N26 — Love your bank 4+

Bank, save, and invest

N26 GmbH

    • 4.8 • 1.2K Ratings
    • Free

iPhone Screenshots

Description

Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.

BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Pick from our five new virtual card designs and start paying with personality.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 You, and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.

SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime.
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get spending insights to help you stay on track.

* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.

INVEST
- Choose from hundreds of stocks, ETFs, and crypto coins.*
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.

*Check our website for availability in your country. Stocks and ETFs are available to eligible customers in Germany, Austria, Ireland, and the Netherlands. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.

BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.

Imprint and Cookie Policy: n26.com/app

What’s New

Version 4.6

Oh là là, seems like France is the place to be this summer! So it makes sense that, while we were updating your N26 app with over 300 new stocks and ETFs, we also included some très French ones — like L’Oreal, LVMH, and Hermès. If you’re an eligible N26 customer in Germany, Austria, France, Ireland, or the Netherlands, you can now find them ‌in the Investments section of your app. Happy trading!

Ratings and Reviews

4.8 out of 5
1.2K Ratings

1.2K Ratings

Poib0i ,

Ahhhhh (choir of Angels)

As an immigrant moving to Germany, I was shocked to discover that what I believed to be one of the most technologically advanced countries in the world still had the same banking system that Noah used. Thank god for N26, the ark of the banking system. When the flood comes the others won’t be ready, but N26 will. Real time transaction processing (who knew?!) the ability to restrict your card in a flash using your phone, and what you can deposit cash to your account in Rewe? It’s doc urging edge even the checkout operators don’t believe it’s true half the time (scan the barcode on your app instead of your right after your payback card and watch them go into a tizz! It’s the small things in life. If nothing else support the bank who supports creatives (I don’t think it’s a maths graduate writing the copy for their app updated. I only have one gripe with this bank, and I’m sure they are sick to death of hearing it from me. As the squeaky wheel he’s the grease, I will persist. I thought the new metal card, as elite as it is, might address my concern but alas it was not to be. I will remain hopeful though, the super new moon was a good omen after all. N26, when will you give us a way to deposit our cash for free?!

Celmouth ,

Best Bank app

I highly recommend N26! So much better than actual bank in Europe. Customer service is always very helpful.
The fact of having instant transfer is a plus. No more waiting for 2 or 3 days before getting your money from others or from a different account of yours.

Polodie ,

Card never received.

I ordered a card almost a month ago and still yet to receive. Impossibile to contact anybody by phone or email, only chat. For the third time in 2 weeks a person ordered another card blaming the post office for the missed delivery. I asked for a tracking number and incredibly 3 times out of 3 the chat dropped. Not to mention the € 25 for an express delivery with ETA 3 to 7 days, I think it’s stealing. When I said that the site states up to 3 days the chat person blamed again someone else … in this case DHL that due to COVID they deliver with extensive delays. So why not to change it in the site? Or put a light box? €25 for a card delivery? Isn’t a life time client worth more than that? The purpose was good and they present themselves well but the substance is lacking. Moving on to something better.

Developer Response ,

Hi there, Thank you for leaving a review.
First of all, we are sorry to hear that you've had a negative experience.We advise you to check the following guidelines for our card delivery. We kindly ask that you check your shipping address is correct by going to My Account > Settings > Personal Settings > Shipping Address.


We advise you check that you have met the following conditions for your card delivery:


1) In some markets such as Germany your name must be on the mailbox and doorbell at your address. If a different name is on the mailbox, please add it to the 'additional info' in your mobile app. You can also add your building number, floor number and door code to the 'additional address info' in your mobile app.
2) You need to enter your postal code without any spaces.
3) Your address must be a residential address.

You can find more information about out card delivery on our support centre page here: (https://support.n26.com/en-eu/cards/order-and-delivery/when-will-my-card-arrive).


We'd be happy to advise you further. We're available on Twitter via @N26_Support, or Instagram via @N26. You can also message us on the N26IT, N26FR, or N26ES Facebook page.
Best Regards,
Ben, Your N26 Support Team.

App Privacy

The developer, N26 GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

You Might Also Like

bunq
Finance
Qonto - Business Finance App
Finance
Monese: A Banking Alternative
Finance
Nickel - An account for all
Finance
Shine - Compte pro en ligne
Finance
Finom • Business Account
Finance