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Axis Bank SUVIDHA Salary Program

A Salary Account is a Savings Account where your employer deposits your monthly pay. It is designed for receiving salary transfers, and usually offers benefits such as no minimum balance requirement, free ATM withdrawals, higher daily withdrawal limits, preferential rates on loans, complimentary Credit Card, and so on.

The SUVIDHA Salary Program is designed to cater to your needs with a selection of tailored features and benefits. It offers a wide array of products and services not only for employees but also for employers, setting it apart as a top-tier offering.

SUVIDHA Salary Program, comes with different types of salary accounts and they often come with complimentary credit card, various insurance plans, preferential rates on loan products, zero balance account, varies in daily withdrawal limit, shopping limit, kind of debit card and so on. Benefits ranging from Senior ID cards for senior citizens, domestic travel plans and higher interests to dining delights, cashback on movie tickets, etc. are provided to different salary accounts. You can now open your account digitally within 3 minutes without having to visit a branch. Switch to SUVIDHA Salary Program.

Open an ASAP Digital Salary Account online, instantly

  • Open account with just PAN + Aadhaar + Video Call
  • Paperless onboarding via video KYC enabled account opening
  • No branch visits
  • Zero balance account
  • 250+ banking services available online
  • India's top rated mobile banking app
  • Ultimate cashback & offers
  • Insurance benefits
  • Complimentary airport lounge access, restaurant offers and more
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  • Burgundy Salary Account

    • Debit Card FeaturesComplimentary Burgundy Debit CardDaily ATM withdrawal Limit: Rs. 3 LakhDaily Shopping Limit: Rs. 6 Lakh
    • Product FeaturesDedicated Relationship Manager, backed by a wealth specialistComprehensive One Glance Statement of your accounts and investments
    • Offers & DiscountsUp to 60% discount on locker rentalsAdditional 10% discount on lockers with family banking
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  • Easy Access Salary Account

    • Debit Card FeaturesRupay Platinum Debit cardDaily ATM withdrawal Limit: Rs. 40,000Daily Shopping Limit: Rs. 2 Lakhs
    • Product Features1 Complimentary Airport Lounge Access per quarter
    • Offers & DiscountsNA
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  • Liberty Salary Account

    • Debit Card FeaturesComplimentary Liberty Debit CardDaily ATM Withdrawal Limit: Rs. 50,000Daily Shopping Limit: Rs. 3 Lakhs
    • Product FeaturesAnnual savings worth Rs. 15,000
    • Offers & DiscountsFlat 5% cashback on weekend spends across Food, entertainment, shopping and travelReceive a quarterly gift voucher valued at Rs. 750 when you spend Rs. 60,000 in a financial quarter
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  • Prestige Salary Account

    • Debit Card FeaturesPrestige Cashback Debit CardDaily ATM Withdrawal limit of Rs.1,00,000
    • Product FeaturesUnlimited cheque books and DD/Pos free, Unlimited branch transactions per monthAnnual savings worth Rs. 25,000
    • Offers & DiscountsExclusive cashback offers on debit card:1% on fuel, 2% on shopping and 3% on travel
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  • Priority Salary Account

    • Debit Card FeaturesFree Priority Platinum Debit CardDaily Shopping Limit: Rs. 5 Lakh
    • Product FeaturesFamily Banking Benefits on enrolling Family membersDedicated Relationship Manager for all Banking needs
    • Offers & Discounts25% discount on movie ticket spendsUp to 50% discount on locker rentals
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  • Axis Republic Salary Account

    • Debit Card FeaturesComplimetary Axis Republic Debit CardDaily ATM Withdrawal Limit: Rs. 40,000Daily Shopping Limit: Rs. 1 Lakh
    • Product FeaturesHigh Personal Accidental coverExclusive features for senior parents
    • Offers & DiscountsAirport Lounge Access up to 1 per quarter*Up to 20% off on 4000+ partner restaurants
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  • Defence Salary Account

