JuanHand-online cash loan App 4+

only giving 5 stars so my review will be on top. Applied for a loan the other day and was instantly approved for ₱4,500. Problem is i never received any money from them. They said disbursment processing is 24 hrs but 2 days later still no fund from them. I spoke to their agent today, they told me money was transferred to my Gcash successfully but i never received the money nor any notifications from them that money was successfully transferred to my gacsh. I asked them for a proof of disbursment they said they cannot provide as it's not available and then i asked for a copy of my loan application, they said they don't have a copy but they can provide the loan contract which they will send to my registered email address but also never received any emails from them. Well i hope they won't expect me to pay them back for the money i never received. I have screenshots of my convo with their agents who refuses to give me copy of my application and proof of disbursment. STAY CLEAR AWAY FROM THIS SCAM APP!!!

I was able to loan immediately after they have called me. This app was great and the charge is fair enough unlike those other platforms who claims that you can pay it for how many months and the interest was so frustrating. So many charges. And you must pay it within 7 days timeframe. But this app is so reliable. I still give 5 stars even though they we’re so annoying who keeps on calling you 2 days prior to your due date. Different numbers all day. Even though you already explained when you will be able to make the repayment. You should minimize calling your clients because it was really a bother during hours. And it was clear on the app what time you should call us. You better improve on that specific area unless it was already the due date. Thankyou.

I been using this app smoothly since February 2023 and I have a good credit standing - always make sure to pay on time or even pay in advance of my due date but recently I fully paid all my due date in advance my reloan was "REJECTED" and I don't know why. I called the customer service and according to them the approval is system generated . Upon rejecting my reloan I have to wait a month before I can reapply again. Bit sad because I really need that funds but its ok maybe i will just wait for a month. Hopefully I can avail again a loan.