths in 2024. 2) buy an EV (& refill EF to 5 months of expenses) 3) finish filling kids college funds (probably will not happen unless markets do great) 4) have DH work fewer shifts (more o12511
- By LilcorsmomI was blessed with a massive amount of organic sweet potato puree....As frugal as we are I didn't pass on this, any suggestions on how to use it? Thanks in advance-cross posting180
- By j_l_b_ODD has a job that also includes cash tips. It is about $40 a week or more. She will of course report the cash on her taxes and we write down on her paystub how much cash she got for the pay periods. Can she include the total amounts she was paid in 2024 (salary and cash) to fund a Roth?41
- By Findingme2021fHi ladies!!! It’s been awhile! I hope everyone is well. Any guidance on picking an insurance policy this year? I’d love some input. It’s myself and two children. Attaching photos for reference.170
- By hayliegirl06X-posted, because this is also about money and this group gets a lot more traffic than "Parents of Tweens and Teens." ODD is a senior with a 4.0 gpa. She currently has a 40 in her English class because she has a 0 for an assignment. She was supposed to write an email to a former teacher or coach960
- By musiclover483I've got a 13 year old that I'm scheduling a consultation for today. We've had plenty of visits to monitor her mouth and the dentist said she's ready after waiting for some more baby teeth to come out. My stepdaughter had braces maybe 6 years ago and we paid 5k, $1500 of that being paid by insurance240
- By josjhatShort story: I have about 30K in a CD that matures in a couple of weeks and I'm trying to decide if there is a better way to invest it to make more money in the next year or so, or if I should just put it in another 6 month CD at 4.9%. It is meant to be divided between 5 kids for future college expe60
- By clenclancThis pains me so much to have to write, but we are looking at 75k to rehabilitate our house post hurricane. New roof, new kitchen, new floors, etc. Insurance will cover the roof ($12k deductible - standard 2%) however we are on our own for the rest since we did not have flood insurance (not in a flo101
- By MamatoTwoXOXOmFor those who started, how is Christmas shopping coming along? Do you buy for immediate family or extended too? Are you planning to stay local or travel? Do you set a limit on spending? We have 16 people on our list and I’m 70% done. This doesn’t include my kids as I really don’t know what to get542
- By ljsmommybugHi everyone! Long time lurker here and I know you’re all the best. Up until this year, me and the kids have always been on DH’s health insurance. His company said for 2025 though, if spouses have insurance coverage otherwise available, there will be a $100/month surcharge to have them on his company90
- By ShoesShipsSealingWaxHad the awesome opportunity to meet our own lilheathen today to set up & launch! She & her crew were so sweet - we all had a blast!1750
- By lilheathenI just have to say that my heart swelled today and I knew I did something right as a parent. My youngest DD is a trans-woman who is 22 yo. I am happy that we live in a state that protects women and LBGTQA rights, including gender-affirming care, but I know that we need to continue to fight to supp2027
- By sstoner99sWe are from the Midwest area and we are looking for a close by vacation to do with our kids that won’t be expensive but one that all would enjoy. Does anyone have any trip saving tips or hotels that they have stayed at? Ideas for places to go. So far I have looked at quite a few places. Mackinaw321
- By moesyk4My 11 year old is a special needs adoption through foster care. He has lived with us since he was 3 months old and has been officially adopted since 3 years old. He is an incredibly sweet, fun loving kid with ADHD, mood regulation issues, and almost no impulse control. He was able to make huge strid112
- By KB103My kids have accumulated enough petty cash that their piggy banks aren't cutting it anymore. Where are you keeping it? Your brick and mortar bank? A HYSA somewhere? Something else? And how are you doing this-- is a parent named on the account? Tell me about your setup!340
- By armywife2For those who have been through natural disasters before, what was the timeline for repairs like? We are in Augusta Ga and our area was slammed by Helene. We have extensive damage to our upstairs and some damage in the kitchen of our main floor. The adjuster was here Monday. Just curious how lon168
- By myla's_tribeAnother question... we have money in 529's that, while it would be nice to save it for the younger kids' college, may be needed sooner. ODS is in college, but I'm confused about what we can count as qualified expenses. He has a full-tuition scholarship from the school, which I'm pretty sure doesn't20
- By JGHRjSomeone called me, saying "Hello? Hello?" then "Do you hear me?" which tricked me into saying, "I do," after which they immediately hung up. I assume they can use my voice to do something nefarious. Other than freezing my credit and keeping an eye on accounts, is there anything I can do?80
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