Making an international payment using the mobile app or Digital Banking is just as secure as it is to make one in branch. You can make a payment to a new or an existing payee, quickly and easily, in the comfort of your home. Criteria apply.
Overlay
Want help using our Mobile app or Digital Banking?
Join a Digital Lesson and learn how to check your balance, make payments, manage your Direct Debits all from your home, plus much more. Criteria applies.
How do I send money abroad?
Compare international payment options
When sending money abroad, you'll pay different amounts depending on when or where you're sending it to and how quickly you need it to arrive.
*SEPA is the Single Euro Payments Area in which you can make and receive euro payments.
SEPA International payments must be made in euros to (SEPA) countries which are within the EU (European Union) or EEA (European Economic Areas)
See Support Centre FAQs for list of applicable countries.
- App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
- Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.
- Biometric approval is available to eligible app customers aged 16 or over
Select your preferred way of doing it
The quickest route
What you'll need
The latest version of the mobile app.
The recipient's IBAN or account number.
BIC/SWIFT code or NCC number.
Any other country specific requirements.
When paying someone new for the first time you will also need:
Your debit card.
Your enabled card reader.
Your step-by-step guide
Download the app
Downloading the Royal Bank app couldn't be easier, follow these three simple steps below.
- On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android.
- Search for 'Royal Bank of Scotland mobile banking'.
- Tap to download the app.
Get the app
Experience easy, quick, secure banking with the Royal Bank app.
Get the app
Experience easy, quick, secure banking with the Royal Bank app.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
What you'll need
Your debit card.
Your enabled card-reader.
The recipient's IBAN or Account number.
BIC/SWIFT code or NCC number.
Any other country specific requirements.
Your step-by-step guide:
-
01
Select 'Payments and transfers' from the left hand menu.
-
02
Under the 'International payments' section select 'Make a Payment'.
-
03
If you are setting up a new international payee, select 'Get a quote for paying someone new' then select 'Next'. If you are sending to an existing payee, skip to step 7.
-
04
The next screen will ask you some questions to provide you with a quote in pounds and pence. The quote will have converted the amount you want to pay into local currency and will include the relevant fees.
-
05
Enter the country, the currency, the amount you want to send, how fast you want it sent, and the relevant fee options. The website will give you a quote in pounds and pence of how much it will cost in total. Once done, click ‘Next’.
-
06
Enter the relevant account details, which will vary depending on the country you are sending to. If unsure what they are, click on the information icon next to the required details on the website.
-
07
You’ll also need to enter a reference for the payment, the account you want it to leave from, and the date you want it to be sent. Once done, select ‘Next’.
-
08
You’ll be given a summary of all the information you have entered, please check that everything is fine before continuing. You’ll then need to follow the onscreen instructions to authorise the payment with your card reader.
-
09
Once the card reader has been enabled, select ‘Confirm’ to send the payment.
-
10
You're done! Click below to send your International Payment with Digital Banking now.
Digital Banking available to customers aged 11+ with a Royal Bank account.