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IDFC FIRST Bank: MobileBanking 4+
Savings, Payments, and Loans
IDFC Bank Ltd
-
- Free
iPhone Screenshots
Description
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.
Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH and utility bills
* No charges on cash withdrawals & deposits or international ATM & POS transactions
* 3-click digital payments of utility and credit card bills
* Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
UPI Payments App:
* Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
* Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statements
Other Banking Services:
* Apply for debit card & cheque book via app completely free of charge
* Use smart filters to view transactions
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* Contact us via Chat, Video Call and Call Centre
Steps to download and use our App:
* Download the banking app
* Log in via user ID and password or mobile number and MPIN
* Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
* SIM Binding feature for secure banking (बैंकिंग)
Steps to open a digital banking account (बैंक खाता):
* Download and install our banking app
* Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
OR
* Click on Login and on the login page’s top right corner, click on three dots
* Click on ‘Open savings account’
Investment, Mutual Funds & IPOs App:
Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap and multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
Insurance App:
Buy health, bike & car insurance through our app
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
What’s New
Version 2.14
* We’ve made some minor improvements and bug fixes to ensure a smoother banking experience. Try it out now!
Ratings and Reviews
Almost Perfect App.
The app’s UI is so simple and pretty much straight forward with no clutter and lag. The one thing I’ve noticed is that it worked so good on very low internet speeds while many apps failed to load. My only request is please make the Scan to pay option available on login screen itself or make it available atleast on the start page without scrolling down. That way one can use this over other UPI apps. I personally don’t prefer using third party apps but it makes me go that extra step to scan and pay while every other UPI apps places that function on top of everything.
Developer Response ,
We are happy to hear we hit the mark for you. We’ll strive to continue the same excellence.
A fresh experience
This is indeed a fresh and clutter free experience, compared to other banking apps which has random stuff thrown in on main screen. Some UX improvement feedback for design and dev team -
1. App logs in as soon as it launches, think of giving an option where customer HAS to select login before keying in MPIN or FaceID verification.
2. There are notifications visible below the bank balance card, either they should be visible only in the already present notifications area or can be dismissed from main screen. Right now they just scroll infinitely.
3. The account / balance info card doesn’t not get minimized into some meaning information or area. It’s just visible as a small square behind account number when scrolled vertically.
4. Icons can be more consistent and represent call to action, some icons and colored icons feel out of context. Example logout icon is power icon in more area, keep this and notifications icon common, so that it is visible across any tab. Users will mostly swipe off the app, instead of logging out.
5. The call facility under notifications can be better placed as a common or quick access icon like notifications, search etc.
Developer Response ,
Dear Customer, thank you for your feedback! We work hard to ensure that you get the best experience while using our bank application. Our development team continuously ensures that each service is provided in the most easy and convenient way possible.
We look forward to offering you more via our bank app.
Fake bank
I am utterly disappointed with the experience I've had with Reliance Digital's purchase process and IDFC Bank's financing service. When I bought a Samsung refrigerator from Reliance Digital at Aggarwal Mall in East Delhi, they lured me with a deal: a discount if I chose the EMI option, which would be canceled if I paid in cash. I agreed to their terms and opted to finance through Bajaj Finance. However, my ordeal began when they introduced me to an IDFC representative named Mr. Vimal. He promised that the 4th EMI would be reversed as part of the discount, convincing me to finance through IDFC Bank. To my dismay, when I contacted IDFC Bank, they started providing excuses and were unwilling to honor the promise Mr. Vimal had made. This experience has left me thoroughly frustrated and dissatisfied. I strongly advise against purchasing any products from Reliance Digital and caution against financing through IDFC Bank based on my disturbing encounter. Such deceptive practices and unfulfilled commitments are completely unacceptable.
Developer Response ,
We are keen to help. It’d be great if you could call us at 1800-10-888 or mail us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
App Privacy
The developer, IDFC Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- IDFC Bank Limited
- Size
- 171.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.4 or later.
- iPod touch
- Requires iOS 13.4 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © IDFC FIRST Bank Limited
- Price
- Free