Bajaj Finserv Loans, UPI & FD 4+
BHIM UPI, FD, Instant Loans
BajajFinserv
-
- Free
Screenshots
Description
The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial & payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on No-cost EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.
Instant Personal Loan App
• Get instant personal loans up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding via professional loans.
• Self-employed individuals can get affordable business loans.
Highlights of Personal Loan
• Finance Amount: ₹20,000 to ₹40 Lakh
• Repayment Tenure: 12 to 96 months
• Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
• Processing Fees: up to 3.93% of the disbursed amount (including taxes)
For ₹1,00,000 borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.
Shop on No Cost EMIs
• Shop from 1 million+ products at 1.5 lakh+ stores across India.
• From electronics to sports equipment to smartphones to furniture - shop everything on No-cost EMIs.
• Shop genuine products from top brands with exciting offers and discounts.
• Enjoy free home delivery on selected products.
Recharge & Bill Payments in One Place
• Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
• Recharge your mobile numbers, DTH & FASTag from leading providers.
• Instantly pay fees towards education, clubs & associations, housing societies, etc.
• Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.
Payments Simplified with BHIM UPI App
• Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make payments in seconds.
Earn as You Spend with Credit Cards
• Apply for the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card in a few steps.
• Get reward points on your spending & enjoy perks such as free cash withdrawal, fuel surcharge waiver, airport lounge access, and more.
Invest with Ease in Fixed Deposits
• Get high ROI on fresh FDs and renewal of existing FDs.
• Enjoy special rates on Digital FD through the app.
• You can start investing in FD online for just ₹15,000 and get a loan against it.
• You can also invest in the Bajaj Finance Systematic Deposit Plan with just ₹5,000.
• Secure your savings with high-yield FD.
Mutual Funds for Everyone
• Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
• You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
• Pay monthly mutual fund investment via UPI.
• Make the most of your investment by paying 0% distributor commission.
Insurance for Every Need
• The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
• Getting insurance is even easier with a 100% digital process.
One App for All Needs
• Fulfill your shopping and travel needs on one platform with 100+ brand partners.
Features
• Find all your financial transactions in one place
• Calculate your EMIs for your preferred tenure using the EMI Calculator
• Check your CIBIL score and get the credit health report online
• Download your loan account statements
• Get quick assistance & timely resolution for your queries.
What’s New
Version 16.2.1
Bug fixes and Performance improvement
Ratings and Reviews
Amazing application
With nearly 3.5 million apps in the Google Play Store, competition for user downloads has become intense. Your app may be incredibly unique with great design, works perfectly well, solves a burning problem, and still not achieve the success you dream about. The truth is, success in the Google Play Store and Apple App Store, requires more than just a great product. You must also take care of your app listings and optimize your solution correctly with the appropriate app title and description. Keep reading to learn how to choose the perfect title and description for your app on the Play Store. By the end of this article, you will have the knowledge you need to lift your app out of obscurity in the Play Store and reach an endless stream of users ready to download your app. Let's get started!
Developer Response ,
Thank you for the great review! We’re so happy you loved the App - Jijo
Good and bad
This app is in Appstore, means its developed for iDevices. But its not that optimised. Everytime it asks for OTP. There are login options like m-pin and Biometric login, but none of those works. It asks for mobile number everytime you login, OTP Comes, after you login, it asks for enabling or disabling m-pin and touch ID. When you make any change, it again asks for OTP. Here's the big issue... If you enter the OTP, nothing happens. Neither it goes forward nor reject the OTP. It remains the same, counting down the time for OTP. After the time ends, it asks for OTP again. Nothing happens. All you have to do is, skip the step and login. There doesn't the story end, if you want to login again after some time, the process starts with entering mobile number and asking OTP. I would never use this kind of app if I had any alternative. Actually I adjust with MobiKwik wallet app mostly for just tracking information. But having dedicated app, and doesn't work properly... It's annoying. Developer please address this issue.
Developer Response ,
Hi Kishore, request you to update the new app version from App store, if issue still persist then write to us with details of issue on appsupport@bajajfinserv.in along with Phone No, Device model & operating system, Date with Approximate time of issue. Mention the ref ID AS072824-01
for us to track. Thank you. - Mithun
Difficulty Accessing Loan Account from Abroad – Urgent Assistance Required
Dear Bajaj Finserv Customer Support Team, I am writing to formally express my dissatisfaction and concern regarding my inability to access my loan account while residing abroad. Despite several attempts to log in from my current location, I have consistently faced issues that have prevented me from managing my financial transactions and monitoring my account status effectively. This lack of access is particularly concerning as it hinders my ability to make timely decisions and fulfill my financial obligations promptly. It is crucial for me to have reliable and uninterrupted access to my account, irrespective of my geographical location. I request your immediate assistance to resolve this matter. Please provide a clear explanation for these access issues and suggest a viable solution at your earliest convenience. Additionally, I would appreciate any temporary measures I might take to manage my account until a permanent fix is implemented. Thank you for your attention to this urgent matter. I look forward to your prompt response and a resolution to these ongoing access difficulties. Sincerely, Jiju John
Developer Response ,
Hi Jiju, Unfortunately, we do not currently offer services outside of India. We appreciate your understanding. Thank You- Mithun
App Privacy
The developer, BajajFinserv, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Bajaj Finance Limited
- Size
- 335.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPad
- Requires iPadOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- Copyright © 2012 Bajaj Finance Limited
- Price
- Free