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Niyo: Global cards for travel 4+
Card & Digital Savings Account
Niyo Solutions Inc
-
- Free
iPhone Screenshots
Description
Trusted by over 1M travellers worldwide, Niyo isn't just your usual card with zero forex markup. As a comprehensive international banking solutions platform, Niyo is the perfect destination for all your travel needs. With Niyo, you can get a zero forex markup card online, maximise your savings, use as UPI payment app, apply for visa and insurance—all while earning rewards as Niyo Coins.
Why Choose Niyo?
Zero Forex Markup
Free International ATM Withdrawals
Visa Application
Comprehensive Travel Insurance
Use as UPI payment app
Mobile banking app for international travel
Rewards & Benefits
24x7 Chat Support
Superfast Card Delivery
Best card for students - Save big on studying abroad
What it means to travel the Niyo way:
Zero Forex Markup - With Niyo's zero forex markup cards, you can shop to your heart's content in 180+ countries without worrying about exchange rates or hidden fees. Every purchase will feel like a steal with savings up to 5%.
Free International ATM Withdrawals—With a Niyo zero forex markup card, your ATM withdrawal fees will be refunded as Niyo Coins, making your trips more rewarding than ever!
Global Lounge Access - Lounge like a boss across 1300+ locations with global lounge access on every 50K spent abroad with any card every quarter.
The Niyo app covers every step of your journey, from securing your visa to booking flights and offering immersive experiences.
Visa Application - Get your visa on time at the lowest prices every time on the Niyo app. Also, earn 40% Niyo coins on every visa purchase. And if you don’t get your visa on time, we have a 100% service-fee-back guarantee.
Travel Insurance - With Niyo's comprehensive yet cheapest international travel insurance, you're covered for medical emergencies, trip cancellations, lost baggage, without the worry of any financial burden.
Online Booking: Flight Tickets - Our app offers a wide range of flight options at competitive prices and exclusive deals and discounts to help you save on your airfare, all while earning Niyo Coins with every booking. More than just a zero forex markup card, right?
Experiences - Niyo's partnerships with leading experience providers allow you to discover and book various activities tailored to your interests, ensuring every moment of your journey is filled with unforgettable memories.
Foreign Currency Delivery - Niyo is much more than a Zero Forex card. Skip the hassle of currency exchange queues with Niyo's foreign currency delivery service. Simply place your order on our app, and we'll deliver the currency of your choice directly to your doorstep.
24x7 Chat Support - Our experts are just a message away if you have any questions about your zero forex card benefits and offerings, need help with a transaction, or require travel advice.
Rewards & Benefits - Earn Niyo coins on every domestic spend with your debit and credit cards. Even better, you earn accelerated coins on all travel bookings on the Niyo app to book your next trip!
UPI with Niyo Pay - Manage your payments on the go with Niyo Pay, compatible with all major brands. Niyo Pay works with any bank in India that supports BHIM UPI. Simply link your bank account to your UPI ID on this app. Each transaction is secured with your 4 or 6-digit number UPI PIN.
The Niyo way to study abroad
Niyo helps students studying abroad save up ₹100,000 every year and earn up to 7.5% interest on their savings account balances.
Fast & Reliable Card Delivery—We understand that time is of the essence during travel planning, so we ensure your Niyo zero forex card reaches you within 3-5 days.
So, fellow travellers, get your Niyo Zero Forex Markup Card, download the Niyo app, pack your bags, and let your adventures begin!
TnC Apply. DCB Bank and SBM Bank issue all cards. These cards are available exclusively on the Niyo App and are linked to the respective savings accounts. Niyo itself is not a bank and doesn’t claim a banking licence.
What’s New
Version 2.87.0
Enjoy our latest app update where we have upgraded the app experience by improving app performance, enhancing security, and fixing some minor bugs. We're continually working to make your banking and travel journey even more seamless.