    • Debit Card FeaturesComplimetary Power Salute Debit CardDaily ATM Withdrawal Limit: Rs. 40,000Daily Shopping Limit: Rs. 2 Lakhs
    • Product FeaturesPersonal Accident Insurance Cover of 30 lacs Unlimited free cash withdrawals at Axis Bank ATMs and other bank ATMsFamily Banking Program - Share benefits with up to 3 family members
    • Offers & DiscountsUp to 20% off on 4000+ partner restaurants
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  • Employee Reimbursement Account

    • Debit Card FeaturesLinked debit card with existing Salary Account
    • Product FeaturesTrack reimbursement separatelyEarn 3.5%* interest on daily balances, quarterly
    • Offers & DiscountsNA
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  • Prime Salary Account

    • Debit Card FeaturesComplimentary Liberty Debit CardDaily ATM Withdrawal Limit: Rs. 50,000 Daily Shopping Limit: Rs. 3 Lakhs
    • Product FeaturesDining Delights Program5% cashback on movie ticket spends
    • Offers & DiscountsFlat 5% cashback on weekend spends across Food, entertainment, shopping and travel*Quarterly gift voucher worth Rs. 750 on spends of Rs. 60,000 in a financial quarter
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Offer is applicable only on ASAP Easy Access Accounts & ASAP Liberty Salary Accounts.

The Higher cashback for above account variants shall be applicable for only up to 180 days from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 180 days from date of account opening. Post completion of 6 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable. 

  • Easy Access Digital Salary account : Maximum combined cashback applicable per account will continue to be INR 1,000 per month.
  • Liberty Digital Salary Account: Maximum combined cashback applicable per account will continue to be INR 1,000 per month.

Only transaction carried via Axis Bank Debit Card will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards. 

  1. Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com 
  2. Select the merchants you would like to shop from and click on ‘Shop now’ 
  3. Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card 
  4. Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication 

Cashback will NOT be applicable on purchases made from Flipkart in the below mentioned categories: 

a Gold & Silver coins 
b Jewellery 
c Gift Cards 

Offer validity period:

  • Offer will start from 7th Oct 2022 onwards
  • Offer end date 30th April 2023

Eligibility Criteria:

  • Any customer who has opened any of the following ASAP Digital Salary account through VCIP process during the offer period will only be eligible for this offer.
  1. EASY ACCESS SALARY ACCOUNT – DAPPR
  2. LIBERTY SALARY ACCOUNT – DALBR
  • Exclusions:
  1. Any customer who has opened account with scheme code other than any of the above during the offer period
  2. Any customer who has opened account before or after the offer period
  3. Customer who had submitted request for the account within the offer period however, the account was activated post 30th April 2023 due to any reason whatsoever (It can include but not be limited to technical/system failure, operational error and manual error)
  4. Customer who have migrated their account from another scheme to any of the above scheme during the offer period

10/20 cashback benefit:

  • Higher cashback rates are applicable only for purchase done as follows
    1. Flat 10% cashback on Flipkart
    2. Flat 10% cashback on Amazon
    3. Flat 20% on cashback Zomato
    4. Flat 20% savings on Tata 1mg
  • The revised rates for above scheme codes shall be applicable for only up to 180 days from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 180 days from date of account opening. Post completion of 6 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable.
  • For brands other than Flipkart, Amazon, Zomato & Tata 1mg cashback rates as posted on grabdeals.axisbank.com shall be applicable.
  • For all purchases via Grab Deals during the offer period, maximum combined cashback applicable per account will be INR 1,000 per month for all account variants.

Mode of payment:

Only transaction carried via Axis Bank Debit Card linked to the eligible account variants will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards.

How to avail cashback:

  1. Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com
  2. Select the merchants you would like to shop from and click on ‘Shop now’
  3. Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card
  4. Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication

Category exclusions for cashback:

  • Cashback will NOT be applicable on purchases made from Amazon.in & Flipkart in the below mentioned categories:
  • Gold & Silver coins
  • Jewellery
  • Gift Cards

Other terms & conditions:

  • Cashback will NOT be applicable on items that were already in your cart (added during a previous session).
  • Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only
  • Eligible cashback will be paid within 90-120 days of the transaction
  • Please maintain the user session on the affiliate page once redirected from Grab Deals to be eligible for cashback. All affiliate terms & conditions will be applicable here
  • All other platform Terms & Conditions mentioned on Grab Deals (https://grabdeals.axisbank.com/termsandconditions) will be applicable here
  • Please call 18604195555/18605005555 (charges apply) for details/assistance
  • Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same
  • Axis Bank at any point of time reserves the right to withheld cashback benefit for any customer/account.
  • Axis Bank at any point of time reserves the right to withdraw or modify the offer without any prior intimation
  • In case of any dispute over cashback benefit, Axis Bank reserves right to take final decision either in favour or against the concerns raised
  • This T&C shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts in Mumbai.

