Home Credit Online Loan App 4+
Online Credit Loan App Partner
HC Consumer Finance Philippines, Inc.
-
- Free
iPhone Screenshots
Description
Online Loan App: Get a quick loan from a credit lending trusted in the Philippines.
Discover the Ultimate Online Loan App Philippines!
Welcome to Home Credit App, the trusted online loan app Philippines! With innovative quick loan installment, managing loan credit and loan app finances has never been easier. Experience flexible loan payment terms, exclusive loan deals, and a seamless loan app process with us.
Why Choose Home Credit Online Loan App Philippines?
Flexible Loan Options: Enjoy quick loan and flexible loan plans for all your needs with the Home Credit App. Whether it's a new gadget, home appliance, or furniture, our online loan app Philippines, Home Credit App offers product loan up to PHP120,000 with 1-minute processing time!
Buy Now, Pay Later: Shop online in ShoppingMall by Home Credit and enjoy the loan convenience of buy now and pay later. Pick up your items at shopping malls near you and take advantage of fantastic loan deals available in the Home Credit Online Loan App.
Quick & Easy Repayments: Repay your Home Credit loan effortlessly with 3 available payment methods within the Home Credit Online Loan App. Prefer over-the-counter payment? We're available at Maya, Shopee, Palawan Express, USSC, Touchpay, and more. Prefer online bank account payment? Pay within the Home Credit Online Loan App with our bank partners at BDO, BPI, Landbank, Metrobank, RCBC, and Unionbank. You can pay also using your debit cards affiliated with Mastercard or Visa. Auto-debit arrangement for your loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Repay your Home Credit loan online with Home Credit App!
HCQWARTA and Home Credit Card: Simplify daily purchases with your HCQWARTA and Home Credit Card. Buy loads, settle bills, generate Puregold barcode, scan QR, redeem vouchers (including GrabGifts), and more. Enjoy discounts, rebates, and exclusive deals in the Home Credit App. HCQWARTA offers convenience, savings, quick loan credit, and seamless Lazada Wallet top-up. With the Home Credit Card, enjoy secure credit, contactless transactions, and exciting credit promos. Make your purchases rewarding and hassle-free while tracking your spending and ensuring security with the loan app Philippines.
Home Credit Cash Loan: Need cash? Loan with us up to PHP150,000, repayable from 6 to 48 months. With interest rates starting at 30% APR, our Online Loan App Philippines ensures quick loan processing time and hassle-free application with 1 Valid ID.
Interest Rates and Fees:
Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a.
Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds).
Sample Loan Calculation:
Cash Loan Amount: PHP15,000
Cash Loan Term: 12 months
Interest Rate: 2.49%
Monthly Installment: PHP1,461
Total Cash Loan Cost: PHP17,537
Privacy & Security: Your privacy is our priority. We comply with the Data Privacy Act of 2012, ensuring your data is protected. Learn more about the privacy policy of Home Credit on our website. The Home Credit Online Loan App may request permissions such as location, email, messages, phone calls, camera, calendar, and contacts to prevent fraud and determine creditworthiness. These permissions can be deactivated after submitting a loan application but may affect certain features.
Contact Information:
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Important Note: Please read the terms and conditions carefully before proceeding with a loan transaction with Home Credit.
Download the Home Credit Online Loan App today: Embrace the future of quick loan. Enjoy the loan options, easy online loan repayments, and exclusive online loan deals. Manage your credit loan and loan finances effortlessly with us. Start your journey towards financial freedom with one of Philippines' best online loan app today, Home Credit App!
What’s New
Version 3.118.4
Discover discounted Home Credit Vouchers with GrabGifts and more in our latest app loan update!
In search of a product loan, cash loan, mobile loads, bill payments, contactless transactions, and more, Home Credit Online Loan App is for you! We provide quick loan and easy installment options to help with your life goals. Get to explore and shop for your dream gadgets and appliances in ShoppingMall by Home Credit. Experience one of the best online loan app in the Philippines and download now!
Ratings and Reviews
BAD CUSTOMER SERVICE
They will flood you with calls (7 missed call before 12 noon) even if it is not yet your due date. I mean, they just called yesterday for the update and called once again today! Hello! Today is Sunday!!!! My due date is still 1 week from now!!! Gave the 5 star rating so my review is visible 👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌
Developer Response ,
Thank you for letting us know about this, Yassysushis. The calls are simply made to inform our valued clients that there is an upcoming payment due for the month. We are doing this to help our clients maintain good credit standing, avoid payment posting delays and incur penalty charges. Kindly send us a private message in our Facebook page via bit.ly/HCFBChat should you opt to be excluded on our call reminders. We appreciate your patience regarding on this matter.
VERY INCONSIDERATE.
We recently experienced incredibly disappointing customer service at home credit . Despite reaching out with a genuine concern, I was met with rudeness and a lack of empathy. We sincerely ask for an extension of the payment, and we are also willing to pay the interest of the late payment. since one of our family members got admitted in the hospital and we are having issues financially. We emailed them for the extension of the monthly payment, that we will be paying late and the representative just replied that we should pay it on time to avoid penalties, disinterested and unwilling to address our issue, leaving us feeling undervalued as a customer. They flooded multiple call every single day like 15 times a day, even though we already tell them the date that we will be paying, it’s very traumatizing and it pressure us a lot, I know that we should be responsible with our loans but there’s some circumstances that will happen sometimes, we will not run with our loan, it’s just that, please stop calling multiple times because we are aware with our due dates and trying our best to pay it on time. listen with your customer concerns, and provide a resolution, It’s very disappointing when a company fails to prioritize customer satisfaction, and based on this experience, I cannot recommend home credit to others.
Developer Response ,
We regret to know about this experience and we understand your situation right now, a_fai. We always aim to provide the best customer service experience to our clients and we're sorry if you experienced the other way around. We do actually offer a repayment solution for our clients who are having some challenges to settle payment on their loan account with us. You could DM us on our FB page via bit.ly/HCFBChat and we'd be glad to discuss this more to you and for us to accommodate this request. Thank you!
DO NOT ACTIVATE YOUR QWARTA!!!
Home Credit used to be so convenient for me, but then an agent activated my qwarta. At first I thought it was really useful but then their app started to have glitches. Transactions are "successful" on qwarta's end but they do not really go through the merchant's account (either Maya or Gcash). This happened to me two times and you know what's the worse part? Their CSRs WON'T ASSIST YOU. They would leave in the middle of your conversation without notice (very unprofessional- if only I can attach screenshots) You'll feel like begging for assistance. Till you just give up and the failed transactions are just deducted to your credit limit. You can't do anything about it and that has an interest everyday. Imagine getting charged for something that did not go through successfully and put interest on it and you pay for all of those. Really traumatic. I even had to file for dispute and go for all that trouble just because their app doesnt work properly. DO NOT ACTIVATE YOUR QWARTA!
Developer Response ,
We regret to know about this experience, jownaaaa. We always aim to provide the best customer service experience to our clients, and we also regret that you experienced the other way around. You could DM us on our FB page via bit.ly/HCFBChat and we'd be glad to assist you on your account related concerns. Thank you.
App Privacy
The developer, HC Consumer Finance Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
- Identifiers
- Usage Data
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- HC Consumer Finance Philippines, Inc.
- Size
- 195.3 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2024 HC Consumer Finance Philippines, Inc.
- Price
- Free