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PhonePe Business: Merchant App 4+
Accept Digital Payments
PHONEPE PRIVATE LIMITED
-
- Free
iPhone Screenshots
Description
Sign Up Now! Get Merchant QR Code, Smart Speaker, POS & Instant Business Loan
The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more.
Once your account is activated, download the payment QR sticker & start accepting payments from Google Pay, Paytm, BHIM, BharatPe, Amazon UPI etc. Order free QR stickers & get them delivered to your store, across India.
Key Benefits of PhonePe Business App
Easy payment acceptance:
Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets.
Get instant help:
Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app.
Direct settlement into your bank account:
Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day.
Real-time transactions & payments tracking:
Check your transactions & settlements easily in the History section on the PhonePe Business app.
Get Instant Loan for Merchants:
The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business.
Merchant Loan Highlights:
- Attractive interest rates with up to 30 months tenure
- Instant digital loan with 0 paperwork
- Online loans from INR 50,000 to INR 5,00,000
- Easy repayment option with EDI - Easy Daily Installments
- EDIs deducted from daily transactions collected via customer payments on PhonePe
- 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products
- Multiple lenders & option to select the best offering at competitive interest rates
- Low processing fees & no other hidden charges
- Daily updates about your Loan on the PhonePe Business app
- Option to foreclose Loan any time
Online Loan Eligibility:
The eligibility criteria for business loans for merchants are:
Accept payments on PhonePe QR for more than INR 15,000 per month
Be an active merchant, accepting payments on PhonePe QR for 3 months or more
*Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis
Documents required:
Details to be shared are as follows:
- Date of Birth
- PAN
- Aadhaar Number
*Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies.
Steps to avail:
- Choose loan value & interest rate
- Enter details such as Date of Birth, PAN, & Aadhaar Number
- Click a selfie, & complete KYC digitally
- Set-up Auto-pay on your account
More about the loan offerings:
- Min. Tenure: 3 months
- Max. Tenure: 30 months
- Max. rate of interest charged: 30% flat p.a.
Example: For total cost of the Loan, including the principal amount & all applicable fees:
- Principal loan amount: Rs. 15,000
- Flat Interest Rate: 18% p.a.
- Processing Fees: 2%
- Tenure: 3 months
Then,
- Total interest amount payable: Rs. 675
- Total processing fee amount payable: Rs. 300
- Total cost to the user: Rs. 15,975
Our RBI registered NBFCs partners
- Innofin Solutions Pvt Ltd
- Aditya Birla Finance Limited
- PayU Finance India Private Limited
Upgrade customer payment experience at your store with PhonePe’s payment devices.
PhonePe POS Device:
Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App.
PhonePe Smart Speaker:
Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities.
What’s New
Version 0.0.57
- Get eligible for a loan faster by completing all goals
- Explore the new offers section to get discount & cashback
- View payment analytics and insights to grow your business
- Get onboarded on PhonePe business & start accepting digital payments
- New seamless bank account change
Ratings and Reviews
Select All feature to select all QR codes
There is no feature to do “select all” if I have to select all the QR codes to see the transactions. I have only “clear all” but no select all. I have to manually select each scanner. I use 40 different QR codes for different franchise units. I cannot see the overall sale without selecting all the QR codes. Please implement this ASAP.
Worst customer service ever
It’s been more than 2 months I have given cancellation request for my POS device due to high charges , they have taken the request for cancellation but yet none of the employees has come to store to collect the device and they are charging me ₹588 ever month. Every time I call customer service they give the same reply “THE ISSEUE IS ESCALATED TO NEXT LEVEL” I recommend NEVER TO BUY POS DEVICE FROM THEM” it’s been more than 2 months for my request of cancellation despite of my request of cancellation they are still charging me ₹588. The worst part is their employee had given my false promises before getting the device (offering in lower prices from the actual prices) . I have all the proof of my conversations with them I wish I had option to upload tat information. I wish I get my device ASAP and get my money refunded.
Developer Response ,
Hi. We're sorry to know that you're awaiting a resolution from the support team on your raised ticket. Please share the ticket ID with us, and we'll work on getting this resolved for you on priority. ∞SA
Do not fall into there trap.
There sales person approached me with a smart speaker plan that after paying Rs350(one time security deposit) you will get smart speaker for free to use till 1year(No montly Rental). Only Rs1 will be charged for SIM usage every month. After 1month I was charged with the full amount of Rs125(montly Rental) + Rs15(Super Star Voice Fee).
Called the agent he told me to send a screenshot and after that he is completely ignoring my calls. Called the Phonepe helpline they said "Sorry we can't do anything for the charges". Its clear that they are lying to there customers and scamming them with false promises. They won't even take action against the sales person who lied, so it's clear that the company knows everything about this but they don't want to do anything as lying increases there sales.
App Privacy
The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- PHONEPE PRIVATE LIMITED
- Size
- 132.2 MB
- Category
- Business
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2019, PhonePe Internet Pvt Ltd
- Price
- Free