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OneCard - Metal Credit Card 4+
Powerful app with virtual card
Fplabs
-
- Free
iPhone Screenshots
Description
OneCard is a classy metal credit card fueled by technology, which gives it the uniqueness you deserve. And what’s so unique about it, you ask?
It comes with a dedicated feature-loaded, yet simple and secure mobile app with the metal credit card that lets you control every minute detail of your OneCard credit card. This powerful app, which looks like it’s straight from the future, is packed with unique functions that are unheard of in the credit card category.
Advanced Features making OneCard unique - everything is in the app!
Instant Virtual Credit Card Activation
Swipe-to-Pay—no more OTPs!
EMI: Manage & Convert Purchases to EMI
Rewards: 5X Rewards*, Instant Reward Redemption & management
Spending Tracker and Analysis
Bill Management & Payments: Pay & manage your OneCard credit card bill in the app
MyRent: Pay and manage rent using your OneCard credit card’s limit in the app.
Advanced Card Controls: PIN Change, Lock/Unlocking Card, Tap-and-Pay, Transactions, etc
We’ve reinvented the whole credit card experience. It’s time for you to experience it.
Let’s talk about some more benefits!
Charges?
Well, we love 0’s. Zero Joining Fees, Zero Annual Fees and absolutely no hidden charges. It’s a lifetime free credit card.
What about rewards?
Instant Rewards on every spend. 5X Rewards on the top two category spends in a month. Lifetime validity and no cap on earnings All your reward points can be redeemed for cash or purchases in-app! Also, get Rewards for Referral.
Still paying in full?
Attractive EMI offers - split your purchases over 3,6,9,12,18 and 24 months in the EMI dashboard, anytime, anywhere, in the app.
Does it work abroad?
Not just work, there’s also only 1% Forex fee and a fuel surcharge waiver too!
What are dashboards?
If OneCard is an office, dashboards are the specialized departments. Each dashboard, like MyRent, Card Controls, EMI, etc is a one stop solution to manage and track everything about the feature.
What about offers?
There are amazing Offers on Top Brands across categories, and new ones keep getting added.
What is OneCard & FD Combo?
Based on eligibility and internal policies, the combo offer gets you a high interest Fixed Deposit (FD) and a OneCard credit card with a 100% limit of the FD amount. It is a great credit score builder, which not only helps you build your credit score but also helps you improve it. And did you know, the eligible FD amount starts as low as Rs. 5,000! And yes, even students, 18 and above can apply for OneCard credit card + FD combo! Your FD amount is totally secure with our banking partner regulated by the RBI.
Where do we serve?
Both the OneCard and the OneCard Credit Card+FD Combo (based on eligibility) Mumbai, Pune, Bangalore, Delhi NCR, Chennai, Hyderabad, Ahmedabad, Kolkata, Nagpur, Nashik, Visakhapatnam, Mysore, Indore, Jaipur, Coimbatore and 50+ cities for our OneCard + FD Combo.
OneCard Banking Partners & Conditions
OneCard Credit Card is offered by FPL Technologies in partnership with South Indian Bank (SIB), Federal Bank, BoB Financial and the FD-backed credit card with SBM (State Bank of Mauritius). The interest rates will be determined as per your credit profile and our risk assessment.
You must be over 18 years of age and an Indian resident to be eligible for OneCard. The approval is based on the bureau and internal credit guidelines.
Interest & other charges
Interest free period - up to 48 days
Interest rate on unpaid dues - 3.00% p.m.
Cash withdrawal charges - 2.5% per transaction
Over limit charges - 2.5% (min rs 400)
EMI
Interest - up to 1.33% p.m.
Processing fee - 1% (min 99)
Foreclosure fee - 3% (min 99)
Instantly get your virtual credit card. To apply, download the OneCard app now and #BeTeamMetal
What’s New
Version 3.37
We've removed some bugs, optimized performance, and added new features. No more pesky redirects and easy ticket closing. Update now for a smoother access!
Ratings and Reviews
Need higher limit
Dear one card Team,
I hope this message finds you well. I am writing to formally request an increase in the credit limit on my credit card account.
Over the past few years, I have enjoyed the benefits and convenience of using your credit card, and I have maintained a strong record of timely payments and responsible usage. Given my positive payment history and consistent use of the card, I believe that an increased credit limit would be mutually beneficial.
Increasing my credit limit would not only enhance my financial flexibility but also enable me to manage larger expenses more effectively. I have recently experienced an increase in my income, which has further strengthened my financial stability. An increased credit limit would also contribute to improving my credit utilization ratio, positively impacting my overall credit score. I am confident in my ability to responsibly manage a higher credit limit and continue my history of timely payments. I kindly request your consideration of this limit increase, which I believe will further strengthen my relationship with OneCard team. Thank you for your time and attention to this matter. I look forward to your positive response.
Developer Response ,
Hey there, Buddy! Your 5-star review has us grinning from ear to ear! 😊 Thank you for being such a fantastic member of our community! Here's to endless amazing experiences together!
Cleanest App Ever
This is by far the cleanest banking/credit card app that I have used so far. UI looks so nice and neat. There are so many options which are well segregated and easy to navigate. All the details about your account are available in the app. Coming to the application process, it took a day to fetch my credit score due to technical issues. Next day it was completed. Couple of days later I got an SMS stating that they are not able to provide me the credit card at this point of time:( 2 days later I got an email saying that my card is approved and I can finish the application process. I did it on the app. Physical KYC was completed the next day and digital card was available on the app next day. Credit limit was at par with other credit cards that I have from banks:). Metal card was delivered within 2 days. Card looks premium. Overall a wonderful experience. Hope this continues and the Team working behind gets better and better to ensure best customer experience. Thank you for a hassle free experience.
Threatening and Misbehaviour
It was first month I’ve started using one card and I need to pay my card bill in the very next month! But unfortunately I’m delayed with my payment with around two weeks due to some financial problems but eventually I’m ready to pay the bill as soon as possible with the interest and charges they have applied as a late payment! But all this company is doing is harassing and irritating with me with 30+ calls a day and continue messages on phone, WhatsApp and email and threatening of sending my cibil to financial institutions so that they can prove me defaulter and threatening me to call my family members and relatives if I’ll not answer them but I’m already replying them on WhatsApp because they are not kind enough on a calls! Then on WhatsApp they were continuously messaging me by putting police officers DP or some strangers Dp looking like Vasooli bhai from Golmaal ! Lol it’s my question why can’t you wait for some time after you’ve already applied 1400 charges? Threatening to send me a legal notice like this is how you treat your customer if they are late by a week or two? It’s clear and harrasment and threatening behaviour by this company! As soon as I’m able to pay the whole amount I’m definitely closing my card for sure!
Developer Response ,
Hi there, do not worry as we're always here to help. All you have to do is drop us an email over to help@getonecard.app from your registered mail ID along with your registered mobile number and a screenshot of the error if any so we can get this checked for you right away! - Ahi
App Privacy
The developer, Fplabs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- FPL Technologies Private Limited
- Size
- 127.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © FPL Technologies Pvt. Ltd.
- Price
- Free