Financial dispute resolution that’s fair and impartial

The Financial Ombudsman Service is a free and easy-to-use service that settles complaints between consumers and businesses that provide financial services. We resolve disputes fairly and impartially, and have the power to put things right.

If you have a complaint

I want to know if you can look at my complaint

Check if I can make a complaint 

I want to find out more about your process

Find out what to expect 


More for consumers 

Cost of living complaints

We can investigate complaints related to the financial impact of the rising cost of living. If a lender or financial business hasn’t treated you fairly, find out how we can help.

If you are looking for debt advice or guidance, or if you’re worried about money and finding it difficult to know where to start, the government-backed MoneyHelper  service can help you find a way forward.

If you are a business dealing with complaints

I want to know how you handle cases

How we handle complaints 

I need support with a consumer’s enquiry

Contact our Business Support Hub 


More for businesses 

Financial Ombudsman Service for small businesses

Are you a small business?

If you’re a small business (SME) and want to make a complaint to us, go to our dedicated small business website for more information about how we can help.

Claims Management Ombudsman - a Financial Ombudsman Service

Need help with a claims management dispute?

We can also help with complaints about claims management companies (CMCs). If you have a complaint, or you’re a CMC dealing with a complaint, go to the Claims Management Ombudsman website for more information. 

Decisions and case studies

We share our practical experience in resolving financial disputes in a range of situations. Read our Ombudsman decisions and case studies to find examples of cases we resolved. 

 

See our Ombudsman decisions  See our case studies

Helping prevent complaints

Our data and insight take a closer look into the cases we handle. They highlight complaint themes and trends and the impact we’ve had.

We also share some key points for consumers and businesses on what to look out for and how we can help. 


See our latest insight on car modifications  

Latest news

Car modifications can wreck your insurance

30 September 2024

From tinted windows to new alloy wheels, the pitfalls of vehicle alterations have been highlighted by us for the first time.

Press release Motor Insurance

Read more 

Businesses must step up support for people in debt

19 September 2024

Businesses need to take a more compassionate approach to debt management, Abby Thomas, Chief Executive and Chief Ombudsman said today.  

Press release Consumer Credit Debt

Read more 

Financial Ombudsman Service outlines top tips to avoid common pension complaints

11 September 2024

The common pension pitfalls are being highlighted today to mark pensions awareness week and help consumers understand the help that’s available.

Press release Pensions

Read more