Risk Management Specialist I

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm’s Enterprise Risk Management (ERM) team is focused on enabling informed risk based decisions by establishing enterprise standards, governance practices and independent risk oversight programs to safeguard our business, people and brand. ERM runs several risk focused programs and we’re looking for an analyst to support the team in maturing all programs.

What You'll Do

Support All ERM Programs Including But Not Limited To

• Business Continuity Management and Disaster Recovery Program
• Risk Management Committee Administration
• Third-Party Risk Management Program
• Issue Management Program
• Policy Governance
• Product Governance
• Support risk identification, tracking and monitoring activities as part of operational risk oversight and product governance for existing products and new strategic initiatives
• Assist with issue management activities including remediation coordination, risk committee escalations, reporting and trend analysis
• Coordinate risk committee agenda, pre-read materials and scheduling of attendees
• Keep track of risk committee action items and take meeting minutes
• Handle internal and external audit requests related to risk committee reporting and minutes
• Facilitate policy reviews and ensure policy governance standards are met
• Assist in drafting and maintaining procedures for program activities
• Propose ERM program enhancements including recommendations on policy, standards, procedures, and tooling
• As needed, support the execution of strategic projects for the wider ERM team
  
  

What We Look For

• 2+ years of professional work experience in internal audit, enterprise risk, or operational risk in a regulated environment, preferably in banking or financial services
• 4-year college/university degree; in lieu of this, we will consider additional years of experience beyond the 2+ listed above
• Self-starter with the desire to ramp up quickly, collaborate, execute and propose alternative or creative solutions when necessary
• Excellent time management, critical thinking, analytical and communication skills
• Resourceful and can work well independently
• Proficient in Google Workspace applications: Gmail, Sheets, Drive, Docs, etc.
• Nice to have:
• Previous experience in fintech
• Specific experience with risk management and oversight activities
• Experience using and managing a governance, risk, and compliance tools
  

Base Pay Grade - E

Equity Grade - 2

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $80,000 - $100,000

USA base pay range (all other U.S. states) per year: $71,000 - $91,000

Please note that visa sponsorship is not available for this position.

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
  
  

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.