Offer validity period:

  • Offer will start from 1st May 2023 onwards
  • Offer end date is 31st March 2025

Eligibility Criteria:

  • Any customer who has opened any of the following ASAP Digital Salary account through VCIP process during the offer period will only be eligible for this offer.
  1. EASY ACCESS SALARY ACCOUNT – DAPPR
  2. LIBERTY SALARY ACCOUNT – DALBR
  • Exclusions:
  1. Any customer who has opened account with scheme code other than any of the above during the offer period
  2. Any customer who has opened account before or after the offer period
  3. Customer who had submitted request for the account within the offer period however, the account was activated post 31st March 2024 due to any reason whatsoever (It can include but not be limited to technical/system failure, operational error and manual error)
  4. Customer who have migrated their account from another scheme to any of the above scheme during the offer period

Cashback benefit:

  • Higher cashback rates are applicable only for purchase done as follows
    1. Flat 10% cashback on Flipkart
    2. Flat 10% cashback on Amazon
  • The revised rates for above scheme codes shall be applicable for only up to 180 days from date of account opening i.e. cashback benefits as per new rates will be applicable for all spends made by eligible customer on Grab Deals (who has opened account within offer period) up to 180 days from date of account opening. Post completion of 6 months from date of account opening, regular cashback rates as posted on grabdeals.axisbank.com shall be applicable.
  • For brands other than Flipkart & Amazon cashback rates as posted on grabdeals.axisbank.com shall be applicable.
  • For all purchases via Grab Deals during the offer period, maximum combined cashback applicable per account will be INR 1,000 per month for all account variants.

Mode of payment:

Only transaction carried via Axis Bank Debit Card linked to the eligible account variants will be eligible for the revised cashback rates. There is no change in cashback rates for transactions that have been paid via Credit Cards.

How to avail cashback:

  1. Visit Grab Deals via Mobile Banking, Internet Banking, WhatsApp Banking or search for grabdeals.axisbank.com
  2. Select the merchants you would like to shop from and click on ‘Shop now’
  3. Authenticate with your registered mobile number & Last 4 digits of your Axis Bank Debit Card
  4. Shop on merchants as usual and Checkout using same Axis Bank Debit Card used for Authentication

Category exclusions for cashback:

  • Cashback will NOT be applicable on purchases made from Amazon.in & Flipkart in the below mentioned categories:
  • Gold & Silver coins
  • Jewellery
  • Gift Cards

Other terms & conditions:

  • Cashback will NOT be applicable on items that were already in your cart (added during a previous session).
  • Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only
  • Eligible cashback will be paid within 90-120 days of the transaction
  • Please maintain the user session on the affiliate page once redirected from Grab Deals to be eligible for cashback. All affiliate terms & conditions will be applicable here
  • All other platform Terms & Conditions mentioned on Grab Deals (https://grabdeals.axisbank.com/termsandconditions) will be applicable here
  • Please call 18604195555/18605005555 (charges apply) for details/assistance
  • Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same
  • Axis Bank at any point of time reserves the right to withheld cashback benefit for any customer/account.
  • Axis Bank at any point of time reserves the right to withdraw or modify the offer without any prior intimation
  • In case of any dispute over cashback benefit, Axis Bank reserves right to take final decision either in favour or against the concerns raised
  • This T&C shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts in Mumbai.
  • Cashback will NOT be applicable on items that were already in your cart (added during a previous session)
  • Cashback is applicable on items added to cart after redirecting from Axis Bank Grab Deals platform only 
  • Eligible cashback will be paid within 90-120 days of the transaction