Ratings and Reviews
Worst application which is down most of the time
I've had some good times with the card but lately it's been very frustrating. The add using UPI feature hardly works and every time the transaction says failed after deducting money from the bank. The amount gets stuck for 5 business days and the customer care asked me to use RTGS or NEFT. I did that and then the account got credited, but then the app stopped working and is not updating balance. I don't want to keep large chunks of money in FD to use the credit card and happy to repay my used sum then and there. Due to the constant technical glitches i feel this would cause me a lot of trouble in foreign countries rather than making the hassle of using a forex card go away. Very unreliable and risky using this card in foreign countries. I have used the niyo global card before which used to work on loading basis earlier and it was a much better experience than this - the credit card experience is very unplanned and unreliable.
Developer Response ,
Dear Karthik! It's definitely not the experience we want you to have, especially when it comes to payments and transactions. We understand how inconvenient it must be to have your money stuck for several days due to failed transactions. We would like to address your specific concerns and make things right. Unfortunately, we're unable to locate your details with the user name. Kindly drop us an email at global.escalation@goniyo.com from your registered email address so that we can connect with you and assist you further. - SR
Extremely Extremely Disappointed
I got a NIYO CREDIT CARD in Sept’23 with a promise to me that it would be used globally without any transaction fee and hassles. Sept end I travelled to Germany with a good amount of money uploaded into my card to be used in this foreign land. From the very first instance when I was trying to pay to my cab driver for the fair from airport to the hotel, the card didn’t work. It DECLINED. I thought may be the first transaction in Germany so the card is throwing an error so I reset all my card’s features in the app thinking it should work now. Then, I tried paying the hotel bill, coffee in a cafe, train ticket, grocery store, withdrawing money from the ATM - IT DIDN’T WORK ANYWHERE. I was literally stranded in this foreign country due to this card. Every time I would contact customer care they said try another merchant and send us screenshots. I tried the card everywhere and it worked no where. It is so mentally frustration and annoying if you are alone in an unknown country without currency. Fortunately I had a credit card from another back which saved me. This card is a fraud and they shouldn’t sell it customers. It could really put you in a lot of trouble. I am extremely disappointed and won’t recommend anyone to use this card. I have requested them to transfer my money back to my savings account. Hoping that atleast they meet this expectation. This card has caused me a lot of mental stress in a foreign land.
Developer Response ,
Hey RM! First and foremost, we want to sincerely apologize for the disappointing experience you had with our card. We understand the gravity of the situation and are deeply concerned about the unfortunate series of events that transpired. We'd like to connect with you and investigate the issue to be able to avoid this situation in future, please drop us an email at global.escalation@goniyo.com We look forward to your email and restoring your faith in our services. -PR
Extremely Disappointed with Account Creation Process
I'm writing this review to express my extreme disappointment with the Niyo Globe app. I started the account creation process on July 8th with high hopes of a smooth experience. Unfortunately, it has been an absolute nightmare. The app displayed a message indicating that my account would be created within 4 hours, and if not, I should contact customer care via the provided email address. Feeling optimistic, I reached out to customer care multiple times via email, as per their instructions. However, to my dismay, I haven't received a single response from them. It's been over a month, and my account opening process remains incomplete. The lack of communication and support from the Niyo Globe team is truly frustrating. I was genuinely looking forward to using this app for my financial needs, but this experience has left me with a sense of distrust and dissatisfaction. A company that claims to offer seamless financial services should prioritize customer support and responsiveness, which seems to be sorely lacking in this case. I hope this review serves as a cautionary tale for others considering using the Niyo Globe app. As of now, I cannot recommend this app due to its glaring issues in account creation and customer support. sameer vyas
Developer Response ,
Hey Vyas! We tried calling you on your registered number, but the calls went unanswered. Regrettably, we couldn't onboard you with the Niyo Global by SBM due to specific criteria not met. However, We've introduced some alternatives to cater to your global needs. You can explore the Debit cards by Niyo Global Equitas and the Niyo Global DCB, each offering perks like zero forex markup and convenient lounge access. These alternatives are seamlessly functional on a global scale. To delve deeper into these offerings and their advantages, take a glance at our website: https://goniyo.com/. If there's anything else you'd like to clarify or explore further, please don't hesitate to reach out. - AS
App Privacy
The developer, Niyo Solutions Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Niyo Solutions Inc
- Size
- 287.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.4 or later.
- iPod touch
- Requires iOS 13.4 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2022 Niyo Solutions
- Price
- Free