Wagepay: Cash Advance Pay Now 4+

Your Wage, Your Way‪.‬

wagepay

Designed for iPhone

    • Free

iPhone Screenshots

Description

Get early access to a part of your wages, whenever you need to without having to wait for payday, up to $2500. Your Wage, Your Way.

Need more cash before pay day? It’s only fair, you’ve already earned the wages; you should be able to access them whenever needed. With the Wagepay cash app, you can!

It only takes a couple of taps on your screen and a few minutes of your time. Have a portion of your earned wage, up to $2,500, advanced to your bank account and ready to use. It’s time to take back the power over your pay.

Why choose a Wagepay wage advance?
- Our pay-on-demand service is fast, simple, fair and affordable.
- We complete our assessment in seconds using your bank account transaction history.
- With instant cash transfers, your wage can be in your bank account and ready to use within 60 seconds (1).
- We do not look at your credit history or credit score as a part of our sign-up process. No credit check means your credit score will not be impacted.
- We offer reduced pricing for selected customers, saving you even more.
- We don't charge default fees, missed payment fees, or hidden fees.
- Pay us back automatically after pay day via direct debit. We also offer real-time direct debits, also known as Payto, so there is no waiting for days for payments to clear.

Wagepays pay advance service offers an alternative to help you avoid:
- Expensive payday loan companies that offer small amount credit contracts.
- Ongoing credit card debt and cash advance fees.
- Unplanned overdraft fees charged by your bank.

Wagepay rewards loyal customers with unlockable features such as:
- Free bank score tracking to help you improve your creditworthiness.
- Free access to Equifax credit score tracking.
- Loyalty program with cash giveaways.

With over 300,000 users across Australia and thousands of positive reviews from people who love our service, it's easy to see why Wagepay is the obvious choice when you need your pay now.

How do I get my pay now?
Step 1: Download and open pay app, then create an account.
Step 2: Connect your bank account and we’ll review your finances to determine your wage advance limit estimate.
Step 3: Draw down on your account. For most customers, the funds are in their bank account and ready to use within seconds.

Discover why Wagepay is the ultimate new way to access your pay on demand by downloading our money app today!

Frequently Asked Questions

Is Wagepay a loan app? While Wagepay does provide you with credit until your next payday, we are not a traditional loan. Our wage advances are shorter than personal loans and much cheaper than payday loans like small-amount account credit contracts.

Is Wagepay a buy now pay later app like Afterpay or Zip? While we do have similarities to buy-now-pay-later apps, we are not the same. Unlike buy-now-pay-later apps, Wagepay does not limit you to spending your money at specific retailers. You can use your cash advance funds for whatever you like.

Disclaimers

This app is only available in Australia. Terms and conditions apply. Eligibility criteria, fees and charges also apply to Wage Advance products. Customers are subject to eligibility criteria before each Wage Advance, which can vary the amount you can drawdown.

(1) Most customers complete the account creation form within 3 minutes.
(2) Most customers with an NPP-enabled bank account will receive funds within 60 seconds. For other customers, money will generally be available overnight or, if paid on a weekend, overnight on the next business day.

What’s New

Version 4.3.1

We are introducing split repayment function in v4.3.0! Continue to get exclusive discount on wage advances with deluxe account qualifiers. Experience lightning-fast access to up to $2,500 at significantly lower fees, ensuring you're always prepared for life's unexpected moments. Subject to eligibility criteria, Fees, and T&Cs.

Ratings and Reviews

4.8 out of 5
3.6K Ratings

3.6K Ratings

W Phillip ,

Easy App to use

The app made it easy for anyone to navigate and the added feature of a credit score is a welcomed addition. There does seem to be a few bugs for example, the app closed by itself a couple of times but it wasn’t a big problem as the app continues from where you left off before it closed itself.

Highly recommend for young adults and senior citizens due to how easy and care free the app is.

Developer Response ,

We appreciate the feedback, thank you!

Patty9876 ,

Hardship Refusal - STAY AWAY

Never have I ever experienced such poor customer service in and industry like this. To beging with, the support line is only active 10 hours a day, responses are hourly. To have a conversation with these guys it can take you days.

As a lender, these company’s have an obligation to help organise financial plans when struggling to pay by the due date. WAGEPAY REFUSES. In an email I received I was told that once the payment is delayed that is as best as they offer. This is not true. Lenders have an obligation to best assist customers with all financial claims and repayments. For example, MyPayNow let me both delay and go under a 2 month financial plan. Again Wagepay refuses. This is a legal obligation they are breaking & I will take this further unless dealt with promptly.

Developer Response ,

Dear Patty 9876,

We are disheartened and disappointed to see your review and wish to address your concerns with the utmost professionalism and clarity.

Firstly, our support line is active for 10 hours a day to ensure we can assist as many customers as possible within our operating capacity. Our staff are entitled to time off, and regulated working hours. We strive to respond to all queries within an hour to provide timely support. Nowhere is it advertised that our support staff are 24/7.

We understand that extended conversations may take longer, However, if we look back on the email records, we can see that our emails were issued back to you in a timely response and within business hours. If we get a reply outside of Business hours, it’s natural that we won’t be replying at, for example 7:30pm and we apologise for any inconvenience this may have caused.

As a we operate alongside the objectives of a responsible lender, we take our obligation to help organise financial plans for customers struggling to pay by the due date very seriously. We have always aimed to offer the best possible assistance within our policies and legal framework.

Regarding your claim about our refusal to help, we apologise if there was any misunderstanding. We do offer the option to delay payments as part of our support measures. However, our policies may differ from those of other companies. While we cannot comment on the practices of other lenders, we are committed to complying with all legal obligations and providing the necessary support to our customers.

We have replied to your email, screenshot. With more information, on your request refund. However we cannot honour your refund request as we’ve not received a repayment.

Thank you and have a great day.

MikeMWMike ,

Easiest advance app out there

Wagepay is the easiest advance payment app to use. Just link your account your pay goes into and the app assesses your eligibility in minutes and calculates what you can afford to have advanced. Customer service reps are always helpful and polite if you have any questions about or issues with the app. Highly recommend.

Developer Response ,

Thank you very much for your kind words and positive feedback! We're thrilled to hear that you find our app the easiest advance payment app to use. Our dedicated customer service team strives to provide helpful and polite assistance for any questions or issues related to the app. We truly appreciate your recommendation! If you need any assistance, please don't hesitate to reach out to us at hello@wagepay.com.au.

App Privacy

The developer, wagepay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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